Jump to content

You can now change your notification sounds by going to this link https://www.consumeractiongroup.co.uk/index.php?/&app=soundboard&module=soundboard&controller=managesounds

 

You can find a library of free notification sounds in several places on the Internet. Here's one which has a very large selection https://notificationsounds.com/notification-sounds

 

 

BankFodder BankFodder

 

BankFodder BankFodder


Handsomeboy

Can DCA pursue for accounts in dispute due to FSA bank charges waiver

style="text-align:center;"> Please note that this topic has not had any new posts for the last 4034 days.

If you are trying to post a different story then you should start your own new thread. Posting on this thread is likely to mean that you won't get the help and advice that you need.

If you are trying to post information which is relevant to the story in this thread then please flag it up to the site team and they will allow you to post.

Thank you

Recommended Posts

I'm in dispute with my former bank over unfair overdraft charges but despite my complaint being on hold under the FSA waiver I am being chased vigorously by a DCA called Robinson Way who are very persistant. I've told RW that the account is in dispute and supplied details of my complaint reference and referred them back to the bank but they are relentless. Can someone suggest an effective response or at least let me know what my position is. Thanks.

Share this post


Link to post
Share on other sites

have you told them in writting?

 

SAM:pLOWELL DETESTER


SAM:pLOWELL DETESTER.

 

SO PROUD OF MY AVATAR,THAT TOOK ME WEEKS TO WORK OUT HOW TO GET ONE.:lol:

 

PLZ CLICK MY SCALES IF YOU LIKE WHAT I SAY.

OR IF I HAVE HELPED IN ANY WAY.:smile:

Share this post


Link to post
Share on other sites

When I kept getting threats from the HSBC debt monkeys, I wrote to the HSBC office dealing with bank charges with a copy of the letters and told them to sort it.

 

I haven't heard from them since ... so that might be a way to go?


When you've had all the help you need, make sure you stick around to help others too!

Just think, if everyone left the site after they'd got their help, there might not be anyone left the next time YOU come back needing more assistance!!!!!!!

Share this post


Link to post
Share on other sites

I've told RW in writing on a couple of occcasions and have written again today!

 

I will write to the bank charges section if no luck with this. However, does an unfair charges claim amount to a dispute for these purposes?

 

Also, would you suggest that I make a CCA agreement application?

 

Thanks again

Share this post


Link to post
Share on other sites
I've told RW in writing on a couple of occcasions and have written again today!

 

I will write to the bank charges section if no luck with this. However, does an unfair charges claim amount to a dispute for these purposes?

I think that an ongoing court case is as valid a dispute as there can be.

 

Just because it is on hold doesn't mean that it's not ongoing.

Also, would you suggest that I make a CCA agreement application?

 

Thanks again

Pointless for an overdraft

 

Ask RW if they would like you to include them in the claim or would they prefer to f*** off. Of course, you can't include them in the case but they don't know that.

 

Ask for a copy of their complaints procedure, make a complaint (them not stopping collection activities when the account has a valid reason for dispute)

 

Grumpy

Share this post


Link to post
Share on other sites
I've told RW in writing on a couple of occcasions and have written again today!

 

I will write to the bank charges section if no luck with this. However, does an unfair charges claim amount to a dispute for these purposes?

 

Also, would you suggest that I make a CCA agreement application?

 

Thanks again

 

Bank accounts are not normally covered by CCA, however I believe overdrafts are. You could request it so it'll slow them down.

 

Also you could complain to the OFT about a DCA chasing a disputed debt, copy in RW so they know about the complaint.

 

S.


Are You as Anonymous on CAG as You Think You Are? *Link*

 

The CAG is a free help site,should you be offered help that requires payment,please report it to site team.

 

Deal with your debts:

STEP ONE - Dont Panic! | STEP TWO - Priority & Non Priority Debts | STEP THREE - Personal Budget Sheet | STEP FOUR - A SAFE bank Account | STEP FIVE - Dealing with Priority Debts | STEP SIX - Non-priority Debts | STEP SEVEN - Non-Priority Debt-Repayment Opt1 | STEP EIGHT - Non-Priority Debt-Repayment Opt2 | STEP NINE - Perils of Consolidation | STEP TEN - RE-Evaluate Frequently

 

***** SERIOUSLY IN DEBT, DONT KNOW WHAT TO DO, TRY NationalDebtLine's MoneySteps *****

 

 

IMPORTANT: Please take my advice in the spirit it is given and on the basis that I am expressing my opinion, These opinions are not endorsed by CAG in anyway and are offered informally without prejudice or warranty of any kind. These opinions are solely based upon the knowledge I've gained from this fantastic site and life in general. I have NO legal training.

Share this post


Link to post
Share on other sites

You could always send them a harrassment letter (In templates section )and an invoice for wasting your time.

Share this post


Link to post
Share on other sites

click blue DCA

 

template 12

 

and 8 for cca

 

SAM:pLOWELL DETESTER


SAM:pLOWELL DETESTER.

 

SO PROUD OF MY AVATAR,THAT TOOK ME WEEKS TO WORK OUT HOW TO GET ONE.:lol:

 

PLZ CLICK MY SCALES IF YOU LIKE WHAT I SAY.

OR IF I HAVE HELPED IN ANY WAY.:smile:

Share this post


Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    No registered users viewing this page.


  • Have we helped you ...?


×
×
  • Create New...