Jump to content

You can now change your notification sounds by going to this link https://www.consumeractiongroup.co.uk/index.php?/&app=soundboard&module=soundboard&controller=managesounds

 

You can find a library of free notification sounds in several places on the Internet. Here's one which has a very large selection https://notificationsounds.com/notification-sounds

 

 

BankFodder BankFodder

 

BankFodder BankFodder


sticky80

Settlement - advice please!

style="text-align:center;"> Please note that this topic has not had any new posts for the last 4033 days.

If you are trying to post a different story then you should start your own new thread. Posting on this thread is likely to mean that you won't get the help and advice that you need.

If you are trying to post information which is relevant to the story in this thread then please flag it up to the site team and they will allow you to post.

Thank you

Recommended Posts

Hi

 

I have an outstanding debt with a collection agency, originally for a Barclayloan, I got in a mess last year, but I am now trying to clear all debt and clean up my credit report.

 

The amount due is £5000, I was in a position where I could pay some money off, so I offered £2500 to settle the account. They agreed that they would accept £2500 to settle. When I recieved a letter to pay it with, it said £2500 was partial settlement. I emailed and said I had asked to settle it, so where did the partial bit come from, they replied and said they didn't actually say it would be FULL and FINAL settlement, partial just means they wont chase me but it will stay on my credit file until the full amount is cleared. Is this right? As i thought if they agreed to accept it it should go on my file as cleared? And also if it stays on my file is there any point in making the agreement in the first place?

 

Any advice gratefully recieved! Thank you

Share this post


Link to post
Share on other sites

no

i would never make an F&F to a dca anyway unless you know they have brought the debt

can you give us a bit of history and have you cca'ed this debt.

 

if not do so.

 

dx

Edited by dx100uk
missed a bit!

please don't hit Quote...just type we know what we said earlier..

 

if everyone stopped blindly paying DCA's tomorrow

the biggest financial industry in the UK, DCA;s would collapse overnight.

 

 

Share this post


Link to post
Share on other sites

Oh ok, How do I find out if they have? Do I need to contact Barclays for that?

 

No i haven't done anything with it other than try and ignore it while I had no money if I am honest!

 

thank you

Share this post


Link to post
Share on other sites

fire off a CCA to the DCA then.

 

dx


please don't hit Quote...just type we know what we said earlier..

 

if everyone stopped blindly paying DCA's tomorrow

the biggest financial industry in the UK, DCA;s would collapse overnight.

 

 

Share this post


Link to post
Share on other sites

I would contact the main creditor directly in writing, and explain what has happened, and inform them you are trying to clear your debt and are willing to clear the debt by way of a possible f & f, and see what the lowest is that they are willing to accept.

Share this post


Link to post
Share on other sites

but i would not give anyone any money till they show you the colour of their cca!

 

dx


please don't hit Quote...just type we know what we said earlier..

 

if everyone stopped blindly paying DCA's tomorrow

the biggest financial industry in the UK, DCA;s would collapse overnight.

 

 

Share this post


Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    No registered users viewing this page.


  • Have we helped you ...?


×
×
  • Create New...