Jump to content


Debtcontrol V Smile / Cabot


style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 4446 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Hello,

 

I have to say this forum is an excellent resource and I will be contributing to the cause when I get paid next!!

 

I made up my mind last week to stand up to these CRA's who have, after reading advice on here, been threatening me with hollow threats for months, if not years.

 

I have 9 CRA accounts, a mixture of credit cards & loans. The majority of these defaulted in 2003, a couple defaulted in 2004.

 

My original post is here -

http://www.consumeractiongroup.co.uk/forum/debt-collection-industry/205013-paying-back-various-amounts.html

 

It is worth noting that I have never had to sign for any recorded/special delivery post from the lender or CRA.

I have also never received a Default Notice, or Notice of Assignment.

 

I have CCA'd all CRA's and cancelled all DD. Payments will be made by SO for £5 per month until it’s legally enforced for me to pay more. (I am confident that my financial circumstances are dire enough for them to have no joy if they wish to pursue through the courts).

 

 

This thread will talk about my battle with Cabot Financials and the Smile loan they say they are pursuing.

 

Thanks for reading, more to follow!!!!

Link to post
Share on other sites

Hi,

 

Sent the CCA request on 20/06/09, had an acknowledgement back today, dated 22/06/09.

 

Any relevance as to why they have returned my £1 PO, saying they do not accept it?

 

Thanks for reading.

Link to post
Share on other sites

Hi,

 

Sent the CCA request on 20/06/09, had an acknowledgement back today, dated 22/06/09.

 

Any relevance as to why they have returned my £1 PO, saying they do not accept it?

 

Thanks for reading.

 

Hi DebtControl - the thumbnail is just that - any chance of making it a bit bigger?

 

Regards.

 

Fred

Before you criticise another man you should first walk a mile in his shoes. Then, when you criticise him, you'll be a mile away and he won't have any shoes on.

 

Don't get me confused with somebody knowledgeable by all those green blobs. I got most of them by making people laugh.

 

I am not European, I am English.

Link to post
Share on other sites

Link to post
Share on other sites

Is of no relavence wether they accept the fee or not, they have acknowledged the request so the clock is ticking, if you receive nothing within after 12 days sent the 'account in dispute' letter

 

Cool...thanks for the reply. Really appreciate it. Have tipped your scales!!

Link to post
Share on other sites

  • 2 weeks later...

Had a reply from Cabot today, advising that they have not received the CCA yet, but want to apologise.

 

By return they will be receiving a 'Account in Dispute' letter.

 

Signed for on 22/06/09 - today being 08/07/09 - I'm thinking thats 13 working days right?

Link to post
Share on other sites

Yep - same as on your other thread :)

:)I am not an expert, but I can give good advice about Brighthouse:)

 

Am learning more and more about DCA's too :)

 

I have no legal experience and all advice given is based on the knowledge I've gained from this site.

 

<------If you think I have been helpful, please feel free to tip my scales - remember to put your CAG name though!

Link to post
Share on other sites

  • 2 weeks later...

Just to say I received a letter today stating that they were still trying to obtain a copy of my CCA.

Link to post
Share on other sites

 Share

  • Recently Browsing   0 Caggers

    No registered users viewing this page.


  • Have we helped you ...?


×
×
  • Create New...