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    • Also, I should point out that you will win anyway – but you are making it much more complicated than it needs to be. If you simply raise the question of your statutory rights and his breach of obligation then the judge will give you a judgement in your favour within five minutes. Because you have raised pretty well every other issue bar that, the judge will have to consider the entire aspect of the defects and whether they do amount to a substantial breach of contract and whether they could have been repairable et cetera et cetera et cetera. Although you will eventually win, it means that the judge may have a complicated issue to decide and of course it will simply prolong the agony. Simply raising the fact that the dealer refused to comply with your assertion of your right to reject will bring the entire case shuddering to a halt in your favour and the judge doesn't need to listen to any other arguments. He simply needs to see your letter of rejection.
    • capquest cant send a CCJ anywhere...    
    • Jet2 need to give you the hotel you are being rebooked to. A change from "your previous hotel" to "no hotel" (as things currently stand)  is significant enough imho to ask for a full refund.   @monyl I think the problem is different here, since the holiday wasn't cancelled due to lockdown. On the opposite Jet2 are trying to do their utmost to not cancel the holiday, and find an alternative accommodation for the OP so they can get away with not having to provide a refund. To devil's advocate for a minute, I don't want to defend their business practice but I must say I understand that they're trying their utmost to avoid losing even more cash than they already have. They'll have to provide something that's "significantly" similar to what the OP requested though, to stand a chance to legally do so.    
    • What stage is your claim at now ?  You submitted it in Oct 19 ...has it been allocated yet ? Andy
    • Fair enough - I will just ignore it then. Thanks for all your help.    If the real Capquest send a CCJ to an old address where I no longer live and therefore I don’t know about it  - what are the implications of that - even if the debt is “statute barred” now?      
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Hi all

 

My husband and I have been dealing with our debts now for 4 years and we just can't do it anymore!!!

 

we owe so much and all our money goes on paying debts.

 

we have a monthly income of £2500

we owe £96k on mortgage, £50k unsecured and our house might get £140 we owe £19k to Lloyds TSB (credit cards & loans)

£5k to black horse (final balance after car taken)

£3k on other credit cards

£8k on car HP loan

£4k to overpaid Tax credits from 3 years ago.

 

omg that makes me cry just looking at it :(

we tried an IVA 3 years ago bu because our main debt is with Lloyds they wouldn't agree to it.

 

We are scared that if we go bankrupt the house will be taken and we will live in hostels with our 2 children (daughter is 12, son is 8. as i've heard the council are not obliged to rehome us.

 

We have no way of getting together deposit money to rent and we wouldn't even pass a credit search!!

 

any advice would be greatly appreciated :)

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Hi,

 

sory to here of your issues we had the same, but mosu of the debts were in my name and not hte wife`s, after looking into BR in Oct 08 gettign all the information regarding every debt i filled for BR in Feb 09.

 

Our house is in joint names with no cash in it at all therefore the OR was not looking to sell the house and as long as we paid the mortgage and the secured loan we could keep the house, but it has to be in joint names.

 

All the debts were wrote off in Feb 09 and we have not looked back since

 

our debts were credit cards £20k, Loans £16k, personal guantranee`s £775k, CCJ orders £32k

 

Now iam BR all the debts have gone totalin gover over £1million S*** loads we know but is was my business debts as well, however BR is not for everyone please look int alot before you go ahead, but it was the very best thing we did and we sleep much better now

 

 

cheers

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