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    • love the extra £1000 charge for confidentialy there BF   Also OP even if they don't offer OOC it doesn't mean your claim isn't good. I had 3 against EVRi that were heard over the last 3 weeks. They sent me emails asking me to discontinue as I wouldn't win. Went infront of a judge and won all 3.    Just remember the law is on your side. The judges will be aware of this.   Where you can its important to try to point out at the hearing the specific part of the contract they breached. I found this was very helpful and the Judge made reference to it when they gave their judgements and it seemed this was pretty important as once you have identified a specific breach the matter turns straight to liability. From there its a case of pointing out the unlawfullness of their insurance and then that should be it.
    • I know dx and thanks again for yours and others help. I was 99.999% certain last payment was over six years ago if not longer.  👍
    • Paragraph 23 – "standard industry practice" – put this in bold type. They are stupid to rely on this and we might as well carry on emphasising how stupid they are. I wonder why they could even have begun to think some kind of compelling argument – "the other boys do it so I do it as well…" Same with paragraph 26   Paragraph 45 – The Defendants have so far been unable to produce any judgements at any level which disagree with the three judgements…  …court, but I would respectfully request…   Just the few amendments above – and I think it's fine. I think you should stick to the format that you are using. This has been used lots of times and has even been applauded by judges for being meticulous and clear. You aren't a professional. Nobody is expecting professional standards and although it's important that you understand exactly what you are doing – you don't really want to come over to the judge that you have done this kind of thing before. As a litigant in person you get a certain licence/leeway from judges and that is helpful to you – especially if you are facing a professional advocate. The way this is laid out is far clearer than the mess that you will get from EVRi. Quite frankly they undermine their own credibility by trying to say that they should win simply because it is "standard industry practice". It wouldn't at all surprise me if EVRi make you a last moment offer of the entire value of your claim partly to avoid judgement and also partly to avoid the embarrassment of having this kind of rubbish exposed in court. If they do happen to do that, then you should make sure that they pay everything. If they suddenly make you an out-of-court offer and this means that they are worried that they are going to lose and so you must make sure that you get every penny – interest, costs – everything you claimed. Finally, if they do make you an out-of-court offer they will try to sign you up to a confidentiality agreement. The answer to that is absolutely – No. It's not part of the claim and if they want to settle then they settle the claim as it stands and don't try add anything on. If they want confidentiality then that will cost an extra £1000. If they don't like it then they can go do the other thing. Once you have made the amendments suggested above – it should be the final version. court,. I don't think we are going to make any more changes. Your next job good to make sure that you are completely familiar with it all. That you understand the arguments. Have you made a court familiarisation visit?
    • just type no need to keep hitting quote... as has already been said, they use their own criteria. if a person is not stated as linked to you on your file then no cant hurt you. not all creditors use every CRA provider, there are only 3 main credit file providers mind, the rest are just 3rd party data sharers. if you already have revolving credit on your file there is no need to apply for anything just 'because' you need to show you can handle money. if you have bank account(s) and a mortgage which you are servicing (paying) then nothing more can improve your score, despite what these 'scam' sites claiml  its all a CON!!  
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Whiplash Claim - Pulling a fast one!


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It (invariably) isn't the solicitors fault that people make claims. All they have is a Claimant walk in or have their details passed to them who say they have had a crash. Why should a solicitor not believe that their client didn't have an accident?

 

If the solicitors are then given proof that the Claimant has lied etc then they will get rid of the claim like a hot potato and probably bill the client as well. If they carry on with the claim despite knowing that it may be fraudulent then the run an awful risk of losing their practicising certificate, fined, loss of their business etc...

 

Lots is being done to try and prevent fraudulent claimants making claims and hopefully the following ruling should help somewhat:-

 

Cash-for-crash car insurance fraud ring ordered to pay damages - Times Online

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  • 1 year later...

I have now had my 2nd car accident and totally sick of people on the road that DONT pay any attention on the road and I am now making my 2nd claim of whiplash due to idiots that dont know how to drive! I have suffered 2nd time around and when you suffer whiplash the symptons dont come on to the next day, when you have suffered whiplash you will know how all of us feel and at the end of the day you should of took more attention on being on the road you was the one at fault not the person in front so you are fully to blaime!

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BarclaysHater77

 

A rant on a thread that is over a year old !

 

I have had a whiplash type injury, not from a road accident, but from Rugby. For those that think it is not that painful, I can tell you that in my experience it was more painful than a bad ankle break. It brought tears to my eyes and affected me for atleast a year afterwards.

 

However, there are some whiplash claims which are dubious and these cause issues for those with genuine injuries.

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in an ideal world everyone would tell the truth.but its not an ideal world .and i have never put in a claim as i have never had an accident.everyone knows you get at least 18 hundred pounds for whiplash and i believe everyone that has an accident that wasnt there fault would most certainly put in a claim for this.are you in the real world? when it comes to money people are ruthless.

 

Hahaha what a bell end, you obviously have no idea what you're talking about.

By day, computer and mobile phone technical support... by night home mechanic and Rover / MG enthusiast!

 

Cars: 1998 Rover 620ti

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  • 2 weeks later...
I dont want her to get payment from my insurance company because my insurance will then go through the roof!

 

Im third party so what's the point in me claiming anyway? Even if I was fully comp, there is not enough damage to my car to warrant a claim. I could fix it myself for £30. All i need is a new indicator case.

 

Im annoyed at the fact she said she was unhurt, 4 days have gone by and now she's deciding she's going to claim for "whiplash" which has yet to be proved.

 

However once she claims the whiplash payout from your insurance provider, the insurance company would see through it right. In case they find it totally baffling to compensate for such a

claim they would certainly not compensate for it. There are several whiplash experiences of this kind. Some which do not deserve get the payout and some which do deserve falls short.

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i had an accident THREE AND A HALF YEARS AGO, on a petrol forecourt, (i was at fault) so you can imagine it was a minor accident and certainly was not serious anough to "violently throw the claimant around the car" (i had to laugh when i read this). but knowing how the personal injury claim works i wasnt too bothered as i was fully insured and presumed he would claim from my insurers and get a nice payout anyway, even tho i did provide a conflicting statement to the solicitors acting on my insurers behalf.

 

i met with my insurers solicitors in the beginning of 2008, (accident being 28th November 2007). I have had no further correspondance since this meeting with solicitors at the beginning of 2008. I then went travelling and subsequently forgot all about the matter, presuming it had been settled with my insurers.

 

so.... you can imagine my suprise when this morning (3 and a half years after original accident) i get court papers through my post box, with the claimant suing for £6000 personal injury!!! i immediately rang my insurers of that time and asked what wwas going on, to which they replied the solicitors acting on my insurers behalf at the time of the accident had paid out £1300 for damage to his vehicle (seems a bit extreme for a small dent to his drivers door) but the solicitors had REFUSED to pay out any money for personal injury......

 

if this now why the claimant has decided to take it to court because insurers refused to pay out?? and am i still covered by this insurance even tho i have been with a different company for 2 years?? i wont have to pay anything out of my pocket will i? even though i am listed as one of the defendants on the court paperwork?? I have forwarded copies of the court papers to my insurers today already.

 

now this is where i am really really angry.... because I KNOW he is pulling a fast one.. and i know this due to the medical report that was attached to the court papers.....

 

The medical report states :my accident occured 28th November 2007. On the 12th December 2007 (two weeks after the accident) the claimant had a medical with a doctor at the local accident centre and requested a medical report in relation to a road traffic accident he was involved in, in April 2007. He failed to mention any accident that occured on November 28th and insisted his discomfort and symptoms were as a result of an accident he was involved in in April 2007.

 

However, in June 2008 (SIX months after my accident with him), he went back to the accident centre and happened to get the same doctor. he requested a medical report this time to support his personal injury claims in relation to his accident with me. however at this medical he stated that by the time his accident with me occured on November 28th 2007, he had fully recovered from his road traffic accident in April 2007....... now is it just me or does none of this make sense????? if he had recovered fully from his RTA in April 2007 by time of my accident with him why did he seek a medical in December 2007 regarding his April 2007 accident?!?!?!?!

 

i know why he did..... because he is seeking money in any way shape or form, not just from me but from his previous accident in april 2007. he also happened to change his name after the accident but before going for the medical in June 2008.... meaning his claim for the april 2007 and november 2007 accidents would be in different names! something does not sit right and i will be SO angry if i have ti pay him a penny!!!! and why did he only issue a claim to the courts in 2010?!?!?!?

 

any help, advice, thoughts on this matter would be much appreciated

 

Laura

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  • 4 months later...

Hello,

 

I am currently researching for a film on slam-ons, compensation and insurance. If anyone has fell victim to a fraudulent claim, put in a dodgy claim themselves to get one over on insurance companies, or knows anyone involved in these sorts of situations, please do get in touch with me here. Any conversations will be held in absolute privacy.

 

Thanks a lot!

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