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speycaster

Loan Insurance Payments

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Can loan insurance payments be used by bank to pay their charges or any other accounts?

Am I right in thinking they are allocated payments, like a crossed cheque and have to be paid to the allocated account, in this case the loan account?

Please someone advise.

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Hi,

 

What you're saying is a bit confusing. Would you mind explaining a bit more simply what has happened.

 

When you say insurance payments - do you mean ppi?

 

If so then you pay off both the actual loan and the ppi element at the same time from your monthly payments

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