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Sainsburys Credit Card

Trudy B

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Hi all!


Sainsbury’s Credit Card


CCA’d Sainsbury’s and Blind Orrible and Stupid have sent me this application form in response … attached to a personally handwritten compliment slip … how delightful, how sweet! “Please find enclosed copy agreement as requested”


And a very very bad copy at that





No T & C’s … just copy appn


Just throwing it out there, my thoughts were


1) Its an application form not a credit agreement

2) No prescribed terms

3) No T & C’s and no reference to T & C’s on appn

4) Virtually illegible

5) it is pants


Am I learning well from you guys? Am I on the right tracks?


Anyone care to comment?????



T :)

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Yep, certainly looks like an application form to me, and an illegible one at that!

File under 'ignore'

Up until such time they comply, you could just coerce them a little by sending them this.

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!



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Hi Bazooka Boo


Thanks for that, just wanted a bit of reassurance.


I am going to send one of the letters that says "bog off, that's an application form and not a valid credit agreement and by the way you are now in default and the account is in serious dispute"


No doubt they will pass it back to a DCA and around we will go again! All good ammunition for the OFT! :D


T :)

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