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mrc33

Fredrickson International / Bryan Carter - Please Help

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Hi all,

 

Please could someone help me out here.

 

My wife is getting hassled by Bryan Carter & Fredrickson International

for an [alleged] debt for a store card.

 

She says that the last time she had any contact with them was in 2000.

 

As I understand it, that means that the debt is statute barred, so what

should we do? Ignore them? Send them a letter?

 

Would really appreciate any help you could offer.

 

Thanks

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hi.welcome to cag:)

 

click on the blue DCA

send them template number 2

 

SAM:pLOWELL DETESTER


SAM:pLOWELL DETESTER.

 

SO PROUD OF MY AVATAR,THAT TOOK ME WEEKS TO WORK OUT HOW TO GET ONE.:lol:

 

PLZ CLICK MY SCALES IF YOU LIKE WHAT I SAY.

OR IF I HAVE HELPED IN ANY WAY.:smile:

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thanks sam

 

is that all there is to it though - i'm used to things being complicated :)

 

also, is it better to send that letter than it is to ignore them

(would ignoring them get her in hot water?)

 

 

hi.welcome to cag:)

 

click on the blue DCA

send them template number 2

 

SAM:pLOWELL DETESTER

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Hi,

 

Once you tell them the debt is Statute Barred and you won't be paying it, that should be the end of the matter.

 

Ignore them and they will continue to ask for payment.

 

Regards.

 

Scott.


 
 

Any advice I give is honest and in good faith.:)

If in doubt, you should seek the opinion of a Qualified Professional.

If you can, please donate to this site.

Help keep it up and active, helping people like you.

If you no longer require help, please do what you can to help others

RIP: Rooster-UK - MARTIN3030 - cerberusalert

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Hi, have you made any payments to, or acknowledged the debt in writing in the last 6 years?

 

Dont worry too much about carter, there are many threads on here, to do with this cretin, have a search of the debt forums


Please note i have no legal training any advice i give comes from my own experience and from what i have learned on this site

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thanks sam

 

is that all there is to it though - i'm used to things being complicated :)

once you have informed them that its statute barred,they should not contact you again,you report them if they do. to OFT and TS.

also, is it better to send that letter than it is to ignore them

(would ignoring them get her in hot water?)

you can ignore if you want,but they will keep writting if they think they can con a payment out of you.

 

 

SAM:pLOWELL DETESTER

 

 

PLZ FREE FREE TO TICKLE MY SCALES.


SAM:pLOWELL DETESTER.

 

SO PROUD OF MY AVATAR,THAT TOOK ME WEEKS TO WORK OUT HOW TO GET ONE.:lol:

 

PLZ CLICK MY SCALES IF YOU LIKE WHAT I SAY.

OR IF I HAVE HELPED IN ANY WAY.:smile:

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Thanks Scott

 

The only thing I'm worried about with sending the letter - wouldn't

it be admitting to the debt.

 

Shouldn't we ask for details of the debt first, and then when they

supply those send the statute barred letter?

 

Also would ignoring these letters make matters worse?

 

Sorry about the 20 questions, just have no idea.

 

Hi,

 

Once you tell them the debt is Statute Barred and you won't be paying it, that should be the end of the matter.

 

Ignore them and they will continue to ask for payment.

 

Regards.

 

Scott.

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No, she hasn't had contact with the company since 2000.

 

I'll search for those carter threads, thanks.

 

 

Hi, have you made any payments to, or acknowledged the debt in writing in the last 6 years?

 

Dont worry too much about carter, there are many threads on here, to do with this cretin, have a search of the debt forums

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Hi,

 

You could send them the 'prove it' letter..............

 

Dear Sir/Madam

 

Account no:

 

You have contacted me/us regarding the account with the above reference number, which you claim is owed by myself/ourselves.

 

I/we would point out that I/we have no knowledge of any such debt being owed to (insert company name).

 

I am/we are familiar with the Office of Fair Trading Debt Collection Guidance which states that it unfair to send demands for payment to an individual when it is uncertain that they are the debtor in question.

 

I/we would also point out that the OFT say under the Guidance that it is unfair to pursue third parties for payment when they are not liable. In not ceasing collection activity whilst investigating a reasonably queried or disputed debt you are using deceptive/and or unfair methods.

 

Furthermore ignoring and/or disregarding claims that debts have been settled or are disputed and continuing to make unjustified demands for payment amounts to physical/psychological harassment.

 

I/we would ask that no further contact be made concerning the above account unless you can provide evidence as to my/our liability for the debt in question.

 

I/we await your written confirmation that this matter is now closed. Otherwise I will have no option but to make a complaint to the trading standards department and consider informing the OFT of your actions.

 

I/we look forward to your reply.

 

**Edit to suit**

 

Remember, don’t sign the letter.

 

Regards.

 

Scott.


 
 

Any advice I give is honest and in good faith.:)

If in doubt, you should seek the opinion of a Qualified Professional.

If you can, please donate to this site.

Help keep it up and active, helping people like you.

If you no longer require help, please do what you can to help others

RIP: Rooster-UK - MARTIN3030 - cerberusalert

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I'd do the above letter if it was me.

 

DG


I have no legal training my knowledge comes from my personal life experiences

Please help keep the forum alive by making a donation

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