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Cap One Agreement

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a%3EURL%5Da%3EHi I was wondering if someone could help me I asked Capital One to send me a true copy of my credit agreement the attached image is what they sent.

I have signed it but i have removed my deatails from the image am i correct in thinking it is legal as i thought it was?

Cap One obviously said it was I asked trading standards to have a look they were no help at all but if it is I told Cap One I would commence some sort of payment that I can afford when they remove the charges they applied whilst the account was in dispute and they completely ignored my letter.Problem is I made the mistake of not sending the letter to the by recorded delivery they have applied further charges since and I was sent a letter by H L Legal Solicitors on the 24th April stating that unless I made full payment to Capquest or a reasonable offer they would start court proceedings against me if i didnt pay by May 7th but i have heard nothing since,what should i do?



Could someone please tell me how I put the agreement on here please im using photobucket.IMG%5D

Edited by larlieboy1
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I would be extremely surprised if Cap One sent you an enforcible agreement, I think it would be a first.


As far as posting from Photobucket, I'm sure you just use the "Insert Link" button in the "Quick reply window"


Hope this helps



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I think you just copy the photobucket link and paste in the reply box.......I'm sure that's how I did it. The insert link button should work as well :D

:)I am not an expert, but I can give good advice about Brighthouse:)


Am learning more and more about DCA's too :)


I have no legal experience and all advice given is based on the knowledge I've gained from this site.


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Copy the image code from photobucket and in the reply window click insert image tab beside the globe - bobs ur uncle

I'm not an expert so check everything I tell you, however click me scales if I've been useful.

Light travels faster than sound. This is why some people appear bright until you hear them speak.


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Hi larlieboy,You might find Tinypic.com easier to use.

No need to create an account, just upload, then select the direct link for layouts. Come back to your last post, edit, remove all the post then start again.

Click the insert image icon.

Remove the http:// from the input box

Paste the direct link


Shout if any further problems :)

Elsa x

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