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CCA : send to original creditor?

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Or to the debt collection agency sending me the threatening letters?


Thanks for your help

(Sorry I'm a newb)


Send to the DCA.


As the Original Creditor's agent, they have a duty under s175 of CCA 74 to pass your request on.


Don't be fooled by any bullshine saying that they will take longer than 12 + 2 days to respond and/or that they will charge you for the costs incurred.


You only have to supply a £1 postal order and, don't sign the letter, print your name.

If you feel I've helped then by all means click my star to the left...a simple "thank you" costs nothing! ;)


Restons MBNA -v- WelshMam


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