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    • Serco are not up to the job, but director's of Serco are buddies with Ministers handing out contracts like confetti on the back of Covid.  Track & Trace and Isolate should be a LA competence, not private firms on the make.   Interesting blog today, the genesis of the crisis started with Blair in 2005, subsequent administrations did nothing to improve responses to pandemic.   https://www.turbulenttimes.co.uk/news/corona/scared-to-death/    
    • Independent Sage met yesterday and has a new report out.   They think the national test and trace system doesn't work and are urging the government not to renew Serco's contract. They say the job should be done by GPs and local public health people who are already deal with the more complex cases and care homes.   https://www.independentsage.org/an-independent-sage-discussion-document-on-contact-tracing-and-self-isolation/
    • Thanks for your reply.   I don't have the money to get the repairs or inspections done to be honest.    It's a BMW 1 series.   I've learnt my lesson. I was having a pretty hard time with my health to be honest at the time. I bought it as a present to myself but was too trusting. 
    • This is a tricky one, BMW's , wide wheels, low profile tyres, stiff suspension over deviations, German Cars are known for that.  It might have winter tyres on, that would cause a rumble. My Volvo is also very weird like that.  It could also be a wheel bearing, which isn't expensive but would need to be done. Why not take it to your mechanic for a an inspection, or the AA/ RAC also do that.  I've learnt the hard way that's what you need to do before you buy the car,    What BMW is it?  I would only buy this brand of car at that age if it had a full history of every service and everything that has been spent on it during it's lifetime.
    • If you get somebody to cover for you on those last three days, are you saying you are OK?  ie you don't need to go to work in your old job and you can start the new one?  So that gives you what you want - yes?   If you can't get somebody to cover for you, you've got two potential courses of action - which may or may not be mutually exclusive.  First, ask if you can move your termination date forward by three days.  Obviously you won't get paid for those three days and whether your current trust will agree to this depends on what sort of relationship you have with your manager and how much they will need you to work those three days - or how easy you will be to replace.  If they say OK - you win.   Second, you don't turn up for work on those three days.  You will then technically be in breach of contract and in theory the trust could sue you for any financial loss they suffer as a result.  This would be the cost of employing somebody to replace you for those three days.  Will they need to replace you?  I suspect they would not bother to sue you, but nobody can guarantee they won't.  And what if you want a reference from them in future?  If you've already asked to bring your leave date forward, and they've refused, they may rightly conclude that you are taking the pi$$ if you don't turn up on those days, and they won't like it - or rather they won't like you...   Or, as I said before, get your new start date put back three days.   The thing is, your current employer can't extend your notice period unless you agree.  If they won't allow you to take leave owing to you during that notice period, they should pay you for it.  Whether you should write to them as I suggested earlier is more complicated because the situation is much less clear cut than you originally outlined.  (You had implied that they had already refused your request to take leave owing to you during your notice period and that you would have to extend your notice period to allow you to take that leave.  That isn't quite the position, is it?  And they haven't actually said they won't pay you for any leave you don't take, have they?)   Two other things: first, are you changing employer within the NHS?  If you are, it's a possibility that questions may be asked if you are in the pension scheme and you have two periods of full-time employment that overlap.   Second, your manager's email refers to "your last working day".  This is a little ambiguous and can cause a lot of confusion in the NHS.  You may wish to check whether they mean it is the last day of your employment (ie including any leave you are taking) or is it the last day you are actually present working.  Do you see the difference?  Managers often get hopelessly confused by this without HR guidance.  (And HR often get it wrong).   It's a pity you can't or won't seek union guidance if you are a member - that's what you pay for.
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      I was in Sainsbury’s today and did scan and shop.
      I arrived in after a busy day at work and immediately got distracted by the clothes.
       
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blackrabbit

HSBC_Metropolitan Collection Services_debt that sprung out of nowhere

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Hi, I'm new here.

While I search information about MCS I found this site, so I thought I would register so I could talk about them, that's how much they have angered me. 2 days ago I recieved debt collection letter telling me I owe HSBC money on the account I closed a year ago in November 2008 (went into the bank personally to close it). I call MCS 3 three times and HSBC customer services 3 times. None of them could give me a bloody clue of what they are charging me for. HSBC said they couldn't recover information from the closed account (the thrid time, the staff hung up on me). MCS said they only knew it has something to do with outstanding balance and said my account closed in May 2009. I left UK the day after I closed my account and never returned since (which I'm curtain I haven't got any debt then), so was it my ghost who closed my account in May 2009? How has this debt sprung from out of nowhere. Just because I'm a foreigner and has already left UK, is this making me an easy target for them, to force me to pay debt I didn't know of? Is this a new of begging for money or what? My sister told me, if they harass me too much I could just bring a lawsuit in. But for me, I'd like to see them flying over to my country and knock on my door too. Does anybody have the same problem like me when they said you have debt that you're certain you don't? I'm writing letters to MCS, hsbc's complaint department, and hsbc's chairman. Is this the right move or if there any suggestions, I'll be very appreciated.

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my suggestion ignore the idiots and dont waste money on phone calls or stamps, if they cant provide the info then there is no debt

 

Oops

Edited by PGH7447

PGH7447

 

 

Getting There Slowly

---------

 

Advice is given freely but is in no way meant to be taken as Gospel:-)

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Hi blackrabbit , welcome to the forum :)

 

I think PGH 7447 means if the CAN'T provide the info , - but I'm inclined to agree with him .... ignore it - unless you're worried about ending up on a Credit Rating File somewhere ......

 

Anyway , you probably know that MCS are not a real Debt Collection Agency as such , only HSBC's debt collection department , so they'll probably give up if you ignore them - especially if you're overseas ......

 

But if you do get more hassle feel free to come back and ask - someone will answer and we're a friendly lot on here ! :D


Nemo me impune lacessit

 

 

Advice & opinions given by johnnymitch are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

 

 

If you think I've helped you please feel free to tickle my star :-D

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Hi, I'm new here.

While I search information about MCS I found this site, so I thought I would register so I could talk about them, that's how much they have angered me. 2 days ago I recieved debt collection letter telling me I owe HSBC money on the account I closed a year ago in November 2008 (went into the bank personally to close it). I call MCS 3 three times and HSBC customer services 3 times. None of them could give me a bloody clue of what they are charging me for. HSBC said they couldn't recover information from the closed account (the thrid time, the staff hung up on me). MCS said they only knew it has something to do with outstanding balance and said my account closed in May 2009. I left UK the day after I closed my account and never returned since (which I'm curtain I haven't got any debt then), so was it my ghost who closed my account in May 2009? How has this debt sprung from out of nowhere. Just because I'm a foreigner and has already left UK, is this making me an easy target for them, to force me to pay debt I didn't know of? Is this a new of begging for money or what? My sister told me, if they harass me too much I could just bring a lawsuit in. But for me, I'd like to see them flying over to my country and knock on my door too. Does anybody have the same problem like me when they said you have debt that you're certain you don't? I'm writing letters to MCS, hsbc's complaint department, and hsbc's chairman. Is this the right move or if there any suggestions, I'll be very appreciated.

 

Hi blackrabbit, I know it's been a couple of years since your posts but I'm hoping that you see this. i too am being chased MCS and I now live in Sweden. I would like to know what happened to you. Did you ignore MCS and they went away? was the debt passed to someone else and they chased you where you live? Did you repay the debt? thanks, in advance, for your help. KBIS

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