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angel1977
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Hi All, i have sent two letters to littlewoods from money saving expert web site saying firstly, i want my fees back as i belive there unfair, then a second one saying the same thing with the treat of court, plus a schedule of fees. I have also called them saying i'm in sever hardship and can only pay a pond a month, to which they said, you will still get charged fees and get defaults and it will then be passed on to a dca, which it has now.

I thought as i had disputed their charges they counld not pass it on to a dca and if they can whats my next step. I hope someone can help

Thank you

 

p.s i am aslo getting ready for the N1 but dont know if i still put littlewoods or the dca,

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You put littlewoods on the N! - it was them that applied the unlawful charges.

 

Send the DCA a request under s78 of the Consumer Credit Act for a copy of your agreement and statement of account. Send a £1 PO and remind them that they have 12 days to comply.

Steven

 

Using CAG Toolbar will generate much needed income - Download Here

 

Confused by Simple Interest? Confounded by Compound Interest? Read my Interest Tutorial

My Wins

 GE Money Won unconditionally May 2007

NatWest Won unconditionally August 2007

Brighthouse Won unconditionally August 2007

Goldfish Won unconditionally April 2008 (including CI on the basis of Sempra)

Clydesdale Financial Services (now BPF) Won unconditionally February 2008

 

Any opinions are without prejudice & without liability. Do not take any legal action on my advice alone. Almost everything I know concerning the law I learned from this site.

 

Please note, I will not give advice by PM. Please send a link to your thread and I will do my best to answer there.

 

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  • 3 weeks later...

Hi All, I love the postman today! he just gave me a letter from natwest, they are paying up my claim for hardship the full amount plus interest £374.:D:D I could not have done it without CAG AND MSE

Anyway could someone tell me what poc i should use for littlewoods, like everyone else i dont want to get it wrong,

Many thanks

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You can use one of the credit card ones, suitably modified (ie change the name)

 

Well done on the NW payout :D

Steven

 

Using CAG Toolbar will generate much needed income - Download Here

 

Confused by Simple Interest? Confounded by Compound Interest? Read my Interest Tutorial

My Wins

 GE Money Won unconditionally May 2007

NatWest Won unconditionally August 2007

Brighthouse Won unconditionally August 2007

Goldfish Won unconditionally April 2008 (including CI on the basis of Sempra)

Clydesdale Financial Services (now BPF) Won unconditionally February 2008

 

Any opinions are without prejudice & without liability. Do not take any legal action on my advice alone. Almost everything I know concerning the law I learned from this site.

 

Please note, I will not give advice by PM. Please send a link to your thread and I will do my best to answer there.

 

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