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    • @Jaybee in CF Claimant commitments are agreed between yourself and the Job Centre Work Coach.  So you will be able to discuss the local jobs market, transport available and all of the local issues.   As it is a two way constructive relationship, you can research all of the relevant information, so when you have your claimant commitment agreed,  the information you have obtained can be considered.              
    • look up on land registry who owns the property then get in contact with your local environmental heath dept.   dx  
    • Hello all,   I have recently moved into a new property. The bedroom window is facing a bunch of commercial crates which have trash on top of them. The trash is maybe two metres away from the window, making it impossible for the window to be open (I am also afraid of rats being there).   The other windows of the property are facing a communal, enclosed area, which is making it difficult for the property to be properly ventilated. I have already raised this issue with my estate agency and they are trying do to something about it (to be honest, if I leave everything to them, this issue won't be solved until my tenancy is finished, and that is more than one year away).   I am asking for advice, or how could I approach this issue.   I have spoken to my council and, since they do not deal in private property, there is nothing they can do, at least this is what they have told me.   The property with the trash is not owned by my landlord. It is an open space, with big crates, closed off by a fence. If I could, I would climb those crates and remove the trash myself but I cannot. I also cannot climb out the window to reach the trash, as the window is too small.   At times, I see a car in that property but I have never seen the driver. I left a note in the car's window explaining the issue and giving my number. This was around a week ago and nobody came back to me.   
    • Hi   First off ALL Tenants need to re report all the different repairs again via their repairs procedure. Yes its good to get a list of all properties repairs with photo/video evidence signed by all property tenants but you all need to fight this individually as well as a group.   Next you all need to look up your rights on Repair i.e. The Right to Repair Scheme and also their Complaints Procedure.   http://www.legislation.gov.uk/uksi/1994/133/made   https://england.shelter.org.uk/housing_advice/repairs/right_to_repair_for_council_tenants   All Tenants need to take control back with these repair and ask in writing titling any letter 'FORMAL COMPLAINT' and stating the repair and why it hasn't been carried out to date and an exact date when it will be completed.   You also require clarification whether these Repairs come under the Right to Repair Scheme and if so why we were never informed of this. (delete or amend)   You also require copies of the following:   Right to Repair Scheme Policy (Not the Leaflet Repair and Maintenance Policy (Not the Leaflet) Solar Panel Policy (Not the Leaflet) Complaints Policy (Not the Leaflet) Equality & Diversity Policy (Not the Leaflet) When you get the above policies you need to take your time reading them and just think to yourself 'DID THEY DO THAT' in relation to your issue and if not mark it this way you build a list of what they haven't done/followed as per there own Policies and use it against them.   They will have time limits to complete repairs within for Emergency, Urgent, Routine repairs and if they exceed that time limit and need to extend it remember it is with you the tenants agreement not them telling you and tough you can wait.   (bear in mind any repairs during COVID-19 the time limits are now different and most routine repairs are stopped)  
    • I was on UC in late March, and recently received some quite non-committal message that the commitments would be returning, but no indication when.     If I remember correctly the expectation was that we could find at least one job per day to which to apply, or some such nonsense.   Given that the government can only guess how many workplaces will be safe :  1) to commute to/from at the time of job application; 2) to work in at the time of job application;    3) to commute to/from at the date of starting a job ; 4) to work in at the date of starting a job,  5) to commute to/from at the date permanent WFH is dropped; 6) to work in at the date permanent WFH is dropped,    and given that we have lost 20% of our economy, I fail to see how they can both reasonably and immediately mandate any minimum figure of jobs we must apply for whilst this virus just killed over 135 people in the UK (stats released today).  That is only down from 155 last week, and about 175 a fortnight back.   At this rate it will be another 7 weeks MINIMUM before the mortality rate is zero - if it ever reaches zero before the inevitable second wave.  
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      I was in Sainsbury’s today and did scan and shop.
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sk1

Creation Help Please

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My parents took out a financial agreement 2 years ago for a sofa from SCS, payments began and for one thing or another the DD was somehow cancelled. Unfortunately around the same time my parents ran into substantial financial difficulty. They have now received a judgement for claimant in default for £1,168.94 from Clerkenwell and Shoreditch county court. I really want to help and somehow set up a DD to begin paying off the debt but dont have a clue who I need to contact whether it's creation or the court. The stress and worry they are currently under is with the financial climate has already knocked them to rock bottom and I fear anything else would tip them over the edge.

 

Please help to to at least work out who to contact, I really need to find a way of paying a reasonable quantity monthly to pay off their debt.

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Bump.Dont worry someone will advise soon.And welcome to CAG-a great place to be.Everyone helped me.Have a cup of tea, help will arrive.

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Thanks Tawnyowl, just dont know where to start as not had to deal with anything like this before. The cuppa helped.lol

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Will help you soon if no one has by then advised.Am working downstairs at a barbers shop at moment but promise to help you.Keep coming upstairs to see if anyone has helped you.This work thing really gets in the way sometimes.Back later,Tawnyowl.

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Thanks Tawnyowl, I appreciate you taking the time reply to me.

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How come it got won in default? Didn't your parents get notification of the case? :-?

 

If they were not aware of the case, then they can get it set aside. I know they owe the money, but there is a strong possibility that part of the money claimed will have default charges etc... which would help reduce the balance owing, you see. There is a fee to get the case set aside, and they need to have a valid reason, such as paperwork not received etc...

 

If nothing else, the set-aside application will give them some breathing space anyway.

 

Once the case is re-heard, make sure that you get a statement showing exactly what the sums claimed are made of, knowing Creation, there'll be a few additional charges and you can then contest those. It may be that you'll then be able to settle out of court (which would avoid your parents getting a CCJ against them) by making an arrangement with Creation directly (you'll still have to pay their court fees though).

 

If you do end up in court, you can then present an income and expenditure sheet to the judge and ask him to set the amount your parents should be repaying, making sure that the amounts are reasonable and not leaving them in financial dire straits. If things are that bad, Creation could end up with a judgment for £1 a month... and they don't like that, so they could well be eager to settle out of court for a more adequate repayment scheme...

 

In the Debt forum, I have a long post called "how to take back control of your finances", look for it and read it (saves me having to type the whole explanation again, lol).

 

DON'T pay by DD. If you do come to an agreement with them, Standing Order, this way you keep the control at all times. ;-)

 

Any questions or need for clarification, shoot. :-)

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You are a godsend!! At least now I can find out some info from my parents and setup a plan of action for how I can help them out. Thankyou so much.

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Sorry i took so long to reply but the barber decided to give me a free haircut.Only just escaped.Bookworm has given you the perfect reply to your post-help allways arrives.Well said Bookworm.And good luck SK1.Tawnyowl.

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A short back and sides would do me the world of good, but trying to hide the receeding front. Would have to change my profile name to the count. On a more serious note, just hearing some educated guidance has cheered me up ten-fold. Got a good plan of approach for dealing with my parents issue. A massive thanks to all involved.;)

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