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Mbna-dca-breach Of Oft Refulations?

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Dear all


I am about to battle MBNA in court and wondered if anybody had ever complained to the OFT about their practices in particular trying to force you to pay money they know you dont have?


Under OFT Rules the following is a breach of conduct


Pressurising debtors to pay in

full, in unreasonably large

instalments, or to increase

payments when they are

unable to do so – 2.6f.


• What repayment offer was made?

• Pro rata offer, as per offers to other

creditors? And, if so, did other creditors

accept? (YES ALL BAR MBNA!!!)

• Did client and/or adviser explain their

situation via completed financial means

statement? And, if so, what was debt



The above is definitely my experience of these lowlife and those that they sell our debts onto and I wanted to file a complaint with the OFT prior to my court case-any suggestions

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hiya take a look at the below thread very interesting!




have a sunny day laters angel x

Im happy to help with support and my own thoughts, but if I offer any thoughts to your problems please take it as from my life experience only and not of any legal standing. Always take further advice from the legal experts in your final action.:)


my new motto is,,,",Taking back control of your life and home - such peace is priceless"


This is all due to truecall device , have a serious peek at this you will be thankful like I am x laters angel :D

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