Jump to content


Rockwell DCA... never heard of them or debt... what do I do?


hunni2006
 Share

style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 4545 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

I have today (17/06/09) received a letter from Rockwell DCA dated (12/06/09) giving me 7 days to pay a £13**.** :eek: debt in full or they will take immediate action, the alternative is to call them - Which I won't be doing- and furnish them with a full financial breakdown of my situation etc... - yeah right, bound to!!!

Rockwell DCA picture by hunni2006_photos - Photobucket

 

I have several problems with this....

 

  1. Never heard of Rockwell dca and certainly had NO previous correspondence.
  2. No idea who this debt is supposedly owed to...
  3. Cannot tie this figure to any of the debts or creditors that I DO owe.

I recently received a summons on behalf of cabot financial, and am defending that with the help of this forum, but since the summons was issued, all manor of DCA's are coming out of the woodwork!! I presume this is because the summons was filed....

I have begun tackling these (again with the help of this forum) and I have already started a couple of threads of my own,

 

The difference with this one is that I really have no idea who it could be.

 

Prior to finding the CAG my policy of dealing with these things was to ignore it in the hope that it would go away... ( also with a view that after 6 years the debt is statute barred) so I'm a little unsure what to do about this one.

 

Do I ignore it and make no cantact with them at all?

 

Or would it be better to get in touch and try to find out who the original creditor is and go from there?

 

Any ideas would be appreciated!!:grin:

Edited by hunni2006

My fight so far:

 

hunni2006 V Halifax Bank: Charges £963.11 refunded nov 2006:D

Cabot financial V hunni2006: defending court summons, ongoing... July 09 :-x:-x:-x don't even get me started about them....grrr still battling

 

hunni2006 V Capital One: SA request & CCA issued, ongoing.. July 09 OC 'checking the archives...' Sept 09, no agreement, files closed!:D

<<<<<<<<<<<<<<<<<<<<<<<<<<<<<< please feel free to tip my scales if I've been helpful!

:DLearning more, every day.....

 

I have No legal training, any opinions and advice posted are entirely my own opinion, and based on life experiences and knowledge gained on this great site. Ultimately, what you do is up to you.

Link to post
Share on other sites

Send them this;

 

Dear Sir/Madam

 

Account no:

 

You have contacted me/us regarding the account with the above reference number, which you claim is owed by myself/ourselves.

 

I/we would point out that I/we have no knowledge of any such debt being owed to (insert company name).

 

I am/we are familiar with the Office of Fair Trading Debt Collection Guidance which states that it unfair to send demands for payment to an individual when it is uncertain that they are the debtor in question.

 

I/we would also point out that the OFT say under the Guidance that it is unfair to pursue third parties for payment when they are not liable. In not ceasing collection activity whilst investigating a reasonably queried or disputed debt you are using deceptive/and or unfair methods.

 

Furthermore ignoring and/or disregarding claims that debts have been settled or are disputed and continuing to make unjustified demands for payment amounts to physical/psychological harassment.

 

I/we would ask that no further contact be made concerning the above account unless you can provide evidence as to my/our liability for the debt in question.

 

I/we await your written confirmation that this matter is now closed. Otherwise I will have no option but to make a complaint to the trading standards department and consider informing the OFT of your actions.

 

I/we look forward to your reply.

 

**Edit to suit**

Anthrax alert at debt collectors caused by box of doughnuts

 

Make sure you do not post anything which identifies you. Although we can remove certain things from the site unless it's done in a timely manner everything you post will appear in Google cache & we do not have any control over that.

 

Vir prudens non contra ventum mingit

 

[sIGPIC][/sIGPIC]

17 Port & Maritime Regiment RCT

Link to post
Share on other sites

Rockwell part of the Tessera group

 

and the letter is the bog standard threat-o-matic

 

with their Pre-Legal group rubbish in the corner, pre-legal my Ar*e

 

also as you say this is the first attempt by them to contact you complain to the OFT about the letter where they attempt to state "despote numerous attempts to contact you"

PGH7447

 

 

Getting There Slowly

---------

 

Advice is given freely but is in no way meant to be taken as Gospel:-)

Link to post
Share on other sites

I think someone must be dishing out accounts at the moment, I had a phonecall from Rockwell this morning, asking about a letter I have received from them, which I havent as yet. She is going to phone back in a couple of days.

 

I was hoping I would get the letter today, but no such luck, you know what its like when you look forward to something and it doesnt happen DOH!!

 

 

Regards

 

David

Link to post
Share on other sites

Thanks for your quick replies everybody.

 

I guess ignoring them is out then.... lol:D

 

I'll send off the letter by cerberusalert - thank you-:) today, and await a response.

 

 

also as you say this is the first attempt by them to contact you complain to the OFT about the letter where they attempt to state "despote numerous attempts to contact you"
do I just write to them & enclose a copy of the letter?

My fight so far:

 

hunni2006 V Halifax Bank: Charges £963.11 refunded nov 2006:D

Cabot financial V hunni2006: defending court summons, ongoing... July 09 :-x:-x:-x don't even get me started about them....grrr still battling

 

hunni2006 V Capital One: SA request & CCA issued, ongoing.. July 09 OC 'checking the archives...' Sept 09, no agreement, files closed!:D

<<<<<<<<<<<<<<<<<<<<<<<<<<<<<< please feel free to tip my scales if I've been helpful!

:DLearning more, every day.....

 

I have No legal training, any opinions and advice posted are entirely my own opinion, and based on life experiences and knowledge gained on this great site. Ultimately, what you do is up to you.

Link to post
Share on other sites

2u7t9g1.gif

 

Email your complaint including a copy of their missive, if they need any more information they'll contact you.

 

[email protected]

 

 

The Office of Fair Trading: Debt collection practices

 

http://oft.gov.uk/shared_oft/business_leaflets/consumer_credit/oft664.pdf

Anthrax alert at debt collectors caused by box of doughnuts

 

Make sure you do not post anything which identifies you. Although we can remove certain things from the site unless it's done in a timely manner everything you post will appear in Google cache & we do not have any control over that.

 

Vir prudens non contra ventum mingit

 

[sIGPIC][/sIGPIC]

17 Port & Maritime Regiment RCT

Link to post
Share on other sites

2u7t9g1.gif

 

Email your complaint including a copy of their missive, if they need any more information they'll contact you.

 

[email protected]

 

 

The Office of Fair Trading: Debt collection practices

 

http://oft.gov.uk/shared_oft/business_leaflets/consumer_credit/oft664.pdf

 

 

Thank you :) will do.

My fight so far:

 

hunni2006 V Halifax Bank: Charges £963.11 refunded nov 2006:D

Cabot financial V hunni2006: defending court summons, ongoing... July 09 :-x:-x:-x don't even get me started about them....grrr still battling

 

hunni2006 V Capital One: SA request & CCA issued, ongoing.. July 09 OC 'checking the archives...' Sept 09, no agreement, files closed!:D

<<<<<<<<<<<<<<<<<<<<<<<<<<<<<< please feel free to tip my scales if I've been helpful!

:DLearning more, every day.....

 

I have No legal training, any opinions and advice posted are entirely my own opinion, and based on life experiences and knowledge gained on this great site. Ultimately, what you do is up to you.

Link to post
Share on other sites

quick update:-

 

Prove it letter sent 18/06/09.... I await their response......:-)

My fight so far:

 

hunni2006 V Halifax Bank: Charges £963.11 refunded nov 2006:D

Cabot financial V hunni2006: defending court summons, ongoing... July 09 :-x:-x:-x don't even get me started about them....grrr still battling

 

hunni2006 V Capital One: SA request & CCA issued, ongoing.. July 09 OC 'checking the archives...' Sept 09, no agreement, files closed!:D

<<<<<<<<<<<<<<<<<<<<<<<<<<<<<< please feel free to tip my scales if I've been helpful!

:DLearning more, every day.....

 

I have No legal training, any opinions and advice posted are entirely my own opinion, and based on life experiences and knowledge gained on this great site. Ultimately, what you do is up to you.

Link to post
Share on other sites

 Share

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...