Extract from a parlimentary debate on DCAs

[B3rty]

Not sure if this was posted before but makes quite interesting reading and names several companies which may prove useful if having dealings with any of them

 

Debt Collection (Consumer Credit Act): 22 Apr 2009: House of Commons debates (TheyWorkForYou.com)

[42man]

Well found B3rty....very interesting....

[42man]

Interesting what Gareth Thomas said about 1st Credit....

 

"My next example involves the requirements imposed on 1st Credit Ltd. After an investigation, it was found that some of its business processes and procedures failed to meet satisfactory standards. As a result, that company and its associated companies must refrain from issuing statutory demands warning of bankruptcy when it is unlikely that proceedings will be initiated; not discuss legal action with consumers, unless it is likely that such action will genuinely be taken"

[count orlok]

already used the "rotton to the core" bit in a letter to a bank who was threatening me with a DCA

[B3rty]

I thought that any of these quotes would be useful to add into any court bundle just in case the " they are a large reputable organisation who would always follow correct procedures" card was played

[abbacus]

Rather ironic at a time when the Government has announced it will be using DCAs to collect tax arrears on behalf of HM Revenue & Customs!

[lickthewallfatboy]

nice find!!

[sillygirl1]

I like Andrew MacKinlay's comments about rouge directors setting up shop again after they have been closed down...

 

Andrew MacKinlay (Thurrock, Labour) Link to this | Hansard sourceI am very pleased with what the Minister is telling us, but my anxiety is that, if the OFT starts using those sanctions, as I want it to, some companies will simply dissolve themselves and the same bad directors will constitute new companies and go back to their old customers. Will there be some protection to ensure that such abuse—such getting around the situation—does not prevail?

 

 

 

 

Wondr what he makes of the lovely HFO and Worst Credit.

[PGH7447]

excellent piece

[JonCris]

This has been previously quoted but is worth repeating (often) Of course the CSA to which the Minister refers is/was run be the boss of 1st Credit one of the principal players in this story - and since this debate & expressions of disquiet by the government 1st Credit have continued their dubious practices only this time under the guise of a firm of Bromley, Kent solicitors - they are still using SD's to collect ordinary consumer debt which of course most courts & the OFT consider an abuse of the system