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Extract from a parlimentary debate on DCAs


B3rty
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Well found B3rty....very interesting....

PLEASE NOTE - I am not a legal expert, what is stated is my own opinion and from what I have learnt from this forum and my own experiences.

 

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Interesting what Gareth Thomas said about 1st Credit....

 

"My next example involves the requirements imposed on 1st Credit Ltd. After an investigation, it was found that some of its business processes and procedures failed to meet satisfactory standards. As a result, that company and its associated companies must refrain from issuing statutory demands warning of bankruptcy when it is unlikely that proceedings will be initiated; not discuss legal action with consumers, unless it is likely that such action will genuinely be taken"

PLEASE NOTE - I am not a legal expert, what is stated is my own opinion and from what I have learnt from this forum and my own experiences.

 

DEBT COLLECTION LETTER/SAR/AGREEMENT TEMPLATES ARE HERE - http://www.consumeractiongroup.co.uk/forum/content.php?65-legislation

 

IF WE HAVE BEEN HELPFUL -PLEASE, PLEASE, PLEASE GIVE A DONATION TO HELP US TO CONTINUE HELPING YOU

 

I AM HAPPY TO RECEIVE PM's AND I WILL RESPOND IF I FEEL I CAN ASSIST BUT WHEN YOU DO CAN YOU PLEASE PROVIDE A LINK TO YOUR THREAD ON WHICH YOU WOULD LIKE ME TO COMMENT - THANK YOU

 

IMPORTANT - If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.

Before you decide,consider the users here who have already offered help and support.

Private message facilities are offered for users to communicate issues that are/or could be seen to be inappropriate for posting on the main forum.Site rules explain this in more detail.

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Forum rules - http://www.consumeractiongroup.co.uk/forum/forum-rules-please-read/9-forum-rules-please-read.html

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I thought that any of these quotes would be useful to add into any court bundle just in case the " they are a large reputable organisation who would always follow correct procedures" card was played

  • Haha 1

Live Life-Debt Free

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I like Andrew MacKinlay's comments about rouge directors setting up shop again after they have been closed down...

 

Andrew MacKinlay (Thurrock, Labour) Link to this | Hansard sourceI am very pleased with what the Minister is telling us, but my anxiety is that, if the OFT starts using those sanctions, as I want it to, some companies will simply dissolve themselves and the same bad directors will constitute new companies and go back to their old customers. Will there be some protection to ensure that such abuse—such getting around the situation—does not prevail?

 

 

 

 

Wondr what he makes of the lovely HFO and Worst Credit.

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This has been previously quoted but is worth repeating (often) Of course the CSA to which the Minister refers is/was run be the boss of 1st Credit one of the principal players in this story - and since this debate & expressions of disquiet by the government 1st Credit have continued their dubious practices only this time under the guise of a firm of Bromley, Kent solicitors - they are still using SD's to collect ordinary consumer debt which of course most courts & the OFT consider an abuse of the system

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