Jump to content


  • Tweets

  • Posts

    • Bank the cheque.  No doubt it will bounce - but you never know. When it bounces - that is when you are meant to access their website link and enter your personal details - but of course - DON'T.
    • Wayne Ting, chief executive of e-scooter firm Lime, says there's room for improvement. View the full article
    • If you are absolutely certain* that you were parked OK, write a letter of complaint to the Headteacher and copy in the Chair of the school governors.   If you or the car were identifiable in any way from the photo (eg visible registration number, driver's face etc) I would very politely write that you resent the untrue suggestion that you had parked/had stopped/were waiting in a way that contravened any traffic regulations, and that you are sure that the school will understand that you would like an apology and a correction to be printed in the next newsletter.  (You can also clearly state that you were identifiable from the photo because other parents have mentioned it to you).   See if that works.   You don't want to go to court for defamation as you'll need access to about £10k in fees before you get out of bed.  You just want an apology and a correction.  If what you've told us is accurate, I don't see any reasonable school failing to say sorry.     *My wife is a former school governor and my experience listening to her is that very very few parents actually understand the meaning of the no stopping/no waiting signs and road markings outside schools.  Don't complain unless you are sure you weren't stopped where you shouldn't have been.
    • And they haven't offered a speed awareness course either?  (Have you done one in the last three years or is this in Scotland?)   And is one of the notices for 34 in a 30?  As Man in the Middle says, that ought to be below the level at which they take action.   (And sorry - I don't want to appear preachy - but...  there don't have to be any warnings or signs or lines on the road to advise you of the presence of speed cameras.  If you get away with an exceptional hardship argument you will need to stick to speed limits in future - whether you know there are cameras there or not.  NB Don't know if this applies to you, but most 30 mph limits are restricted roads with a system of streetlighting and don't even need speed limit signs - you are assumed to know this from the Highway Code).
    • It's up to you if you want to pay £300 you don't owe plus whatever Unicorn Food Tax with no basis in law whatsoever that they will have made up in the Letter Before Claim.   We'd prefer you didn't.   But you have received a LBC so it's make your mind up time.   So please    - post up photos of the signage in the dark that you'll have taken two months ago (post 14)    - post up details of planning permission for their signs you'll have found out after you got onto the council, again two months ago (again post 14)    - also let us know if you agree with Brassnecked's excellent letter or if you'd like to tweak bits depending on what you've found out    - upload the LBC.  Some of them are appallingly drafted and invariably contain Unicorn Food Tax which is all useful extra ammo    - also, where are you living now (post 35) and are you comfortable with legal communications arriving at your parents'?   If you look in our PPC Successes thread at the top of the page, you will see 275 times these cheats have been seen off with their tails between their legs (and all had the same "well known legal companies" (ho! ho!) on hand).  In reality 275 times is a massive underestimate, in all 275 cases there was a "moment of victory" IYSWIM where the PPC were thrashed in court or discontinued a claim or were called off by a supermarket chain, etc., etc.  There will have been at least that number again where they were told to Foxtrot Oscar and then crawled back under their stone.  They are eminently beatable but logically when you're in legal dispute you have to put some graft in to beat the other party.
  • Our picks

LLoyds SAR signature request - time limit to comply


Please note that this topic has not had any new posts for the last 4181 days.

If you are trying to post a different story then you should start your own new thread. Posting on this thread is likely to mean that you won't get the help and advice that you need.

If you are trying to post information which is relevant to the story in this thread then please flag it up to the site team and they will allow you to post.

Thank you

Recommended Posts

I received a reply to my SAR to Lloyds with a request for my signature. I've sent a copy back to them (crossed through) and was just wondering if they have to adhere to the 40 day limit from the date the original SAR was received, or from the date they receive my signature?

 

Can anyone tell me please. Thanks.

Link to post
Share on other sites

40 calendar days from the date of the original request...out of interest what reason did they give for requesting a signature?

DCA's - they have the same power as an infinite number of untrained chimps working on a script for Hamlet, but the chimps would probably at least get it right :D

Link to post
Share on other sites

should of sent them this

 

Dear Sirs,

RE Account NO XXXXXXXX

Thank you for your letter dated xx/xx/2008 the contents of which are noted.

In your letter you make reference to requiring my signed authorisation /specimen signature** before you comply. I draw your attention to the fact that the Consumer Credit Act 1974 does not require that i supply you a copy of my signature before you comply with my S77/78** request.

If it is for Data Protection purposes then i can happily supply you with documentation to substantiate my identity to you.

However please note that to date you have happily sent statements and correspondence containing extensive sensitive private information to my address. I have to ask if you are concerned that you are corresponding with the correct person why has it taken so long to raise this?

As you are aware, disclosing data without adequate checks of identity is contrary to the 7th principal of data protection, listed in schedule 1 of the Data protection Act 1998:

7. Appropriate technical and organisational measures shall be taken against unauthorised or unlawful processing of personal data and against accidental loss or destruction of, or damage to, personal data.

My request for a true copy of my credit agreement under section 77/78** was made on xx/xx/2008 and the 12 working days for your compliance expire on xx/xx/2008. I note that there is no provision that removes the requirements of the act to provide this information on time, even if you are unsure of my identity.

I look forward to receiving the documentation requested

Yours faithfully

Print dont Sign

PGH7447

 

 

Getting There Slowly

---------

 

Advice is given freely but is in no way meant to be taken as Gospel:-)

Link to post
Share on other sites

thanks for your responses folks. I sent a variation of that letter PGH as it was for an SAR. Just thought it would save time by adding a crossed signature too.

Link to post
Share on other sites

The only reason for asking for a signature for a SAR can be for identification purposes.

 

They have admitted that they don't have an up to date signature so there is no need to send one, because they can't use it to confirm your identity. Presumably they want it for some other purpose, so be careful.

 

I would be tempted to walk into Lloyds armed with ID & their letter & tell them to record that you have identified yourself as the person making the request (but not allow them to make copies of the id because the act doesn't allow them to demand that)

Link to post
Share on other sites

The Information Commissioners Office guidelines on data protection are quite clear on this.

 

In section 2 they quote "Often you will have no reason to doubt a person's identity. For example, if a person with whom you have regular contact sends a letter from their known address it may be safe to assume that they are who they say they are"

Credit card companies are increasingly using the signature excuse for not supplying documents. As 2Grumpy says, be very careful. Did you scan and keep a copy of the signed letter that you sent them?

Link to post
Share on other sites

The general reason for demanding a signature is either

 

1. because they can

2. it's their industry standard

3. it's their policy.

 

None of these is a good enough reason

Link to post
Share on other sites

2Grumpy, what you say in post #6 makes such sense now, I didn't think of that, its all scary stuff! Sadly its too late now as I've already sent the letter off. Wish I'd had this info before.

 

No Vint, I didn't keep a copy of the letter with the signature on, but I wish I had. I did cross it through with big crosses - hopefully they won't be able to do anything too sinister with that.

Link to post
Share on other sites
2Grumpy, what you say in post #6 makes such sense now, I didn't think of that, its all scary stuff! Sadly its too late now as I've already sent the letter off. Wish I'd had this info before.

 

No Vint, I didn't keep a copy of the letter with the signature on, but I wish I had. I did cross it through with big crosses - hopefully they won't be able to do anything too sinister with that.

 

Hopefully not, but you should be able to tell if they try.

Link to post
Share on other sites
  • Recently Browsing   0 Caggers

    No registered users viewing this page.


  • Have we helped you ...?


×
×
  • Create New...