views on continuing to use an acct upon which you have requested CCA

[Abby25]

Hi all

 

Just wanted some views on what would be the upshot of using an account, upon which you have recd a CCA and are arguing that it doesn't meet the terms of the act ... would it be considered as fraud.. as you are using an account, which you are think can't be enforced in law?

 

Just a Q I thought of when reading another thread, and wondered what tack the creditor would take ..... and what you guys thought ..

 

Abs x

[PGH7447]

the idea of requesting the agreement is to see whether it is a valid and enforceable agreement, if on reciept you deem it not to be for what ever reason then it would also stand to reason that you should not be able to use the said card, but if you did then they could argue that you accept the agreement as it stands, therefore any monies/services used were used in full agreement of the state of the said credit agreement.

[Abby25]

Agreed ... !!

[Bazooka Boo]

Yeah Agreed!

It's the same as questioning an increase in your rent and arguing that it is too high.

If you begin paying the new rent rate, it is then deemed that you have agreed to it!:(

 

Something I wish I had found out before:|

[angry cat]

I don't understand why you would want to?

[dx100uk]

bit like having ones cake and eating it.........

 

dx

[Abby25]

Ooh I love cake ... !!!!

 

But to be serious .. it was really just an hypothetical question out of interest ...thats all..... thanks for the responses though ...

[Bazooka Boo]

Ooh I love cake ... !!!!

 

Cake:eek: Why haven't I got any cake:sad: This is so unfair:x

[Abby25]

Tell you what BB I'll save you a piece ....

[angry cat]

Well, you will just have to eat bread instead, but you are allowed a little jam:)