Jump to content


  • Tweets

  • Posts

    • don't sign it inc a ctax bill copy might be an idea to also enc a copy of the latest letter.
    • only half way through 30 day time limit yet...sent 30th?
    • Hi all,   I am trying to find out if anyone has issued a DSAR to an organisation, been ignored or given incomplete data, therefore the organisation has infringed the regulation and quite possibly caused material or non-material damage, and took them to Court over it?       https://gdpr.algolia.com/gdpr-article-82 Art. 82 GDPR Right to compensation and liability Any person who has suffered material or non-material damage as a result of an infringement of this Regulation shall have the right to receive compensation from the controller or processor for the damage suffered. 1Any controller involved in processing shall be liable for the damage caused by processing which infringes this Regulation. 2A processor shall be liable for the damage caused by processing only where it has not complied with obligations of this Regulation specifically directed to processors or where it has acted outside or contrary to lawful instructions of the controller. A controller or processor shall be exempt from liability under paragraph 2 if it proves that it is not in any way responsible for the event giving rise to the damage. Where more than one controller or processor, or both a controller and a processor, are involved in the same processing and where they are, under paragraphs 2 and 3, responsible for any damage caused by processing, each controller or processor shall be held liable for the entire damage in order to ensure effective compensation of the data subject. Where a controller or processor has, in accordance with paragraph 4, paid full compensation for the damage suffered, that controller or processor shall be entitled to claim back from the other controllers or processors involved in the same processing that part of the compensation corresponding to their part of responsibility for the damage, in accordance with the conditions set out in paragraph 2. Court proceedings for exercising the right to receive compensation shall be brought before the courts competent under the law of the Member State referred to in Article 79(2).  
  • Our picks

    • Future Comms is a Big Con. How to get out of it. Read more at https://www.consumeractiongroup.co.uk/topic/417058-future-comms-is-a-big-con-how-to-get-out-of-it/
      • 4 replies
    • Future Comms issues. Read more at https://www.consumeractiongroup.co.uk/topic/416504-future-comms-issues/
        • Like
      • 5 replies
    • This is a bit of a lengthy one but I’ll summerise best as possible.
       
      THIS IS HOW THE PHONECALL WENT 
       
      I was contacted by future comms by phone, they stated that they could beat any phone contract I have , (I am a limited company but just myself that needs a business phone and I am the only worker) 
      I told future comms my deal, £110 per month with a phone and a virtual landline, they confirmed that they could beat that, £90 per month with a phone , virtual landline  they also confirmed they would pay Vodafone (previous provider) the termination fee. As I am in business, naturally I was open to making a deal. So we proceeded. 
      Future comms then revealed that the contract would be with PLAN.COM and the airtime would be provided by 02, I instantly told them that this would break the deal as I have poor 02 signal in the house where I live as my partner is on 02 and constantly complaining about bad signal
      the salesman assured me he would send a signal booster box out with the phone so I would have perfect signal.
      so far so good.....
      i then explained this is the only mobile phone I use for business and pleasure, so therefore I didn’t want any disconnection time in the slightest between the switchover from Vodafone to 02
      the salesman then confirmed that the existing phone would only be disconnected once the new phone was switched on.
      so far so good....
      • 14 replies
    • A shocking story of domestic and economic abuse compounded by @BarclaysUKHelp ‏ bank complicity – coming soon @A_Gentle_Woman. Read more at https://www.consumeractiongroup.co.uk/topic/415737-a-shocking-story-of-domestic-and-economic-abuse-compounded-by-barclaysukhelp-%E2%80%8F-bank-complicity-%E2%80%93-coming-soon-a_gentle_woman/
      • 0 replies
wizardcompuk

Can I still claim even though i paid full and final settlements to rbs 4 years ago

style="text-align:center;"> Please note that this topic has not had any new posts for the last 4697 days.

If you are trying to post a different story then you should start your own new thread. Posting on this thread is likely to mean that you won't get the help and advice that you need.

If you are trying to post information which is relevant to the story in this thread then please flag it up to the site team and they will allow you to post.

Thank you

Recommended Posts

About 4 years ago I was in so much debt and was taken to court by a number of companies mainly rbs. I negotiated full and final settlements with them and they accepted. Can i now make a claim against them for charges even though the account is closed and is left as satisfied on my credit report. Can they open up my account again and claim the money which would still be owed.

Share this post


Link to post
Share on other sites

mod's???

bump


OK I GIVE IN

 

Halifax £3600 charges, won with C/I £6400

 

NatWest S.A.R-05/06/06

Bug**r all recieved 03/11/06

Prelim guesimate sent for £3000 03/11/06

Cr*p one CONNED statements 08/06 ROFLMAO

Cr*p one charges=£976

con int 34.9% £1,003.75 £1,979.75.

 

Share this post


Link to post
Share on other sites

that's a sticky one.IMHO I would be inclined to leave well enough alone,especially if you got off with a clean bill of health on the credit history side....you have to weigh up what you gained by short settlements against any charges you may have incurred.

 

For instance,I had a GM card for years.I had a balance of over £3K,but there was an insurance policy covering it.I had to medically retire after a long period on the sick.I claimed,and they refused to pay out first time.I wrote to them again,spelling out the full circumstances,and when the next statement came in,the account balance was zero.I wouldn't think of going after GM,because I won hands down that time,as far as I am concerned.....


Share this post


Link to post
Share on other sites
About 4 years ago I was in so much debt and was taken to court by a number of companies mainly rbs. I negotiated full and final settlements with them and they accepted. Can i now make a claim against them for charges even though the account is closed and is left as satisfied on my credit report. Can they open up my account again and claim the money which would still be owed.

 

You have a good case in my opinion as you can claim that at that stage you were unaware that they were unlawful charges.

Follow the usual procedure.........dpa request first from the bank.

Besides if they were penalties then the agreement is questionable.


Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

Share this post


Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    No registered users viewing this page.


  • Have we helped you ...?


×
×
  • Create New...