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Loyds TSB vs ME!


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Hi, i have input my charges into the spread sheet provided on here,

 

i have charges back in 2001,

 

how far can i claim?

 

TOTALS:2,3929

Jan08RETURNED D/D20.0029

Jan08UNPLANNED O/D FEE215.00

28Dec07RETURNED D/D35.00

29Nov07RETURNED D/D35.00

29Oct07UNPAID D/D70.00

28Sep07UNPAID LOAN25.00

28Sep07O/DRAFT EXCESS FEE30.00

29Aug07O/DRAFT EXCESS FEE30.00

27Jul07O/DRAFT EXCESS FEE90.00

29Jun07O/DRAFT EXCESS FEE90.00

29May07O/DRAFT EXCESS FEE90.00

27Apr07UNPAID S/O70.00

27Apr07O/DRAFT EXCESS FEE90.00

29Mar07UNPAID S/O35.00

29Mar07O/DRAFT EXCESS FEE90.00

28Feb07UNPAID S/O35.00

28Feb07O/DRAFT EXCESS FEE30.00

29Jan07O/DRAFT EXCESS FEE90.00

29Dec06O/DRAFT EXCESS FEE90.00

29Sep06O/DRAFT EXCESS FEE30.00

26May06O/DRAFT EXCESS FEE30.00

28Apr06O/DRAFT EXCESS FEE90.00

28Feb06O/DRAFT EXCESS FEE30.00

27Jan06O/DRAFT EXCESS FEE30.00

29Dec05O/DRAFT EXCESS FEE30.00

28Oct05O/DRAFT EXCESS FEE30.00

29Sep05O/DRAFT EXCESS FEE30.00

29Dec04O/DRAFT EXCESS FEE20.00

29Sep04O/DRAFT EXCESS FEE60.00

27Aug04O/DRAFT EXCESS FEE40.00

29Jul04O/DRAFT EXCESS FEE40.00

29Jun04O/DRAFT EXCESS FEE40.00

28May04O/DRAFT EXCESS FEE40.00

29Apr04O/DRAFT EXCESS FEE20.00

29Mar04UNPAID S/O30.00

27Feb04UNPAID S/O30.00

27Feb04O/DRAFT EXCESS FEE20.00

28Nov03O/DRAFT EXCESS FEE20.00

29Aug03O/DRAFT EXCESS FEE40.00

29Jul03O/DRAFT EXCESS FEE40.00

29May03O/DRAFT EXCESS FEE40.00

28Jun02O/DRAFT EXCESS FEE80.00

29May02O/DRAFT EXCESS FEE25.00

29Apr02O/DRAFT EXCESS FEE25.00

28Mar02O/DRAFT EXCESS FEE25.00

28Feb02UNPAID D/D55.00

28Feb02O/DRAFT EXCESS FEE25.00

29Jan02O/DRAFT EXCESS FEE25.00

28Dec01O/DRAFT EXCESS FEE25.00

29Nov01O/DRAFT EXCESS FEE25.00

29Oct01O/DRAFT EXCESS FEE20.00

28Sep01O/DRAFT EXCESS FEE20.00

Edited by 123123123123
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You shold be claiming back to 1995.

 

You are frequently being charges overdraft interest fees. This is correct. however, you must also have been charged interest on these charges as clearly you were in overdraft at the time.

 

You should be claiming these interest charges back as well - to the extent that the interest is comprised of charges-related overdraft.

 

Try to understand what this means because by the time you have added it all up and then added a further 8% statutory interest for a court claim, it can come to quite a lot of extra money

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