Jump to content


  • Tweets

  • Posts

    • I'm still pondering/ trying to find docs re the above issue. Moving on - same saga; different issue I'm trying to understand what I can do: The lender/ mortgagee-in-possession has a claim v me for alleged debt. But the debt has only been incurred due to them failing to sell property in >5y. I'm fighting them on this.   I've been trying to get an order for sale for 2y.  I got it legally added into my counterclaim - but that will only be dealt with at trial.  This is really frustrating. The otherside's lawyers made an application to adjourn trial for a few more months - allegedly wanting to try sort some kind of settlement with me and to use the stay to sell.  At the hearing I asked Judge to expedite the order for sale. I pointed out they need a court-imposed deadline or this adjournment is just another time wasting tactic (with interest still accruing) as they have no buyer.  But the judge said he could legally only deal with the order at trial. The otherside don't want to be forced to sell the property.. Disclosure has presented so many emails which prove they want to keep it. I raised some points with the judge including misconduct of the receiver. The judge suggested I may have a separate claim against the receiver?   On this point - earlier paid-for lawyers said my counterclaim should be directed at the lender for interference with the receiver and the lender should be held responsible for the receiver's actions/ inactions.   I don't clearly understand that, but their legal advice was something to do with the role a receiver has acting as an agent for a borrower which makes it hard for a borrower to make a claim against a receiver ???.  However the judge's comment has got me thinking.  He made it clear the current claim is lender v me - it's not receiver v me.  Yet it is the receiver who is appointed to sell the property. (The receiver is mentioned/ involved in my counterclaim only from the lender collusion/ interference perspective).  So would I be able to make a separate application for an order for sale against the receiver?  Disclosure shows receiver has constantly rejected offers. He gave a contract to one buyer 4y ago. But colluded with the lender's lawyer to withdraw the contract after 2w to instead give it to the ceo of the lender (his own ltd co) (using same lawyer).  Emails show it was their joint strategy for lender/ ceo to keep the property.  The receiver didn't put the ceo under any pressure to exchange quickly.  After 1 month they all colluded again to follow a very destructive path - to gut the property.  My account was apparently switched into a "different fund" to "enable them to do works" (probably something to do with the ceo as he switched his ltd co accountant to in-house).   Interestingly the receiver told lender not to incur significant works costs and to hold interest.  The costs were huge (added to my account) and interest was not held.   The receiver rejected a good offer put forward by me 1.5y ago.  And he rejected a high offer 1y ago - to the dismay of the agent.  Would reasons like this be good enough to make a separate application to the court against the receiver for an order for sale ??  Or due to the main proceedings and/or the weird relationship a borrower has with a receiver I cannot ?
    • so a new powerless B2B debt DCA set up less than a month ago with a 99% success rate... operating on a NWNF basis , but charging £30 to set up your use of them. that's gonna last 5mins.... = SPAMMERS AND SCAMMERS. a DCA is NOT a BAILIFF and have  ZERO legal powers on ANY debt - no matter WHAT its type. dx      
    • Migrants are caught in China's manufacturing battles with the West, as Beijing tries to save its economy.View the full article
    • You could send an SAR to DCbl on the pretext that you are going for a breach of your GDPR . They should then send the purported letter of discontinuance which may show why it ended up in Gloucester and see if you can get your  costs back on the day. It obviously won't be much but  at least perhaps a small recompense for your wasted day. Not exactly wasted since you had a great win  albeit much sweeter if you had beat them in Court. But a win is a win so well done. We will miss you as it has been almost two years since you first started out on this mission. { I would n't be surprised if the wrong Court was down to DCBL}. I see you said "till the next time" but I am guessing you will be avoiding private patrolled car parks for a while.🙂
    • It is extremely disappointing that you haven't told us anything about the result of the hearing. You came here at the very last minute and the regulars - all unpaid volunteers - sweated blood trying to get an acceptable Witness Statement prepared in an extremely short time. The least you could have done is tell us how the hearing went, information invaluable for future users. Evidently not.
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
  • Recommended Topics

RLP Claim Debenhams **Case closed**


style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 5418 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Hi All,

 

Just wondered if the planet size brains here could help pass an opinion

 

A couple of weeks ago my wife was caught shoplifting in Debenham's. She has Bi-Polar and is also an alcoholic (Called a dual disorder in medical circles, medicates with alcohol to stop her being manic). She was in the grip of a manic episode, one symptom of this is making impulsive and reckless decisions and was quite drunk.

 

She never left the shop and she was arrested taken to the police station then released on police bail and due to her mental issues the CPS have decided to take No further action, which is good but now I have to deal with RLP.

 

We have a letter from my wifes GP saying that she has these conditions and that it was more than likely her behaviour was due to both conditions. What I am not sure of is how to phrase the letter to RLP as while its very big mittigation they dont seem to be fond of mitigating circumstances.

 

They are after £380 of which £130 is for the goods (Never left the shop and were undamaged according to the PC who arrested my wife)

£150 for there time, £45 for Administration and £55 for Security and surveillance.

 

Should I offer them anything? What are your thoughts?

Link to post
Share on other sites

  • Replies 50
  • Created
  • Last Reply

Top Posters In This Topic

Top Posters In This Topic

Didnt RLP claim that they did not persue individuals with mental health problems? I think it was on the Tesco thread but the document appears to have been deleted. Maybe someone else can confirm, but if this is the case then point out to them they are going against their own company practices.

 

Yorky.

Link to post
Share on other sites

It might be quicker to contact Debenhams Head Office to ask why they are trying to pursue someone with mental health issues,as stated above.They should have established this fact at the time,but then it may have been difficult if she was drunk.

 

Edit-obviously it would help everyone else if you also took the official line,though I suspect Debs may bounce you backto RLP,who may in turn ignore you.

Edited by shanty
Link to post
Share on other sites

Will they speak to us as they seem to devolve that issue to RLP? I am happy to give them a call but just wonder if they are set up to deal with that?

 

But Hey I will give them a bell tomorrow cant hurt

Link to post
Share on other sites

Write & tell them you won't be paying anything - Also point out that as everyone including the Police & the CPS have decide on no further action because of your wife's illness your at a loss to understand why they continue to pursue her - Furthermore isn't the pursuit of such a person with mental health problems contrary to their own guidelines as well as those set out in their contracts with their own clients

 

Remember it's absolutely essential that you refer to your Wifes illness & try to produce evidence such as a doctors note confirming her condition

 

That should get them off your backs & if not there are plenty here who'll help

Edited by JonCris
Link to post
Share on other sites

Yes agreed.

The fact that the CPS have closed the file is one good line of defence,but equally the moral obligations and duties top it off.

Its interesting how much more this has deviated from the usual £137.50.

Perhaps an attempt to penalise you for the lack of money they have been able to recover from Caggers.

Its a shocking story-but there seems no end to them.

Advice as always-ignore RLPs demands-and a strongly worded letter to Debs.

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

Link to post
Share on other sites

Hi all, Just a quick update phoned Debenhams Head Office who didn't have a contact name for anyone involved in working with RLP. The Best they could do was put me through to the store, I spoke to someone in the security office who while was helpful was unable to do anything. Strikes me as quite weird that no-one seems to know who owns the relationship with RLP.

 

I'll be trying the store manager next.

 

Also to be fair to RLP they had no knowledge that my wife has mental health issues. Hopefully once they get the letter and the GP's letter they will do the right and sensible thing.

Edited by intheding
Link to post
Share on other sites

The Site Team also feel that no crime was actually committed here, regardless of YW's illness and condition at the time.

 

You say YW, "....was caught shop-lifting..." "She never left the shop....."

 

Unless she LEFT the shop intending NOT to pay for goods, no crime was committed.

 

As Martin has said, ignore RLP and deal with Debenhams only.

 

:)

We could do with some help from you

                                                                PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

                                            Have we helped you ...?  Please Donate button to the Consumer Action Group

 

Please give something if you can. We all give our time free of charge but the site has bills to pay.

 

Thanks !:-)

Link to post
Share on other sites

I have just spoken to my wife. The issue is she has no recollection of the event She can remember getting on the bus into town and that's it. Its all blurry in her mind up to the point where she was asked to come with a plain clothed security guard (He had a Man U top on and my son is a Man U fan So she remembers that).

 

So I cant be sure if she was still in the shop I think its going to be hard to find out the truth.

 

The Debenhams security people said they have handed it off to RLP and there is nothing they can do. Should I write to the manager of the branch explaining?

Link to post
Share on other sites

You should focus on keeping things in writing-this gives you evidence in any replies.

I think you will find that responses in writing will be much more guarded and contrived than anything you will get by phone.

For Debs send it recorded and keep a copy,asking for a response within 14 days.

Passing the buck is a favourite by phone-and you have no recourse unless the calls are recorded.

keep us posted on anything further.

You can expect the legendary letter 2 from RLP after 21 days to say any discounts are now withdrawn bla bla bla.

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

Link to post
Share on other sites

Also DO NOT let Debenhams off the hook - RLP are their agents & they are responsible for RLP's actions at ALL times - also if Debenhams ARE already aware of your wifes condition then it should be they telling RLP to back off not you

 

I will prepare you a letter to send to Debenhams reminding them of their liability in this matter & that any civil action by you will be directed at them with RLP 2nd In other words should you choose you will sue both of them for the stress & upset they have caused to not only you but also your unwell wife

Link to post
Share on other sites

The Site Team also feel that no crime was actually committed here, regardless of YW's illness and condition at the time.

 

You say YW, "....was caught shop-lifting..." "She never left the shop....."

 

Unless she LEFT the shop intending NOT to pay for goods, no crime was committed.

 

As Martin has said, ignore RLP and deal with Debenhams only.

 

:)

 

It's not true that you have to leave the shop,although it's widely believed.There are several circumstances where it is not neccesary.In this case it may have been felt the OPs wife might have caused a scene if stopped outside,or injured someone,so they decided to stop her in a more contained area. Saying that,I wouldn't recommend the layperson to stop anyone inside the shop.

 

The Manager probably wont be familiar with the fact that RLP claim not to pursue people who have mental illnesses,even though it's obviously wrong in anyones eyes.He could be asked is the aware this is the case.

Edited by shanty
Link to post
Share on other sites

It's not just widely believed it's a fact in law - Until the person leaves the store without paying there is no mens rea proven - perhaps again it's this lack of understanding of the law which is bringing the security industry into disrepute

Link to post
Share on other sites

Police have upheld several cases where the defendant has passed the last point of payment, when they have concealed the goods,I know of these personally-the person has been found guilty.

I have also known of cases where (where for example there was a gang of accomplies waiting outside,where the descision to stop them inside has been upheld) many other cases too.

 

My personal experience-not just from lawbooks.

Link to post
Share on other sites

Theres been lots of discussion on this in the past.

I remember specifically something about concealment-its a sketchy area.

Concealing something say-under your coat is not classed as shoplifting until the person goes through the checkout without attempting to pay for it.

But what if a security guard stopped a person on seeing the concealment ?

Since it cannot be proven that the person intended to avoid payment since they were not given opportunity to pay at the checkout ?

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

Link to post
Share on other sites

Theres other scenarios that raise questions-in some cases.

 

I heard about one guy who went in ASDA for a couple of items.On seeing that there were big queues at the checkouts-he went through them and headed for the cigarette kiosk to try to pay there-he was stopped by security before he reached there and frogmarched into the office.

Both Tesco and Asda will happily serve customers with one or two items from the main aisles at the cigarette kiosk when they are not busy.

Morrisons however,will NOT do this and send you back to the main checkouts.

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

Link to post
Share on other sites

Thanks guys for all the support and advice. I suppose I am a little hesitant to go totally bananas at them in the first instance as while she was of diminished responsibility she still did put them out while she was having her manic episode.

 

Saying that though I do believe in corporate responsibility and continuing to pursue us via the courts isn't going to help my wife's recovery.

 

Saying that she is due to go into rehab next month is that something else to mention? Will it help speed things up?

 

I suppose RLP prey on the fact people just want these things to go away and for the most part quite ashamed

Link to post
Share on other sites

RLP prey on the fact that people are ignorant to their rights,and that many simply pay up without question,faced with their threats.

As has been said,any written evidence that you can summon will benefit your communications with Debenhams.

In regard to you needing this to counter any Court action from RLP-then thats extremely remote.

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

Link to post
Share on other sites

They let me at the one in Birmingham

 

Maybe the decisions vary from store to store-but mine wouldnt even serve me with a packet of tomatoes.

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

Link to post
Share on other sites

Maybe the cashier was allergic to Spanish class 2 tomatoes ?

Talking about boycotts Ken Morrison was a director of the RLF and a sponsor of Bradford Bulls Rugby club-When a planning application went in for St.Helens Rugby Clubs new stadium Ken objected and tried to thwart plans because part of the deal involves a Tesco store.

.Furious at this-many people in the town Boycotted Morrisons two stores here-and there was a climbdown.

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...