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Wonga!! Help needed....


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  • 3 years later...
Hi its me again..

 

Firstly I know I was stupid taking this out in the first place so I don't need reminding of that :(

 

Anyway, I have had several loans with these people, the loan I have outstanding now is for £300, I have already rolled it over because I couldn't afford it last month and wont be able to this month either, I done a quick search on here seeing what I could do, as I know that if it defaulted it would be passed to a dca as I have experience with this through other payday loans and am now paying 1st credit and clarity £30 each month.

 

Although reading the otehr posts on here I am not sure what to do as alot have said that wonga would not be willing to accept a payment plan from me and will carry on adding interest each day..just wanted to know what to do as I am really trying to sort my debts out. Shall I cancel my debit card and get a new one? Shall I contact Wonga and let them know my situation and offer a paymenteach month by direct debit eg £50 a month until settled or will they not accept this

 

Again, any help appreciated

 

Thanks x

 

 

 

like most people i came to a point where i needed money immediately,

i applied to wonga and they have given me a loan.

 

after using the company on several occasions,

i came to a point where i am unable to pay for the loan,

 

because of this i had to resort on looking for other options to repay it,

 

i searched online for reviews on how wonga deals with unpaid loans,

and the reviews were so bad that it made me paranoid and stressed

thinking that i will end up like those people who were harassed over the phone

and had paid high interest because they were unable to pay it.

 

luckily, i came across one positive review suggesting that i have to contact them

because they can arrange something because most of the people who are leaving bad reviews didn't even contacted them to arrange a repayment.

 

i called them and they were so understanding and helpful of my situation.

i only had to pay the interest charged and they made an arrangement for the loan amount to be paid monthly.

 

i am so happy with how they handled my call and recommend people to speak to them if they are having any difficulty on paying their wonga loan.

 

all you have to do is be honest and contact them and dont wait for the loan to be due.

i will be posting this review on other sites so that like how i was helped by the other person who posted that review,

i hope i can also help someone who is in the same situation.

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like most people i came to a point where i needed money immediately, i applied to wonga and they have given me a loan. now after using the company on several occasions, i came to a point where i am unable to pay for the loan, now because of this i had to resort on looking for other options to repay it, i searched online for reviews on how wonga deals with unpaid loans, and the reviews were so bad that it made me paranoid and stressed thinking that i will end up like those people who were harassed over the phone and had paid high interest because they were unable to pay it. luckily, i came across one positive review suggesting that i have to contact them because they can arrange something because most of the people who are leaving bad reviews didn't even contacted them to arrange a repayment. so i called them and they were so understanding and helpful of my situation. i only had to pay the interest charged and they made an arrangement for the loan amount to be paid monthly. i am so happy with how they handled my call and recommend people to speak to them if they are having any difficulty on paying their wonga loan. all you have to do is be honest and contact them and dont wait for the loan to be due. i will be posting this review on other sites so that like how i was helped by the other person who posted that review, i hope i can also help someone who is in the same situation.

 

Oh really?

 

I would suggest that the situation you portray is NOT the reality.

 

in fact

 

:flypig:

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Aside from which, the original poster had asked his question in 2010 !! I doubt any responses would be of any value, 3 years later !!

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