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the local club that i go to are in dire straights,and they have a lot of bank charges overdraft charges and d.d. refusals,can we claim them back,im not sure on bussiness accounts how things work?any help please

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Could probably do with a bit more info Mo. For starters which bank is the account with?

 

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Alliance & Leicester Moneyclaim issued 20/1/07 £225.50 full settlement received 29 January 2007

Smile £1,075.50 + interest Email request for payment 24/5/06 received £1,000.50 14/7/06 + £20 30/7/06

Yorkshire Bank Moneyclaim issued 21/6/06 £4,489.39 full settlement received 26 January 2007

:p

 

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Unpaid direct debits incur the same sorts of charges as unpaid cheques/standing orders and so forth.

So yes-unless the bank is prepared to substantiate them as being a genuine pre estimate (which we know they wont) then consider them claimable.

It is reasonable to assume also that unpaid DDs is a wholly automated process.

Barclays had a typical unpaid DD fee of between £27.50 and £35 on its Business account tariffs.

So yes-they are claimable.

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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The reply above was pretty clear to me.

Yes they are claimable.

Can you answer as requested;

 

1.Which bank is this ?

 

2.What dates the charges relate to ie Earliest date and last ones ?

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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No one is upset MO

Thank you for clarifying-can you be a bit more specific on the years ?

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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The Co-op is not part of the OFT test case so you are very lucky.:D

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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