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    • I came across this discussion recently and just wanted to give my experience of A Shade Greener that may help others regarding their boiler finance agreement.
       
      We had a 10yr  finance contract for a boiler fitted July 2015.
       
      After a summer of discontent with ASG I discovered that if you have paid HALF the agreement or more you can legally return the boiler to them at no cost to yourself. I've just returned mine the feeling is liberating.
       
      It all started mid summer during lockdown when they refused to service our boiler because we didn't have a loft ladder or flooring installed despite the fact AS installed the boiler. and had previosuly serviced it without issue for 4yrs. After consulting with an independent installer I was informed that if this was the case then ASG had breached building regulations,  this was duly reported to Gas Safe to investigate and even then ASG refused to accept blame and repeatedly said it was my problem. Anyway Gas Safe found them in breach of building regs and a compromise was reached.
       
      A month later and ASG attended to service our boiler but in the process left the boiler unusuable as it kept losing pressure not to mention they had damaged the filling loop in the process which they said was my responsibilty not theres and would charge me to repair, so generous of them! Soon after reporting the fault I got a letter stating it was time we arranged a powerflush on our heating system which they make you do after 5 years even though there's nothing in the contract that states this. Coincidence?
       
      After a few heated exchanges with ASG (pardon the pun) I decided to pull the plug and cancel our agreement.
       
      The boiler was removed and replaced by a reputable installer,  and the old boiler was returned to ASG thus ending our contract with them. What's mad is I saved in excess of £1000 in the long run and got a new boiler with a brand new 12yr warranty. 
       
      You only have to look at TrustPilot to get an idea of what this company is like.
       
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    • Dazza a few months ago I discovered a good friend of mine who had ten debts with cards and catalogues which he was slavishly paying off at detriment to his own family quality of life, and I mean hardship, not just absence of second holidays or flat screen TV's.
       
      I wrote to all his creditors asking for supporting documents and not one could provide any material that would allow them to enforce the debt.
       
      As a result he stopped paying and they have been unable to do anything, one even admitted it was unenforceable.
       
      If circumstances have got to the point where you are finding it unmanageable you must ask yourself why you feel the need to pay.  I guarantee you that these companies have built bad debt into their business model and no one over there is losing any sleep over your debt to them!  They will see you as a victim and cash cow and they will be reluctant to discuss final offers, only ways to keep you paying with threats of court action or seizing your assets if you have any.
       
      They are not your friends and you owe them no loyalty or moral duty, that must remain only for yourself and your family.
       
      If it was me I would send them all a CCA request.   I would bet that not one will provide the correct response and you can quite legally stop paying them until such time as they do provide a response.   Even when they do you should check back here as they mostly send dodgy photo copies or generic rubbish that has no connection with your supposed debt.
       
      The money you are paying them should, as far as you are able, be put to a savings account for yourself and as a means of paying of one of these fleecers should they ever manage to get to to the point of a successful court judgement.  After six years they will not be able to start court action and that money will then become yours.
       
      They will of course pursue you for the funds and pass your file around various departments of their business and out to third parties.
       
      Your response is that you should treat it as a hobby.  I have numerous files of correspondence each faithfully organised showing the various letters from different DCA;s , solicitors etc with a mix of threats, inducements and offers.   It is like my stamp collection and I show it to anyone who is interested!
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How to prove default letter posting date?


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Received my copy of the agreement from Halifax, identical to everyone else. As there's no consensus on the validity of this type of agreement, I'm relying upon the default notice which was dated 7 days before I actually received it!

 

I kept the envelope and it's electronically stamped, but how do I prove the actual posting date?

 

1MansQuest

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The posting date is on the envelope ;)

They'd have problems proving a different date although sometimes RM do screw up

I QUESTION THEREFORE I AM!! [sIGPIC][/sIGPIC]

 

Unfortunately i'm not an expert in any given field legally and my advice and that of the Consumer Action Group and the Bank Action Group is given without prejudice and without liability so please if in any doubt whatsoever seek help from an insured qualified professional. Contents of my posts are purely my own personal opinions and not condoned or endorsed in any way, shape or form by CAG. Thank you! :p

 

 

I have been smoke-free for 4yrs

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Thanks for that. There's no actual date on the envelope, its a bar code and some text (UKML 525035220). How do I determine the posting date from this?

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This is a good question. As I also recieved a default notice 7 days after the date on the letter. I have kept the envolope, but like Imansquest only have a barcode.?? Does anyone have an idea how or if you can denote actual posting date?

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Uk Mail

Tnt

Etc

Etc

 

Take It From Me

 

Any One Of These And Its Prob 7 Days To Get To You

 

Ill Try And Get The Exact Facts As Ime In The Mail Centre Tomorrow

 

Now People

 

I Only Said That In Jest As To My Opinion Of Royal Mail

 

Get The Idea

 

Dont Want To Be Cagbot Do We

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Do You Still Have The Envelope

 

Does It Have Two Horozontel Lines Of Blue Dots On The Front

 

You Have To Look Hard Look On The Back Of The Envelope Also For Any Marks

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Hello 1mansquest!

 

...two orange Barcodes underneath...

 

Excellent.

 

I'm working on those Orange Barcodes. I can't yet read them, but can say the upper one does contain a date. Royal Mail know when that Barcode was printed, by which machine, down to within a 30 minute timescale.

 

If the date is critical, then ask Royal Mail to de-code it for you. Or, ask a Judge to demand that Royal Mail de-codes it for you!

 

Cheers,

BRW

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Hello 1mansquest!

 

 

 

Excellent.

 

I'm working on those Orange Barcodes. I can't yet read them, but can say the upper one does contain a date. Royal Mail know when that Barcode was printed, by which machine, down to within a 30 minute timescale.

 

If the date is critical, then ask Royal Mail to de-code it for you. Or, ask a Judge to demand that Royal Mail de-codes it for you!

 

Cheers,

BRW

 

 

FANCY MY JOB:D:D

 

ILL PM YOU SOME INFO ON THE ORANGE BARCODES WHEN I HAVE IT

 

IT ALL HELPS

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Hello Postggj!

 

ILL PM YOU SOME INFO ON THE ORANGE BARCODES WHEN I HAVE IT

 

Please do, I've been investigating these for a few Months now, but it's clear they are using a Character Map to Barcodes that is not in the public domain.

 

Cheers,

BRW

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Postggj, no horizontal lines of blue dots on the front and nothing on the back except a number: 500153, which I assume is just an envelope batch number.

 

1MansQuest

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