lynn v London Mortgage Company

[bach]

Please can any one help me find the address for London Mortgage Company

or if they come under another bank now I need to send DPA letter asap

 

Many thanks

Lynn

[mechs]

Lynn,

 

London Mortgage Company

1 Connaught Place

Marble Arch

London W2 2DY

 

Tel: 020 7298 8989

[bach]

Thanks very much for the address, this is what it confirms for me

 

I have had over the past 6 yrs various secured and un secured loans

unknowingly to me they were with the same banks under different umberells

 

G E Money HMCE 1998

First National Bank 1999

G E Money 2003

Matlock Bank 2005 redemption fee paid

only changed over in Feb 06 to G E Money and paid a heafty

redemption fee

 

It now seems that I have paid rediculos redemption fees somewhere in the region of £10.000 which far outweigh the benifits of changing banks.

 

This is a terrible practice of decite.

 

This has only come to light having gone through 6 years of Woolwich statements.

Does anyone know if I would be able to claim back any of these redemption fees

 

Appreciate all your advice and thoughts please

 

Lynn

[essjaysea]

The best address for LMC for administration is

PO Box 88

Cheltenham

GL50 3SH

 

The London address is for mortgage sales. Once the mortgage has completed all admin is handled by the Cheletenham office

[bach]

Thanks essjaysea for address and info very much appreciated

Regards Lynn

[kendraflo]

Hi

 

Have just come across your thread - have your heard anything from London Mortgage Company Yet? I ask because I sent them a preliminary letter asking for payment of my ERC, They have until Monday 2nd October to reply before I fire off my LBA. :)

[bach]

Hi

 

Have just come across your thread - have your heard anything from London Mortgage Company Yet? I ask because I sent them a preliminary letter asking for payment of my ERC, They have until Monday 2nd October to reply before I fire off my LBA. :)

 

Hi, sorry its taken so long to reply, Iv just checked my recorded delivery slip on Royal Mail site and it seems that no one has accepted my recorded DPA letter sent on 19th Sept. I sent it to the Cheltenham address. Going to ring Royal Mail Monday mornng and chase up, very strange.

 

Best of luck keep in touch

[paddym]

of course it is but i have read on other threads of similar things happening smacks of dirty tricks me thinks ?

[sheepshead]

HI, everyone, I have an LMC mortgage, and have slipped up a few times and not paid on time. Subsequently they instruct a company for counselling, to discuss arrangements on the mortgage to repay the arrears. WHilst these guys were helpful, i note that I get charged £94 each time, amongst the numerous other late fees they charge. Does anyone know if these charges fall under the same disputes as bank charges? Are early redemptions charges illegal?

[sadie boner]

hi all i to have a lmc for my sins they have taken me to court as well jus finish paying arrears /i will be doing a claim in the near future as im currently doing lloyds i believ their bank is matlock bank ? if any of you have started i would love to know how youre geting on thanks sb

[bach]

Hi to all.

Just to keep you informed I sent two seperate registered letters on 9th Nove 06 to London Mortgage Company one asking for PPI of £5,600 plus interest which was mis sold and the second claiming Early Redemption Charges for £2428.08.

 

Will let your know outcome when I receive some answers.

 

Good luck to all

 

Lynn

[sadie boner]

thanks bach, and GOOD LUCK

[williamh]

any news yet?

[nicho1120]

Have you had any joy with regards to getting your charges back ??

 

Also has anybody had any joy with cancelling PPI with london Mortgage ???

[bach]

Hi to all,

Just to let you know decided to put the ERC (early redemption charge claim ) on hold for time being.

 

As for the PPI I have recieved a letter from London Mortgage Company saying the had passed my PPI request for reimburment on to Norton Finance, (didn't even know the insurance was with them as no reference made in any correspondance) same old argeement ie I knew when I signed up etc for the PPI and should have cancelled it within the time limit allowed when I took out the loan.

(THE L0AN REPAYMENTS WERE QUOTED TO INCLUDE THE PPI WHEN I TOOK OUT THE LOAN SO THEREFORE A CASE FOR ASSUMPTION ON THEIR BEHALF WAS TAKEN THAT IT WOULD BE INCLUDED.

WE ALSO RECEIVED NO EXPLANTION / OR DOCUMENTATION FOR ANY PPI COVER THAT THEY HAVE ELEGIBLE COVERED US FOR.) Also will be lodging a complaint wih the FSA.

I am now in the process of one final letter to see if the acknowledge my claim with a dead line of 14 day fom 9th Feb 07 then I will issue a claim through the courts.

 

good luck to all Lynn

[bach]

Morning to all

PPI London Mortgage Company

 

Re my letter sent on 12th Feb 07, received letter back dated 11th Feb 07

Not budging at all same response as last letter.

Will now start a claim throught the courts

 

Could anyone please advise step by step action from now on for me

 

Thanks Lynn

 

Many thanks

[PaulW922]

Bach - are you sure that London Mortgage Company actually sold you the PPI? It could easily have been Norton (a broker) who added the cost of it onto your loan application, hence it comes out of your account with your LMC payments.

[nicho1120]

hi there Lynn,

 

Did you ever receive any charges for late payments. I have received charges on my account and want to get them back. I am still currently with LMC and just wondered what the consequences are of claiming now.??? Keep me posted on the PPI, I want to get my PPi taken off but havent approached them yet. Just waiting to see what happens with your case before going any further.

[bach]

Hi,

Re London Mortgage yes had a couple of charges and also ERC so will go for this later ,more important to get back PPI.

 

I have a current Mortgage with Abbey, they have applied loads of charges, and I have started a claim for them, they are after all disproportionate even if you are with them or not, I don't think they can do anything to jepodise your existing aggrement with them. But Im not a legal person, just know I not freighted of them any more.

Best of Luck

 

Lynn

[nicho1120]

Just had quite a heated discussion with LMC with regards to there charges. I asked for a copy of my statements for my records and they said that that it would be £30. How can they justify that for starters. I will be sending DPA request off with the standard £10.

[bach]

Hi nicho1120, I

 

Cheeky devils, send a your £10 Postal Order with the S A R templete letter . Don't forget to send ii signed for (Red reciept) cost about a pound but worth it and then you can track it.

London Mortgage Company

6 Broadgate

London

EC2M 2QS

Can you tell me how you came about geting the PPI on the Mortgage, may be able to help along the way

 

Also if you google London Mortgage Company and look at MY MORTGAGE COMPANY FEES - LONDON MORTGAGE COMPANY have a good read

Lynn

[nicho1120]

I was sold the loan and the ppi through loans.co.uk. I believe that at the time i was told that i would have to take out the ppi as the loan amount was quite large and would have to have it as part of the loan. I have read your threads with regards to PPi and i was not given any extra literature with regardes to the ppi. I was just given the loan agreement which i still have. I was not told that this insurance was dealt with some body else and as far as i can see it doesnt state this anywhere in the agreement. I am after my charges back anyway. Theres no leeway with this company even when you explain our circumstance and try to resolve the matter.

[PaulW922]

Just had quite a heated discussion with LMC with regards to there charges. I asked for a copy of my statements for my records and they said that that it would be £30. How can they justify that for starters. I will be sending DPA request off with the standard £10.

 

I applied to them under DPA and they have acknowledged my request and receipt of my £10

[bricky]

Hi folks,

I am in court on Friday... LMC is seeking possession of a friend of mine's house!! I am inclined to agree with all of you that have experienced difficulties when dealing with these people. Pond life spring to mind by hey - that's just my opinion. Best thing I have found when dealing with these people is to keep your cool. How? What I always do is to write out what questions I have for them on a few bits of paper before making the call and that way, I do not allow these people - and I'm using the term very loosely here - these people to sidetrack me or to get to me. Go through the few bits of paper on your desk and make notes on the bottom of each as to what the outcome of your question was. If they try to change the subject or say they don't know, ask to speak to there superior or offer to fax over a request for information but don't get into an argument with them. It's better to take a deep breath and to say, " I'm sorry, I think you missunderstood me" and to read out your question on the bit of paper again! I also find it is better to ask them a combination of both open and closed questions. That way you can easily determine if you are talking to someone with more than a peapod between the ears or if it's another one of the mushrooms.

 

Mushroom - someone that's kept in the dark and fed bull**** all day...lol

 

Too show them that you are better than them, do not raise your tone of voice. They feed on annoying you because it's the only bit of excitement in an otherwise dull day...

 

Percevere people, it's worth it!!

[bach]

Good Luck let us know know how you get on

 

Lynn