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    • Thank you for that "read me", It's a lot to digest, lots of legal procedure. There was one thing that I was going to mention to you,  but in one of the conversations in that thread it was mentioned that there may be spies on the Forum,  this is something that I've read quite some time ago in a previous thread. What I had in mind was to wait for the thirty days after their reply to my CCA request and then send the unenforceable letter. I was hoping that an absence of signature could be the Silver Bullet but it seems that there are lot of layers to peel on this Onion.  
    • love the extra £1000 charge for confidentialy there BF   Also OP even if they don't offer OOC it doesn't mean your claim isn't good. I had 3 against EVRi that were heard over the last 3 weeks. They sent me emails asking me to discontinue as I wouldn't win. Went infront of a judge and won all 3.    Just remember the law is on your side. The judges will be aware of this.   Where you can its important to try to point out at the hearing the specific part of the contract they breached. I found this was very helpful and the Judge made reference to it when they gave their judgements and it seemed this was pretty important as once you have identified a specific breach the matter turns straight to liability. From there its a case of pointing out the unlawfullness of their insurance and then that should be it.
    • I know dx and thanks again for yours and others help. I was 99.999% certain last payment was over six years ago if not longer.  👍
    • Paragraph 23 – "standard industry practice" – put this in bold type. They are stupid to rely on this and we might as well carry on emphasising how stupid they are. I wonder why they could even have begun to think some kind of compelling argument – "the other boys do it so I do it as well…" Same with paragraph 26   Paragraph 45 – The Defendants have so far been unable to produce any judgements at any level which disagree with the three judgements…  …court, but I would respectfully request…   Just the few amendments above – and I think it's fine. I think you should stick to the format that you are using. This has been used lots of times and has even been applauded by judges for being meticulous and clear. You aren't a professional. Nobody is expecting professional standards and although it's important that you understand exactly what you are doing – you don't really want to come over to the judge that you have done this kind of thing before. As a litigant in person you get a certain licence/leeway from judges and that is helpful to you – especially if you are facing a professional advocate. The way this is laid out is far clearer than the mess that you will get from EVRi. Quite frankly they undermine their own credibility by trying to say that they should win simply because it is "standard industry practice". It wouldn't at all surprise me if EVRi make you a last moment offer of the entire value of your claim partly to avoid judgement and also partly to avoid the embarrassment of having this kind of rubbish exposed in court. If they do happen to do that, then you should make sure that they pay everything. If they suddenly make you an out-of-court offer and this means that they are worried that they are going to lose and so you must make sure that you get every penny – interest, costs – everything you claimed. Finally, if they do make you an out-of-court offer they will try to sign you up to a confidentiality agreement. The answer to that is absolutely – No. It's not part of the claim and if they want to settle then they settle the claim as it stands and don't try add anything on. If they want confidentiality then that will cost an extra £1000. If they don't like it then they can go do the other thing. Once you have made the amendments suggested above – it should be the final version. court,. I don't think we are going to make any more changes. Your next job good to make sure that you are completely familiar with it all. That you understand the arguments. Have you made a court familiarisation visit?
    • just type no need to keep hitting quote... as has already been said, they use their own criteria. if a person is not stated as linked to you on your file then no cant hurt you. not all creditors use every CRA provider, there are only 3 main credit file providers mind, the rest are just 3rd party data sharers. if you already have revolving credit on your file there is no need to apply for anything just 'because' you need to show you can handle money. if you have bank account(s) and a mortgage which you are servicing (paying) then nothing more can improve your score, despite what these 'scam' sites claiml  its all a CON!!  
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
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      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Body found in my village


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OMG - son has just come home from Sainsburys where he works at weekends and the talk all day has been about body parts found in wheelie bin in Cobham:eek: Apparently a woman whose been there for 3 weeks - it was only the smell that alerted people and the bin men refused to unload it cos it was too heavy:eek: Admittedly not in one of the most desirable roads but Cobham, we are supposedly posh and affluent:p

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OMG - we are supposedly posh and affluent:p

 

 

Does that mean you get out of the bath to have a wee:p.

 

And have fruit in the house when nobody is sick;)

 

 

If all else fails, kick them where it hurts and SOD'EM;)

 

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bloody binmen! dont want to do anything that might put themselves out !

Lula

 

Lula v Abbey - Settled

Lula v Abbey (2) - Settled

Lula v Abbey (3) - Stayed

 

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Murder that thing we have in common with all the other higher animals;¬)

 

 

How do you know it wasn't suicide?:cool:

 

Getting coat.

 

 

If all else fails, kick them where it hurts and SOD'EM;)

 

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Does that mean you get out of the bath to have a wee:p.

 

And have fruit in the house when nobody is sick;)

 

Well, of course! Doesn't everybody?;) Cobham is home to Chelsea Training Ground, WAGs, etc. This is the one place you have to dress up just to go to the supermarket (if you can't afford to have it delivered) :( Met an elderly neighbour in Sainsburys who actually said to me that she didn't usually shop there but used Waitrose cos it was more upmarket:eek: Crowded with 4x4s and top of the range cars. It's actually quite fun driving up the High Street with son, cos I don't recognise anybody, but he is v good at people spotting:p Its actually quite surreal, and is a little world of its own with prices to match:cool:

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Scouse g*ts they are something I could murder.

 

There are "g*ts" as you nicely put it, that deserve a slap or two in every city. Why is there always one idiot that makes personal insults when people from Liverpool mentioned????

 

As for saying that you could actually "murder people from Liverpool", I am sure that the other (quite a lot of) CAGGERS from Liverpool on this site would just do this.

 

:lol::lol::lol::lol::lol::lol::lol::lol:

 

 

If all else fails, kick them where it hurts and SOD'EM;)

 

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There are "g*ts" as you nicely put it, that deserve a slap or two in every city. Why is there always one idiot that makes personal insults when people from Liverpool mentioned????

 

As for saying that you could actually "murder people from Liverpool", I am sure that the other (quite a lot of) CAGGERS from Liverpool on this site would just do this.

 

:lol::lol::lol::lol::lol::lol::lol::lol:

 

quite agree Sod'em - for all you know I may have originated from there:p

Anyway - how is Mrs S? I hope she is recovering with some TLC from you - it seems that nowhere is safe these days and nobody seems to care either:(

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quite agree Sod'em - for all you know I may have originated from there:p

Anyway - how is Mrs S? I hope she is recovering with some TLC from you - it seems that nowhere is safe these days and nobody seems to care either:(

 

 

She's getting there thanks Em, still scarred but is having major trouble sleeping (understandable). I have advised her to go back to the doctors:).

 

 

If all else fails, kick them where it hurts and SOD'EM;)

 

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Oh, I see idiot emoticons are needed everytime tongue goes in cheek or is that just when dealing with hyperactive tracksuits.

 

 

300 (obviously not your IQ),

 

I have never wore a tracksuit in my life, don't know that many people who do. If some people do wear tracksuits, so what. Many athletes do, and they are not all from Liverpool.

 

 

If all else fails, kick them where it hurts and SOD'EM;)

 

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300,

 

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