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I pay be DD but they aren't taking enough?


Popeye
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Hi All

 

Not sure if anyone can help with this one - but I've just had my Barclaycard statement today and checked it for the first time in ages. Looks like they are charging me loads of overlimit charges even though they take payment by DD and can't take whatever they need to from the account....

 

Anybody else had this, and if so how did you resolve it?

 

Thanks

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Hi All

 

Not sure if anyone can help with this one - but I've just had my Barclaycard statement today and checked it for the first time in ages. Looks like they are charging me loads of overlimit charges even though they take payment by DD and can't take whatever they need to from the account....

 

Anybody else had this, and if so how did you resolve it?

 

Thanks

 

If the DD amounts are not correct then you need to either a) Ring barclaycard and advise them the minimum payments are not clearing the overlimit amount+normal payment or b) Make a one off payment to get back underlimit

 

Then you need to total up all the charges they have given you and start a reclaim for these amounts

 

S.

Are You as Anonymous on CAG as You Think You Are? *Link*

 

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Deal with your debts:

STEP ONE - Dont Panic! | STEP TWO - Priority & Non Priority Debts | STEP THREE - Personal Budget Sheet | STEP FOUR - A SAFE bank Account | STEP FIVE - Dealing with Priority Debts | STEP SIX - Non-priority Debts | STEP SEVEN - Non-Priority Debt-Repayment Opt1 | STEP EIGHT - Non-Priority Debt-Repayment Opt2 | STEP NINE - Perils of Consolidation | STEP TEN - RE-Evaluate Frequently

 

***** SERIOUSLY IN DEBT, DONT KNOW WHAT TO DO, TRY NationalDebtLine's MoneySteps *****

 

 

IMPORTANT: Please take my advice in the spirit it is given and on the basis that I am expressing my opinion, These opinions are not endorsed by CAG in anyway and are offered informally without prejudice or warranty of any kind. These opinions are solely based upon the knowledge I've gained from this fantastic site and life in general. I have NO legal training.

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Cheers Shadow

 

Will make the payment first thing Monday - and I'm drafting my claim letter right now !

 

Thanks

 

Cool.. keep us posted and ask if you need help.

 

S.

Are You as Anonymous on CAG as You Think You Are? *Link*

 

The CAG is a free help site,should you be offered help that requires payment,please report it to site team.

 

Deal with your debts:

STEP ONE - Dont Panic! | STEP TWO - Priority & Non Priority Debts | STEP THREE - Personal Budget Sheet | STEP FOUR - A SAFE bank Account | STEP FIVE - Dealing with Priority Debts | STEP SIX - Non-priority Debts | STEP SEVEN - Non-Priority Debt-Repayment Opt1 | STEP EIGHT - Non-Priority Debt-Repayment Opt2 | STEP NINE - Perils of Consolidation | STEP TEN - RE-Evaluate Frequently

 

***** SERIOUSLY IN DEBT, DONT KNOW WHAT TO DO, TRY NationalDebtLine's MoneySteps *****

 

 

IMPORTANT: Please take my advice in the spirit it is given and on the basis that I am expressing my opinion, These opinions are not endorsed by CAG in anyway and are offered informally without prejudice or warranty of any kind. These opinions are solely based upon the knowledge I've gained from this fantastic site and life in general. I have NO legal training.

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Hi Popye,

 

Don't be put off by anything BC say about partial rep't of their charges.

 

They are unlawful penalty and you can reclaim them in full. Use this template letter to reclaim your charges and enclose your SOC with it - http://www.consumerforums.com/resources/templates-library/48-bank-templates/121-bookworm

 

:)

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