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    • Thank you Andy I will complete this as soon as I can as I need to go through the documents and find two more we need to include , I have sent a PM with attachments 
    • It took a few days but details that were in the Grocer article I linked to were in the Mail yesterday.   The hauliers and the British Retail Consortium don't agree on the effects of driver shortages.   Shoppers are 'facing shortage of chilled food this summer due to lack of lorry drivers and Brexit' WWW.DAILYMAIL.CO.UK A double impact from Brexit and the Covid-19 pandemic is said to have sparked disruption to the chilled food supply chain, industry insiders say.  
    • I've found Planning Permision for Halfords to have a "Non-illuminated pictorial panel sign and opening hours panel" added but that's not it.
    • Hi all, i hope i can get some help with a claim form i have received. Before i continue, my MAIN objective is to AVOID getting a ccj issued against me, the reason for this is my area of work automatically bars you from employment if you have such things on your record. I am willing to pay the debt through installments hopefully without the need to involve the court. I would sincerely appreciate it if i could get some help on how best to handle this.   Name of the Claimant ? LC Asset 2 S.A.R.L   Date of issue – top right hand corner of the claim form – this in order to establish the time line you need to adhere to. 11 June 2021   Particulars of Claim   What is the claim for – the reason they have issued the claim?  The claimant (C) claims the whole of the outstanding balance due and payable under an agreement referenced xxxxxxx and opened effective from 30/11/2015. The agreement is regulated by the consumer credit act 1974, was signed by the defendant and from which credit was extended to the defendant. Defendant failed comply with a default notice served pursuant to s87(1) CCA and by 09/11/2020 a default was recorded. As at 18/12/2020 the defendant owed MBNA limited the sume of £9900. By an agreement in writing the benefit of the debt has been legally assigned to C effective 18/12/2020 and made regular upon C serving a Notice of Assignment upon D shortly thereafter. And C claims - 1 £9900 2 - Interest pursuant to section 69 county court act (1984) at a rate of 8% per annum from 18/12/2020 to 11/06/2021 of 350 And thereafter at a daily rate of 2.09 to date of judgement or sooner payment. Date 11/06/2021.   What is the total value of the claim? 10900   Have you received prior notice of a claim being issued pursuant to paragraph 3 of the PAPDC (Pre Action Protocol) ? I do not recall   Have you changed your address since the time at which the debt referred to in the claim was allegedly incurred? No   Did you inform the claimant of your change of address? N/A Is the claim for - a Bank Account (Overdraft) or credit card or loan or catalogue or mobile phone account? Credit Card   When did you enter into the original agreement before or after April 2007 ? After April 2007   Do you recall how you entered into the agreement...On line /In branch/By post ? Online   Is the debt showing on your credit reference files (Experian/Equifax /Etc...) ? Yes   Has the claim been issued by the original creditor or was the account assigned and it is the Debt purchaser who has issued the claim. Debt Purchaser   Were you aware the account had been assigned – did you receive a Notice of Assignment? I do not recall, very possible though as the name LC Asset rings a bell.   Did you receive a Default Notice from the original creditor? Yes   Have you been receiving statutory notices headed “Notice of Sums in Arrears”  or " Notice of Arrears "– at least once a year ? Yes   Why did you cease payments? April 2020   What was the date of your last payment? April 2020   Was there a dispute with the original creditor that remains unresolved? No   Did you communicate any financial problems to the original creditor and make any attempt to enter into a debt management plan? No
    • Welcome to the Forum   I have moved your topic to the appropriate section .....please continue to post here to your topic.   Andy
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After a lot of paperwork, and preparation for court, Barclays wrote to me today, saying they were prepared to settle!! Apart from that, I can't go in to too much detail, as there's a confidentiality clause involved.


Just a note to 'doubters' - persevere, and you will win!


Take care everyone. I'll check back regularly to see if I can be of any assistance to anyone. In the meantime, thanks to everyone here (including the mods.)!

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That's brilliant - congrats!!


Just a couple of non intrusive questions....did you send Barclays a letter requesting an out of court settlement and when was your court date set for?


Thanks and well done :)

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Congratulations, makes me feel more possitive. Can I ask what sort of timescale it took you from when your court action was acknowledged to settlement?

Isherwood v Barclays £1155

1st letter sent 3/6/2006

Offer of £465 rejected 1/7/2006

LBA sent 10/07/2006

bogoff REPLY SENT 12/07/2006




Defence and AQ received 23/8/2006

AQ delivered by hand to the County Court 24/8/2006

Court Date received on 26th Sept for 18th January

Documents Sent to Barclays and Courts 12th Oct



MBNA request for £67 refund sent 17/7/2006

Halifax - Your next :eek:

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Congrats, just waiting for barclays defence to drop through the door.


Also dont mean to jump in your thread but confused by this part.


did you send Barclays a letter requesting an out of court settlement


What letter is this? Has a lot of other people sent this letter off?


Regards Paul.

Barclays - Owed £3,471.50. Prelim sent 9/06/06 - BS letter recieved & ignored. LBA sent 23/06/06 - claim made 18/07/06 - Acknowledged 03-08-06


RBS - Owed £341. Prelim sent 13/07/06 - LBA sent 03-08-06


Abbey - still waiting for 3 years worth of statements.

Mark One - Owed 1197.50p. Prelim Sent 19-07-06 - LBA Sent 03-08-06

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Hi No. 1 male


I had read on another thread that someone had sent Barclays a letter giving them one more chance to settle out of court and they did - I was just wondering if pillowatrick had too!


I wrote one on Friday and sent it as my court date was set for 16th August and then to my utter joy I received a very nice letter on Saturday morning from Barclays if you catch my drift! So case closed!!


Good luck to all still chasing and persevere as it will pay off :)



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i received my court date today....8th September !!!!!!!!!!!!!!!!!

Barclays claiming £5269.63

LBA sent 17/05/2006

money claim filed 31/05/2006

court date 8th September 2pm

offered full refund 1st Sep

:D money credited to account :D

2nd September


:) Help this site to keep going please donate by clicking the button:)

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