Barclaycard refuse my cca request

[weeblewobble]

I requested my cca on 5/5/09 but all i got in return was a copy of terms and conditions on 26/5/09, so i then sent off another letter saying the account was in dispute because they didnt send me a signed copy etc.

 

Yesterday i recieved the following (see copy).

 

Can anyone advise me if they are correct in what the letter states, and/or what i should do next, they are still charging me and still ringing up every 5 damn minutes, even though i have sent the harrasment letter:mad:

 

Please help.

 

[cerberusalert]

Have a read of "why you shouldnt use section 77/78 CCA 1974 if you want the signed agreement".

 

why you shouldnt use section 77/78 CCA 1974 if you want the signed agreement - The Consumer Forums

 

http://www.consumeractiongroup.co.uk/forum/debt-collection-industry/165349-smt37-morgan-stanley-goldfish.html

[weeblewobble]

Thanks for the reply.

It looks like i sent the wrong letter (although it was from the letter templates section)

 

I will send them a new letter from the link provided and see how i get on from there.

And having looked at other barclaycard posts it would appear that the letter i received was a standard response:rolleyes:

 

Im trying my best to read up on other threads but have a bit of trouble understanding sometimes:(

 

But i will keep trying.

[cerberusalert]

It wasn't that you sent the wrong letter, it is Barclaysharks playing silly beggars. They are trying to hide behind the CCA 1974 because of one of two reasons, a) they can't be arsed to dig out the original CCA from their archives or b) they can't provide one.

[CheekoWeeko]

Weeblewobble can I ask what address you sent your CCA request to?

 

I have Barclaycard House, PO Box 5592 NORTHAMPTON, NN4 1ZY & I'm not sure its the right address. Although I see your reply came from that address so maybe it does go there.

 

Goodluck with the 2nd letter & fingers crossed they send you an unenforceable one!!

[weeblewobble]

they can't be arsed to dig out the original CCA from their archives or b) they can't provide one.

 

I understand now LOL, i will send a new request and see what happens.

In the meantime i will carry on ignoring their calls (had 4 in the last hour) even had a text off them yesterday:x

Im almost at the point of beyond caring now, let them take me to court, they cant have what i haven't got:rolleyes:

 

Thanks again for your help:)

[weeblewobble]

kazzaskull..... yes thats the address i send all letters to.

[CheekoWeeko]

Have a read of "why you shouldnt use section 77/78 CCA 1974 if you want the signed agreement".

 

why you shouldnt use section 77/78 CCA 1974 if you want the signed agreement - The Consumer Forums

 

Cerberusalert do you think I should send this letter off instead of the one in the temple section then?

[cerberusalert]

Yes, then you can follow the steps in that thread if need be.