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    • love the extra £1000 charge for confidentialy there BF   Also OP even if they don't offer OOC it doesn't mean your claim isn't good. I had 3 against EVRi that were heard over the last 3 weeks. They sent me emails asking me to discontinue as I wouldn't win. Went infront of a judge and won all 3.    Just remember the law is on your side. The judges will be aware of this.   Where you can its important to try to point out at the hearing the specific part of the contract they breached. I found this was very helpful and the Judge made reference to it when they gave their judgements and it seemed this was pretty important as once you have identified a specific breach the matter turns straight to liability. From there its a case of pointing out the unlawfullness of their insurance and then that should be it.
    • I know dx and thanks again for yours and others help. I was 99.999% certain last payment was over six years ago if not longer.  👍
    • Paragraph 23 – "standard industry practice" – put this in bold type. They are stupid to rely on this and we might as well carry on emphasising how stupid they are. I wonder why they could even have begun to think some kind of compelling argument – "the other boys do it so I do it as well…" Same with paragraph 26   Paragraph 45 – The Defendants have so far been unable to produce any judgements at any level which disagree with the three judgements…  …court, but I would respectfully request…   Just the few amendments above – and I think it's fine. I think you should stick to the format that you are using. This has been used lots of times and has even been applauded by judges for being meticulous and clear. You aren't a professional. Nobody is expecting professional standards and although it's important that you understand exactly what you are doing – you don't really want to come over to the judge that you have done this kind of thing before. As a litigant in person you get a certain licence/leeway from judges and that is helpful to you – especially if you are facing a professional advocate. The way this is laid out is far clearer than the mess that you will get from EVRi. Quite frankly they undermine their own credibility by trying to say that they should win simply because it is "standard industry practice". It wouldn't at all surprise me if EVRi make you a last moment offer of the entire value of your claim partly to avoid judgement and also partly to avoid the embarrassment of having this kind of rubbish exposed in court. If they do happen to do that, then you should make sure that they pay everything. If they suddenly make you an out-of-court offer and this means that they are worried that they are going to lose and so you must make sure that you get every penny – interest, costs – everything you claimed. Finally, if they do make you an out-of-court offer they will try to sign you up to a confidentiality agreement. The answer to that is absolutely – No. It's not part of the claim and if they want to settle then they settle the claim as it stands and don't try add anything on. If they want confidentiality then that will cost an extra £1000. If they don't like it then they can go do the other thing. Once you have made the amendments suggested above – it should be the final version. court,. I don't think we are going to make any more changes. Your next job good to make sure that you are completely familiar with it all. That you understand the arguments. Have you made a court familiarisation visit?
    • just type no need to keep hitting quote... as has already been said, they use their own criteria. if a person is not stated as linked to you on your file then no cant hurt you. not all creditors use every CRA provider, there are only 3 main credit file providers mind, the rest are just 3rd party data sharers. if you already have revolving credit on your file there is no need to apply for anything just 'because' you need to show you can handle money. if you have bank account(s) and a mortgage which you are servicing (paying) then nothing more can improve your score, despite what these 'scam' sites claiml  its all a CON!!  
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

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      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Cat Person or Dog Person?


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How to give a cat a pill

 

1. Pick up cat and cradle it in the crook of your left arm as if holding a baby. Position right forefinger and thumb on either side of cat's mouth and gently apply pressure to cheeks while holding pill in right hand. As cat opens mouth, pop pill into mouth. Allow cat to close mouth and swallow.

 

2. Retrieve pill from floor and cat from behind sofa. Cradle cat in left arm and repeat process.

 

3. Retrieve cat from bedroom, and throw soggy pill away.

 

4. Take new pill from foil wrap, cradle cat in left arm, holding rear paws tightly with left hand. Force jaws open and push pill to back of mouth with right forefinger. Hold mouth shut for a count of ten.

 

5. Retrieve pill from goldfish bowl and cat from top of wardrobe. Call spouse from garden.

 

6. Kneel on floor with cat wedged firmly between knees, hold front and rear paws. Ignore low growls emitted by cat. Get spouse to hold head firmly with one hand while forcing wooden ruler into mouth. Drop pill down ruler and rub cat's throat vigorously.

 

 

 

 

 

 

7. Retrieve cat from curtain rail, get another pill from foil wrap. Make note to buy new ruler and repair curtains. Carefully sweep shattered figurines and vases from hearth and set to one side for gluing later.

 

8. Wrap cat in large towel and get spouse to lie on cat with head just visible from below armpit. Put pill in end of drinking straw, force mouth open with pencil and blow down drinking straw.

 

 

 

 

 

 

 

9. Check label to make sure pill not harmful to humans, drink 1 beer to take taste away. Apply Band-Aid to spouse's forearm and remove blood from carpet with cold water and soap.

 

10. Retrieve cat from neighbour's shed. Get another pill. Open another beer. Place cat in cupboard, and close door onto neck, to leave head showing. Force mouth open with dessert spoon. Flick pill down throat with elastic band.

 

11. Fetch screwdriver from garage and put cupboard door back on hinges. Drink beer. Fetch bottle of scotch. Pour shot, drink. Apply cold compress to cheek and check records for date of last tetanus shot. Apply whiskey compress to cheek to disinfect. Toss back another shot. Throw Tee shirt away and fetch new one from bedroom.

 

12. Call fire department to retrieve the damn cat from across the road. Apologize to neighbor who crashed into fence while swerving to avoid cat. Take last pill from foil wrap.

 

13. Tie the little bastard's front paws to rear paws with garden twine and bind tightly to leg of dining table, find heavy-duty pruning gloves from shed. Push pill into mouth followed by large piece of fillet steak. Be rough about it. Hold head vertically and pour 2 pints of water down throat to wash pill down.

 

 

 

 

 

 

14. Consume remainder of scotch. Get spouse to drive you to the emergency room, sit quietly while doctor stitches fingers and forearm and removes pill remnants from right eye. Call furniture shop on way home to order new table.

 

15. Arrange for RSPCA to collect mutant cat from hell and call local pet shop to see if they have any hamsters.

 

 

 

 

How To Give A Dog A Pill

 

 

1. Wrap it in bacon.

 

2. Toss it in the air.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

cid:8DD4E69A-79DB-48B7-89EB-18F302A89591

Ripped v Barclaycard - WON!!! :D

Ripped v MBNA - with FOS since Jan 08 with adjudicator ;)

 

I owe my attitude to Gene Hunt :cool:

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;) this is very true, lol, still love my little cat though.

 

My dog tried to bite the vet on Saturday so they put a muzzle on her took her about 2 minutes to get it off!.

Vet stood at other side of table looked at my dog and pronounced she was "fine" lol

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My dog is a complete moron except when it comes to sniffing out pills, he will then manage to get anything around the pill and spit the pill out. :mad: The only method with him is to force it down his throat and hold his mouth shut until he swallows (and make sure he didn't manage to slip it down the side of his mouth for spitting out once loose, because he does do that, the little sod). :-|

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the darker one of mine ( see avatar ) has heart problem , has to have tabs everyday, he jumps up on HIS armchair ( well he thinks it is, brand new leather recliner ) 10 mins before 9pm when his tabs are due and shouts @ the wife till he gets them ,

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One of my cats hangs of the ridge on my front door - and she's fascinated with the downstairs guest w.c.

 

Many a visitor has been startled by her as they exit the wc - she sits in front of the door until someone comes out.

 

She also cant catch anything - I've seen her try to catch a butterfly but failing miserably - sad sight!!

 

My other cat's just greedy. She'd eat a whole tub of pills if you put it in her food bowl.

Magna res est vocis et silentii temperamentum

 

The great thing is to know when to speak and when to keep quiet.

 

(Seneca the Younger (attributed), Proverbs, 74)

 

 

Speech is given to many; intelligence to few - but if its well said, I said it!

:p

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My dog is a complete moron except when it comes to sniffing out pills, he will then manage to get anything around the pill and spit the pill out. :mad: The only method with him is to force it down his throat and hold his mouth shut until he swallows (and make sure he didn't manage to slip it down the side of his mouth for spitting out once loose, because he does do that, the little sod). :-|

 

Sympathise there. Dogs are usually greedy and unless highly intelligent do no realise the next potential mouthful may be quickly gone. Think of your dog as a DCA:eek:, put the pill in a chocolate or similiar treat and let the dog see you have another one ready to feed, more likely he/she will gulp the first one in expectation of getting the second one before anyone else does.

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Oh no problem - position one border collie at back door and one at front door where cat flap is - then instruct one of them to herd the 6 cats into kitchen where worm tablets are waiting. Then crush tablet, mix up in best wild red salmon (tuna is not a treat enough for them!) and bob's your uncle! Repeat 5 times til all cats done, then reward dogs for threatening to kill them if they don't do as told! Easy - if the cats don't eat their salmon, they know full well one of my borders will, so they gulp it down! If pill is in capsule form, undo it and tip into salmon and mix up well.

 

Goodluck!

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Sympathise there. Dogs are usually greedy and unless highly intelligent do no realise the next potential mouthful may be quickly gone. Think of your dog as a DCA:eek:, put the pill in a chocolate or similiar treat and let the dog see you have another one ready to feed, more likely he/she will gulp the first one in expectation of getting the second one before anyone else does.

 

What utterly brilliant advice!!! I wish I'd thought of that when trying to get our dogs (sadly both gone) to take pills.

 

My memories of my cat (a beautiful Russian blue) were of her being the least graceful animal on the planet. One incident that sticks in my mind was of her lying on top of our fence. She was just having a doze when a large bird did a fly by next to her. It obviously took her a little by surprise as she sprang about 4 feet in the air (no kidding - from lying down:)) and the last thing I saw was her disappearing down the other side of the fence. She didn't sit up there again:)

 

I did chuckle:D

Time flies like an arrow...

Fruit flies like a banana.

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HMMM! Cat or dog person??

 

Depends how they're cooked :D:D:D

 

 

 

 

 

 

 

 

 

 

 

 

 

 

With apologies to animal lovers (including me):D

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Both - we have 5 cats and one dog, all of which are certifiably nuts! I've seen the cats and tablet thing before, always gets a laugh. Mine don't like taking them, but do, because they know I'm not giving up until they swallow, so it's less hassle just to get it over with :) The dog, well, I do what my Mum does and has for years - take a digestive biscuit, break it in half. Use one half to scoop up a good dollop of butter or similar. Push the pill into the butter, use the other half of the biscuit to make a 'sandwich' and feed to the by now slavering dog. Works every time :) When I was young and we were really poor, she used butter. Now she's older, we've left home and she's a bit richer, she uses pate.

 

Am I the only one whose cats and dog open doors? The dog opens the outside door and the cats open the inside one. And we have a very small cat who likes to ride round on my shoulder, purring like a chainsaw and occasionally sticking his nose in my ear. The biggest of the toms is truly insane - he attacks the telegraph poles just outside the back garden, running up til he hits the barbed wire collar on them and either falling off or hanging there chewing them. Better that than sheep or cows, I suppose!

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Cats and dogs..... Been there, done it, got a few tee-shirts spare. :D

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My border collie likes pills if i put one in my mouth then i walk away take it out she non the wiser.

 

You see shes a gutty bitch if its good for me its good for her lol

 

PF

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 R.I.P BOB aka ROOSTER-UK you have always been a Gent on these boards and you will be remembered for that.

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