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Hi – I’m new here and really need some help from you guys. I have been reading the various posts on here and tried to get my head around all the repo-legalities too.


My parents and little sister are about to be evicted from my family home on the 11th June (next Thursday).


I don’t have all of the information you may normally get as I am looking into this on behalf of my parents, who still think I am a child (I’m 27 and have lived in my own rented house for five years!) and therefore shouldn’t get involved in financial matters.


My Dad is a skilled contractor, but over the past four years the work has dried up. A contract came up in Dubai and in order to get him out there as fast as possible, the agency offering him the work fudged the visa application and he subsequently found out that he did not go out on a work visa.


My parents have a mortgage with Blemain and about a year ago when my parents had trouble making payments Blemain applied to court and got an eviction notice (my mother was subsequently told that the notice Blemain were granted is some kind of fast track form, which when presented to the court means they get their eviction dates/notices granted faster than it would normally take and can be valid for up to four years from date of issue). Somehow at the last minute my parents managed to get the money together to make payment and the eviction was suspended.


My Dad was due to get paid in February for the work he has done in Dubai. The client paid the agency, but now the agency are refusing to pay my Dad – saying they don’t have any money to as they basically paid everyone who had proper visas over my father.

In April Blemain were granted a new eviction notice and date (unless my parents came up with £2000 in 7 working days), but through many hours of internet scouring I discovered the N74 (?) form, which my dad applied for and submitted to the court. He didn’t attend the hearing before the first eviction earlier this year was granted because he was in Dubai working and my mother was in London working too. This time the suspension of repossession order was granted.


At that time the court were told that my Dad was waiting for a payment of wages, the house was on the market and he was actively looking for a job to try and resolve the situation.


However now it’s the 2nd June and the Agency in Dubai STILL hasn’t paid him any of the thousands of pounds they owe him and I am not sure that he has a legal leg to stand on to pursue them? My Dad was also left with a massive 2-month-stay hotel bill and no money to pay it). He still has no job and the house still hasn’t sold because of the market.


More worryingly Blemain have been granted a new eviction date and although my parents applied to the court for a continuance, it has been denied.


Is there anything that can be done to help them? I am beside myself with worry that my family will be made homeless in a week and I am sick with stress at seeing how ill this is making my parents.



Thanks fo taking the time to read this and any help or thoughts would help.

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Hopefully Ell-enn will be along to help you with the defence form - but she may need some more info


Do your parents have evidence of the money owed to them ?


How many months are they in arrears?


Have they checked if they are entitled to any of the mortgage rescue schemes.


Have they checked that they are recieving any benefits they are entitled to?


Have they considered trying to sell the property themselves?

Please note I am not an expert - I am not offering opinions or legal help - Please use all the information provided on the site in FAQ- step by step instructions and library- thanks Jansus:)


offer from A&L 24/8/07 - after case stayed


"What makes the desert beautiful is that somewhere it hides a well." - Antione de Saint Exupery




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