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    • These are the photos of the signs. At the entrance there is a 7h free sign. On some bays there is a permit sign.  Also their official website is misleading as it implies all parking is free.  I can't be certain of the exact parking bay I was in that day, and there was no PCN ticket on my car and no other evidence was provided.  parking sign 2.pdf
    • Hi, In my last post I mentioned I had received an email from SS who were asking me to hand over the keys to my mother’s flat so they could pass them to the Law firm who have been appointed court of protection to access, secure and insure my mother’s property.  Feeling this, all quickly getting out of my hands I emailed ss requesting proof of this. I HAVEN’T HEARD BACK FROM SS.  Yesterday, I received an email (with attached court of protection order) from the Law Firm confirming this was correct (please see below a copy of this).  After reading the court of protection order I do have some concerns about it:   (a)   I only found out yesterday, the Law firm had been appointed by the court back in January.  Up until now, I have not received any notification regarding this.  (b)   Section 2   - States I am estranged from my mother.  This is NOT CORRECT    The only reason I stepped back from my mother was to protect myself from the guy (groomer) who had befriended her & was very aggressive towards me & because of my mother’s dementia she had become aggressive also.  I constantly tried to warned SS about this guy's manipulative behaviour towards my mother and his increasing aggressiveness towards me (as mentioned in previous posts).  Each time I was ignored.  Instead, SS encouraged his involvement with my mother – including him in her care plans and mental health assessments.   I was literally pushed out because I feared him and my mother’s increasing aggression towards me. Up until I stepped back, I had always looked after my mother and since her admission to the care home, I visit regularly.   .(c)    Sections -  4, 5 and 7  I am struggling to understand these as I don’t have a legal background.  I was wondering if there is anyone who might be able to explain what they mean.  It’s been a horrendous situation where I had to walk away from my mother at her most vulnerable because of; ss (not helping), scammer and groomer. I have no legal background, nor experience in highly manipulative people or an understanding of how the SS system operates, finding myself isolated, scared and powerless to the point I haven’t collected my personal belongings and items for my mother’s room in the care home.  Sadly, the court has only had heard one version of this story SS’s, and based their decision on that. My mother’s situation and the experience I have gone through could happen to anyone who has a vulnerable parent.    If anyone any thoughts on this much appreciated.  Thank you. ______________________________________________________  (Below is the Court of Protection Order)  COURT OF PROTECTION                                                                                                                                                                                   No xxx  MENTAL CAPACITY ACT 2005 In the matter of Name xxx ORDER Made by  Depty District Judge At xxx Made on xxx Issued on 18 January 2024  WHEREAS  1.     xxx Solicitors, Address xxx  ("Applicant”) has applied for an order under the Mental Capacity Act 2005.  2.     The Court notes (my mother) is said to be estranged from all her three children and only one, (me) has been notified.  3.     (Me) was previously appointed as Atorney for Property and Affairs for (my mother).  The Exhibity NAJ at (date) refers to (me) and all replacement Attorneys are now officially standing down.  4.     Pursuant to Rule 9.10 of the Court of Protection Rules 2017 and Practice Direction 9B the Applicant 2must seek to identify at least three persons who are likely to have an interest in being notified that an application has been issues.”  The children of (my mother), and any other appointed attorneys are likely to have an interest in the application, because of the nature of relationship to (my mother).  5.     The Court considers that the notification requirements are an important safeguard for the person in respect of whom an order is sought.  6.     The Court notes that it is said that the local authority no longer has access to (my mother’s) Property.  7.     Further information is required for the Court to determine the application.  IT IS ORDERED THAT  Within 28 days of the issue date this order, the Applicant shall file a form COP24 witness statement confirming that the other children of (my mother) and any replacement attorneys have been notified of the application and shall confirm their name, address, and date upon which those persons were notified.  If the Applicant wishes the Court to dispense with any further notification, they should file a COP9 and COP24 explaining, what steps (if any) have been taken to attempt notification and why notification should be dispensed with.   Pending the determination of the application to appoint a deputy for (my mother), the Applicant is authorised to take such steps as are proportionate and necessary to access, secure and insure the house and property of (my mother).   This order was made without a hearing and without notice.  Any person affected by this order may apply within 21 days of the date on which the order was served to have the order set aside or varied pursuant to Rule 13.4 of the Court of Protection Rules 2017 (“the Rules”).  Such application must be made on Form COP9 and in accordance with Part 10 Rules.              
    • Unless I've got an incorrect copy of the relevant regulation: The PCN is only deemed to have arrived two days after dispatch "unless the contrary is proved" in which case date of delivery does matter (not just date of posting) and I would like clarification of the required standard of proof. It seems perhaps this hasn't been tested. Since post is now barcoded for the Post Office's own tracking purposes perhaps there is some way I can get that evidence from the Post Office...
    • I would say You should accept it - I HIGHLY doubt you will  be able to claim for letters at trial ans they’re offering you that, which is higher monetary value than interest.   Also they raise a good point, getting interest at anything above 4% is lucky these days, yes judges give it, but rarily above 4%   Also you might find depending on the judge  you don’t get some costs if you take it all the way over £7.40 when court woukdnt award letters costs and thus meaning their award would be less than evris offer which was made    Up to you though but the wait will be 3-4mo for a trial date at least
    • Hi Folks, Been 162 days! Just by way of update. Today I received a text from Opos Ltd so no doubt Capquest are renting the debt out to anybody who fancies a nibble. Safe to say I will not be responding.
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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triton credit services/ RBS


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Can anyone offer advice on the next step to take, last week I received a letter from Triton Credit Services, stating that I needed to contact them as my outstanding credit card balance had been transferred to them for collection as I had missed the last months payment (£160) on my RBS Mint card, I contacted Triton and was greeted by an obnoxious lout on the other end who stated that I had to repay all of the 10,000 that I owed, or as a minimum he would accept payments over 6 months. I responded by saying I could only afford to keep paying the £160 a month. He then said tough luck as it was 10,000 pounds he could do nothing and I would hear from there solicitors in due course. Today I got a letter from triton stating they were dissapointed to note I had failed to make a payment or satisfactory repayment proposal. Alsi it may be appropriate to request that a debt recovery agent call on me to discuss and agree proposals for repayment.

I rang them again and explained the situation and that I had tried to offer what I could afford but again the advisor!!!! said she could only allow a minimum of £1000 a month repayment, I politely re-inforced that under no circumstances could I afford to pay that amount and ststed that I could pay £160 per month. She then informed me as before I would hear from their solicitors,

what should I do next?, I note from the letter Triton is a part of the RBS seems like bully boy tactics,

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Firstly, do stop speaking to them over the phone, unless you are able to record your calls?

Secondly send them this template and remember 'if' they do turn up on your doorstep they have absolutely no more legal right to enter your property, than I would!

Tell them to leave as you have nothing to discuss and all communication must be in writing.

 

Tell them you will call the police if they don't leave immediately.

 

Remain calm and polite at all times.

 

Walk away from the door so the visitor cannot try and talk to you.

 

If they don't leave, call the police to report that you are being harassed and the visitor refuses to leave.

 

And finally if £160 pounds a month is all you can afford then that is all you will have to pay, if it goes to court, a judge will not make you pay more money than you can comfortably afford, so if £160 a month is a struggle, then tell them you welcome your day in court, as the judge may advise you can only afford a £1 a month!:D

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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Are there any charges added to that amount ie. late payment charges etc?

You can claim all those back if so, that will reduce the total amount.:D

 

You may want to seek some advice from the National Debtline

 

Also when was the Credit agreement taken out? Was it pre April 2007, was it in person or over the internet?

I'm just thinking along the lines of asking them for the Credit agreement, which they may or may not have!

Edited by Bazooka Boo
Link added.

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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Are there any charges added to that amount ie. late payment charges etc?

You can claim all those back if so, that will reduce the total amount.:D

 

You may want to seek some advice from the National Debtline

 

Also when was the Credit agreement taken out? Was it pre April 2007, was it in person or over the internet?

I'm just thinking along the lines of asking them for the Credit agreement, which they may or may not have!

 

Hi many thanks for the advice, yes the amount includes late payment charges and the agreement was taken out quite a few years ago, definately pre April 2007, how should I request the Credit Agreement and from whom, Triton or RBS? and what will requesting the credit agreement do for me.

regards

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Hi many thanks for the advice, yes the amount includes late payment charges and the agreement was taken out quite a few years ago, definately pre April 2007, how should I request the Credit Agreement and from whom, Triton or RBS? and what will requesting the credit agreement do for me.

regards

Hi forgot to add I think it was done over the internet, or by mail, but was not in person

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If you CCA them, they (Triton) will have to seek the original agreement that you completed, if it was over the net then it will probably be a tick in a box, if it was via mail, you may have actually signed the agreement which they will have to provide as evidence that an agreement was made.

 

I would CCA Triton, as it is they who are asking for payment, they will in turn send you the standard 'we will have to ask out client for this information' letter, they basically have 12+2 days to comply with your request.

If they fail to provide it within this time, then they are unable to take any legal collection activity against you, including applying for a CCJ.

 

Once they have gone over this time the account will be formally in dispute.

 

And until they can provide evidence of the agreement, they cannot enforce any collection activity or make you pay anything toward the alleged debt.

 

Take a look at the letter templates to reclaim the charges on the account.:)

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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