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Hi,

 

Have just got a reply from the HSBC regarding my DPA request and it has led me to thinking about my mortage (not with them). I have a two year low fixed rate with a penalty clause of six months interest if I want to pay the mortgage off early or change to another lender. As this is phrased as a penalty, is that also "unlawful" in the same way that bank charges are? For if I redeemed the mortgage early it certaintly would not cost them six months interest to sort things out, but they would obviously loss the interest I would have been paying them?

 

Was wondering if I could change lenders and then try and claim the six months interest back?

 

Is this the same or is it diffeent?

 

Thanks

 

Neil.

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This topic was closed on 03/06/19.

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Please note that this topic has not had any new posts for the last 5370 days.

If you are trying to post a different story then you should start your own new thread. Posting on this thread is likely to mean that you won't get the help and advice that you need.

If you are trying to post information which is relevant to the story in this thread then please flag it up to the site team and they will allow you to post.

Thank you

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