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    • Hi   With a SAR all you have to do is ask for 'ALL DATA' (this way it does not matter what format they hold that data whether it be digital, email, telephone calls (recorded), written etc).   They then have 30 Days to comply once they have acknowledged your SAR Request (that is unless they require ID Verification) which the 30 Days time limit does not start until they have verified your ID if requested)   Also can I add in DHL response in post#36 I hate it when any Company/Business etc. has the nerve to use the get out clause of 'Human Error'.    This is not the case as it was 'Maladministration' by DHL' not 'Human Error' as stated to you, irrespective of who/which employee of DHL made the 'Human Error' the buck stops with DHL as who/which employee made that error was Employed by DHL.
    • pop up on the MCOL website detailed on the claimform. [if mcol is not working return after the w/end or the next day if week time] .  register as an individual  note the long gateway number given  then log in .  select respond to a claim and select the start AOS box. .  then using the details required from the claimform .  defend all  leave jurisdiction unticked   goto the defence filing section  file the following:     1 The Claimant's claim was issued on (insert date).  2 The Defendant contends that the Claimant's claim so issued is a claim in contract and is statute barred pursuant to the provisions of section 5 of the limitation act 1980.  . If, which is denied, the claimant contends that the Defendant is in breach of the alleged contract, in excess of 6 years have elapsed since the date on which any cause of action for breach accrued for the benefit of the Claimant. .  3 The Claimant's claim to be entitled to payment of £[insert figure from their POC]  or any other sum, or relief of any kind is denied. .. ..ends..   dx          
    • I passed on the article and link to friend. Between us we will now try get the required info to the correct location so that they (whoever in the Govt) can sort out what he is owed. I will keep you updated.  This thread may help others in similar situations. Ethel Street - very helpful research.  Thank you.  Seems like you came up trumps!
    • numerous erudio/drydens claimform threads here already - use our search top right.   your appears to be statute barred as you've never heard of erudio so would not have deferred since your last direct deferment to SLC in 2013    if you wish to bother to even send CCA/CPR that's upto you but the bottom line is to erudio you've ignored everything to date yoy might also ignore a claimform.   but ofcourse you are not!!   if the above is true   pop up on the MCOL website detailed on the claimform. [if mcol is not working return after the w/end or the next day if week time] .  register as an individual  note the long gateway number given  then log in .  select respond to a claim and select the start AOS box. .  then using the details required from the claimform .  defend all  leave jurisdiction unticked   goto the defence filing section  file the following: 1 The Claimant's claim was issued on (insert date).  2 The Defendant contends that the Claimant's claim so issued is a claim in contract and is statute barred pursuant to the provisions of section 5 of the limitation act 1980.  . If, which is denied, the claimant contends that the Defendant is in breach of the alleged contract, in excess of 6 years have elapsed since the date on which any cause of action for breach accrued for the benefit of the Claimant. .  3 The Claimant's claim to be entitled to payment of £[insert figure from their POC]  or any other sum, or relief of any kind is denied. .. ..ends..   dx      
    • Well I would want my £50 back also but hey ho if your satisfied its been resolved.....there was no way you could ever be liable anyway as your contract was with TC not RC.   Thread title updated.   Andy
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BankFodder

Why let your bank keep your money? Calculating your charges claim

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If the case is decided this month with the OFT and the bank charges, then I wouldn't think any new ruling would be retrospective.

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If the case is decided this month with the OFT and the bank charges, then I wouldn't think any new ruling would be retrospective.

 

As bookworm has stated even if there is a decision made this month, the banks will appeal to the european courts I feel.

 

S.


Are You as Anonymous on CAG as You Think You Are? *Link*

 

The CAG is a free help site,should you be offered help that requires payment,please report it to site team.

 

Deal with your debts:

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***** SERIOUSLY IN DEBT, DONT KNOW WHAT TO DO, TRY NationalDebtLine's MoneySteps *****

 

 

IMPORTANT: Please take my advice in the spirit it is given and on the basis that I am expressing my opinion, These opinions are not endorsed by CAG in anyway and are offered informally without prejudice or warranty of any kind. These opinions are solely based upon the knowledge I've gained from this fantastic site and life in general. I have NO legal training.

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Not just that, but then there'll still be the second part of the test case, to decide what constitutes a fair term in this instance.

 

Anyone who thinks that this is will be over by July 09 is in for a very big shock, I think.

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Not just that, but then there'll still be the second part of the test case, to decide what constitutes a fair term in this instance.

 

Anyone who thinks that this is will be over by July 09 is in for a very big shock, I think.

 

I'd be happy with July 2010 the way its dragged on... just glad my case is in court and stat interest is accumulating at present.

 

S.


Are You as Anonymous on CAG as You Think You Are? *Link*

 

The CAG is a free help site,should you be offered help that requires payment,please report it to site team.

 

Deal with your debts:

STEP ONE - Dont Panic! | STEP TWO - Priority & Non Priority Debts | STEP THREE - Personal Budget Sheet | STEP FOUR - A SAFE bank Account | STEP FIVE - Dealing with Priority Debts | STEP SIX - Non-priority Debts | STEP SEVEN - Non-Priority Debt-Repayment Opt1 | STEP EIGHT - Non-Priority Debt-Repayment Opt2 | STEP NINE - Perils of Consolidation | STEP TEN - RE-Evaluate Frequently

 

***** SERIOUSLY IN DEBT, DONT KNOW WHAT TO DO, TRY NationalDebtLine's MoneySteps *****

 

 

IMPORTANT: Please take my advice in the spirit it is given and on the basis that I am expressing my opinion, These opinions are not endorsed by CAG in anyway and are offered informally without prejudice or warranty of any kind. These opinions are solely based upon the knowledge I've gained from this fantastic site and life in general. I have NO legal training.

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Yep, quite agree with you there. Mine's only a small one, but hey, it all helps! :-D

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Thanks car, have you a quick thread/template letter on how to sue......:cool:

 

Voila...

 

Data Protection Act: Non-Compliance - Consumer Wiki

 

:p


Always happy to help where I can!

:lol:

Beware of legal advice given on a private forum - do you REALLY know who is posting? Are they REALLY accountable for their posts? What if you follow their advice and get something wrong?

It was Winston Churchill who said; "Democracy is the worst way to run a country except for all the others"

 

Advice and comments posted by car2403 are offered purely without prejudice. They reflect only my personal opinion and do not represent the opinion of this forum or it's management. You should always seek legal advice from a qualified legal advisor. As a member of the site team, I disable reputation - reputation points mean nothing, please check my posting credentials yourself and make an informed decision. You shouldn't PM me and await a reply - I may be too late with a response. No replies will be given in Private Messages - just as with getting advice from the forum, getting advice via Private Messages is dangerous. CAG is about sharing successes so others can follow your example, this is primarily why I'm here, so please don't be offended if I don't offer replies in PM that doesn't comply with this. Help CAG to help others by keeping your thread up to date.

 

 

USEFUL LINKS; New User Guide to CAG | Can't find what you're looking for? | Intro to Consumer Credit Litigation | Is My Agreement Enforceable | Default (Surleybonds) Template Letter | Defaults - background, removal methods, challenges and taking a claim to Court | Digital Signature Guide | Overdrafts and the CCA

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This is all very interesting.

 

Two things - bank cases can still be won if you push them and the courts hard enough on narrower issues such as hardship. They will fight you all the way and it does need some assistance from the courts. But they will cave in eventually. I know this.

 

What I also know is this. The 12 threshhold means diddly squat. Again you can get the lot back if you push hard enough, sometimes by just drowning them in paperwork to which they never get around to responding properly I didn't even have to issue claim against one major credit card provider. Just a couple of strongly worded letters.

 

I am now fighting two very very big and important claims aside from fighting 2 concurrent repo orders.

 

PPI claim voided on grounds of pregnancy at time of claim.

An £1800 liabilty to NASTY WEST going back to 1996 which resurfaced in the hands of a DCA based in Southend in 2006 to the tune of 6000. ANy help on either of these would be gratefully appreciated. Oh and by the way I am going to do something I've not done with any prior claims and that is to heed bank fodder's advice and go full tilt at the interest. This will run into the tens of thousands, which I have been unlawfully shafted for.


Keep the faith. EiE.

 

Capstone Mortgage 'Services' - Sub-prime garbage - unlawful behaviour/MULTIPLE consumer abuse, TOTALLY in Defiance of REGULATIONS and the law

 

http://www.fsa.gov.uk/pubs/final/gmac_rfc.pdf

 

CONTACT CIB Here

 

http://www.insolvency.gov.uk/Complaintformcib.Htm

 

Kevin Hughes(Compliance Manager-main) @ 02920 380 633

 

Lee Jenkins(prosecuting Amany Attia) 02920 380 643

 

Mark Youde(accounts compliance) 02920 380 955

 

Charlotte Allan @ 0207 596 6108 investigating all the Lehman lenders

 

Jeremy Pilcher 0207 637 6231

 

NO KAGGA LEFT BEHIND...

 

"We would not seek a battle, as we are; Nor, as we are, we say we will not shun it"

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This is all very interesting.

 

Two things - bank cases can still be won if you push them and the courts hard enough on narrower issues such as hardship. They will fight you all the way and it does need some assistance from the courts. But they will cave in eventually. I know this.

 

What I also know is this. The 12 threshhold means diddly squat. Again you can get the lot back if you push hard enough, sometimes by just drowning them in paperwork to which they never get around to responding properly I didn't even have to issue claim against one major credit card provider. Just a couple of strongly worded letters.

 

I am now fighting two very very big and important claims aside from fighting 2 concurrent repo orders.

 

PPI claim voided on grounds of pregnancy at time of claim.

An £1800 liabilty to NASTY WEST going back to 1996 which resurfaced in the hands of a DCA based in Southend in 2006 to the tune of 6000. ANy help on either of these would be gratefully appreciated. Oh and by the way I am going to do something I've not done with any prior claims and that is to heed bank fodder's advice and go full tilt at the interest. This will run into the tens of thousands, which I have been unlawfully shafted for.

 

It may be that the Nat West liability is time barred.


An appeaser is one who feeds a crocodile, hoping it will eat him last. <br />

Winston Churchill

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It may be that the Nat West liability is time barred.

 

True. But that cuts both ways. This debt has been sold on and on for years until the last DCA managed get a charge registered against my mortgage. All the add ons are likely to have been placed there at the flimsiest of reasons. This virulent DCA/firm of solicitors might well be getting a letter threatening complaint to the law society and the OFT.

 

Isn't there something about time of discovery of offence in the Limitations Act (1980) rather than time of offence?

 

Anyway the DCA/Sols who appeared out of the blue had no rights regarding the collection in 2005/2006 did they?

 

Anybody know for sure? The interest on all this will be staggering.


Keep the faith. EiE.

 

Capstone Mortgage 'Services' - Sub-prime garbage - unlawful behaviour/MULTIPLE consumer abuse, TOTALLY in Defiance of REGULATIONS and the law

 

http://www.fsa.gov.uk/pubs/final/gmac_rfc.pdf

 

CONTACT CIB Here

 

http://www.insolvency.gov.uk/Complaintformcib.Htm

 

Kevin Hughes(Compliance Manager-main) @ 02920 380 633

 

Lee Jenkins(prosecuting Amany Attia) 02920 380 643

 

Mark Youde(accounts compliance) 02920 380 955

 

Charlotte Allan @ 0207 596 6108 investigating all the Lehman lenders

 

Jeremy Pilcher 0207 637 6231

 

NO KAGGA LEFT BEHIND...

 

"We would not seek a battle, as we are; Nor, as we are, we say we will not shun it"

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Isn't there something about time of discovery of offence in the Limitations Act (1980) rather than time of offence?

 

Anybody know for sure? The interest on all this will be staggering.

 

The Limitation Act 1980 says that claims in contract which relate to breaches more than 6 years old are barred from recovery because too long a time has passed.

 

However, s.32 (1) (b) of the Act says:-

 

  • (1) .... where in the case of any action for which a period of limitation is prescribed by this Act, either-
    • (a) the action is based upon the fraud of the defendant; or
    • (b) any fact relevant to the plaintiff's right of action has been deliberately concealed from him by the defendant; or
    • © the action is for relief from the consequences of a mistake;

    the period of limitation shall not begin to run until the plaintiff has discovered the fraud, concealment or mistake (as the case may be) or could with reasonable diligence have discovered it....

taken from this thread -->> here

 

S.


Are You as Anonymous on CAG as You Think You Are? *Link*

 

The CAG is a free help site,should you be offered help that requires payment,please report it to site team.

 

Deal with your debts:

STEP ONE - Dont Panic! | STEP TWO - Priority & Non Priority Debts | STEP THREE - Personal Budget Sheet | STEP FOUR - A SAFE bank Account | STEP FIVE - Dealing with Priority Debts | STEP SIX - Non-priority Debts | STEP SEVEN - Non-Priority Debt-Repayment Opt1 | STEP EIGHT - Non-Priority Debt-Repayment Opt2 | STEP NINE - Perils of Consolidation | STEP TEN - RE-Evaluate Frequently

 

***** SERIOUSLY IN DEBT, DONT KNOW WHAT TO DO, TRY NationalDebtLine's MoneySteps *****

 

 

IMPORTANT: Please take my advice in the spirit it is given and on the basis that I am expressing my opinion, These opinions are not endorsed by CAG in anyway and are offered informally without prejudice or warranty of any kind. These opinions are solely based upon the knowledge I've gained from this fantastic site and life in general. I have NO legal training.

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Thought so.

 

Thanks Shadow. That's exactly what I was looking for.

 

Right now do I go for Nasty west, the horrible Sols/DCA who resurfaced in 2006, or do I go for both?

 

Cheers. EIE. Keep the faith.


Keep the faith. EiE.

 

Capstone Mortgage 'Services' - Sub-prime garbage - unlawful behaviour/MULTIPLE consumer abuse, TOTALLY in Defiance of REGULATIONS and the law

 

http://www.fsa.gov.uk/pubs/final/gmac_rfc.pdf

 

CONTACT CIB Here

 

http://www.insolvency.gov.uk/Complaintformcib.Htm

 

Kevin Hughes(Compliance Manager-main) @ 02920 380 633

 

Lee Jenkins(prosecuting Amany Attia) 02920 380 643

 

Mark Youde(accounts compliance) 02920 380 955

 

Charlotte Allan @ 0207 596 6108 investigating all the Lehman lenders

 

Jeremy Pilcher 0207 637 6231

 

NO KAGGA LEFT BEHIND...

 

"We would not seek a battle, as we are; Nor, as we are, we say we will not shun it"

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Hi i am very new to this, I'm just starting to begin the process and i fear that i am stumbling at the first hurdle,

I've been with Barclays for YEARS, and am pretty sick of them, I want to begin a claim for my Bank charges to be returned to me, but for the life of me I cannot work out where and what to send to barclays in order to get my bank statements, and I'm not sure how far back i should go too.

 

If anyone can help me with this I'd really apprieciate it.

 

Thanks

Spanner1

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You need to send a subject access request. If you go to the information comissioners office website (google it) there is details on there of what to pu and plenty of templates on this site.

 

State in the letter that you want all statements since opening the account, they may try to wriggle out of giving you all of the them so be persistent.

 

An SAR costs £10 and they are entitled to take up to 40 days to provide this. You may need to chase them.

 

It might be worth calling them to find the right address to send the SAR to as the banks tend to have a seperate department handling these applications.

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"I'm sorry, I haven't been on as much as usual lately, so I may have missed something, but why the big rush to get a claim in before the HOL hearing"

 

I think someone said on a previous thread that you may not get the 8% interest after 22nd June on your court claim.

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I think someone said on a previous thread that you may not get the 8% interest after 22nd June on your court claim.

 

That's essentially the argument.


Keep the faith. EiE.

 

Capstone Mortgage 'Services' - Sub-prime garbage - unlawful behaviour/MULTIPLE consumer abuse, TOTALLY in Defiance of REGULATIONS and the law

 

http://www.fsa.gov.uk/pubs/final/gmac_rfc.pdf

 

CONTACT CIB Here

 

http://www.insolvency.gov.uk/Complaintformcib.Htm

 

Kevin Hughes(Compliance Manager-main) @ 02920 380 633

 

Lee Jenkins(prosecuting Amany Attia) 02920 380 643

 

Mark Youde(accounts compliance) 02920 380 955

 

Charlotte Allan @ 0207 596 6108 investigating all the Lehman lenders

 

Jeremy Pilcher 0207 637 6231

 

NO KAGGA LEFT BEHIND...

 

"We would not seek a battle, as we are; Nor, as we are, we say we will not shun it"

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Slight Hijack. Sorry!

 

Let's just hope they don't conclude that the CA was wrong. if the banks lose I can't see them getting any sympathy at all from the ECJ. The ECJ Justices will beat them to within an inch of their lives. Most of this consumer protection comes from the EU. Incidentally the UK government itself can be held to account for any loss by a citizen due to late, incomplete or ineffective implementation of a directive. (so called Francovich damages, 1991). Since the regulatory bodies are so ineffective it may be that we ultimately have a claim against the following emanations of the state (OFT, FOS). Interesting angle.

 

Foster V British Gas (1990)

 

Marshall V Southampton Health Authority (1986)

Edited by enoughisenough
typos

Keep the faith. EiE.

 

Capstone Mortgage 'Services' - Sub-prime garbage - unlawful behaviour/MULTIPLE consumer abuse, TOTALLY in Defiance of REGULATIONS and the law

 

http://www.fsa.gov.uk/pubs/final/gmac_rfc.pdf

 

CONTACT CIB Here

 

http://www.insolvency.gov.uk/Complaintformcib.Htm

 

Kevin Hughes(Compliance Manager-main) @ 02920 380 633

 

Lee Jenkins(prosecuting Amany Attia) 02920 380 643

 

Mark Youde(accounts compliance) 02920 380 955

 

Charlotte Allan @ 0207 596 6108 investigating all the Lehman lenders

 

Jeremy Pilcher 0207 637 6231

 

NO KAGGA LEFT BEHIND...

 

"We would not seek a battle, as we are; Nor, as we are, we say we will not shun it"

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You need to send a subject access request. If you go to the information comissioners office website (google it) there is details on there of what to pu and plenty of templates on this site.
NO need to go to the ICO, there's a template SAR right here on CAG. ;-)

 

State in the letter that you want all statements since opening the account, they may try to wriggle out of giving you all of the them so be persistent.

Not statements, all DATA relating to your account.

 

It might be worth calling them to find the right address to send the SAR to as the banks tend to have a seperate department handling these applications.

Each bank forum has a sticky detailing who the data controller is for their company.

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"I'm sorry, I haven't been on as much as usual lately, so I may have missed something, but why the big rush to get a claim in before the HOL hearing"

 

I think someone said on a previous thread that you may not get the 8% interest after 22nd June on your court claim.

 

That's essentially the argument.
Ok, now I am really confused. Why not? :-? The 8% is a statutory thing, set in s.69 of the County Court Act 1984, how could it not be claimable? :-?

 

Don't get me wrong, I am all in favour of people lodging in their claim asap for whatever reason, but I can't see the 8% interest being an issue here.

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Pessimistic soul that I am an assuming all things are possible. The machinations are boundless. I present the we'll carry on charging whilst stopping you from claiming stitch up as exhibit a. You can bet individual banks will be trying it on over 8% where they think they can get away with it.

 

I fully accept you're right by the way, I'm just a battle hardened cynic who believes that they'll stop at nothing and their oft fsa friends will usually let them get away with murder.


Keep the faith. EiE.

 

Capstone Mortgage 'Services' - Sub-prime garbage - unlawful behaviour/MULTIPLE consumer abuse, TOTALLY in Defiance of REGULATIONS and the law

 

http://www.fsa.gov.uk/pubs/final/gmac_rfc.pdf

 

CONTACT CIB Here

 

http://www.insolvency.gov.uk/Complaintformcib.Htm

 

Kevin Hughes(Compliance Manager-main) @ 02920 380 633

 

Lee Jenkins(prosecuting Amany Attia) 02920 380 643

 

Mark Youde(accounts compliance) 02920 380 955

 

Charlotte Allan @ 0207 596 6108 investigating all the Lehman lenders

 

Jeremy Pilcher 0207 637 6231

 

NO KAGGA LEFT BEHIND...

 

"We would not seek a battle, as we are; Nor, as we are, we say we will not shun it"

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Pessimistic soul that I am an assuming all things are possible. The machinations are boundless. I present the we'll carry on charging whilst stopping you from claiming stitch up as exhibit a. You can bet individual banks will be trying it on over 8% where they think they can get away with it.

 

I fully accept you're right by the way, I'm just a battle hardened cynic who believes that they'll stop at nothing and their oft fsa friends will usually let them get away with murder.

 

Only a Court can award interest under s.69 County Courts Act - nowt to do with the OFT or the FSA ;)


Always happy to help where I can!

:lol:

Beware of legal advice given on a private forum - do you REALLY know who is posting? Are they REALLY accountable for their posts? What if you follow their advice and get something wrong?

It was Winston Churchill who said; "Democracy is the worst way to run a country except for all the others"

 

Advice and comments posted by car2403 are offered purely without prejudice. They reflect only my personal opinion and do not represent the opinion of this forum or it's management. You should always seek legal advice from a qualified legal advisor. As a member of the site team, I disable reputation - reputation points mean nothing, please check my posting credentials yourself and make an informed decision. You shouldn't PM me and await a reply - I may be too late with a response. No replies will be given in Private Messages - just as with getting advice from the forum, getting advice via Private Messages is dangerous. CAG is about sharing successes so others can follow your example, this is primarily why I'm here, so please don't be offended if I don't offer replies in PM that doesn't comply with this. Help CAG to help others by keeping your thread up to date.

 

 

USEFUL LINKS; New User Guide to CAG | Can't find what you're looking for? | Intro to Consumer Credit Litigation | Is My Agreement Enforceable | Default (Surleybonds) Template Letter | Defaults - background, removal methods, challenges and taking a claim to Court | Digital Signature Guide | Overdrafts and the CCA

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Yes of course. Nowt to do with the oft fsa etc on the specific issue of 8%. What i'm suggesting is that it might be possible that a settled final 'fair' charge is agreed, previous charges or the difference are refunded and that's it-no more court claims ever. And then no more statutory interest.


Keep the faith. EiE.

 

Capstone Mortgage 'Services' - Sub-prime garbage - unlawful behaviour/MULTIPLE consumer abuse, TOTALLY in Defiance of REGULATIONS and the law

 

http://www.fsa.gov.uk/pubs/final/gmac_rfc.pdf

 

CONTACT CIB Here

 

http://www.insolvency.gov.uk/Complaintformcib.Htm

 

Kevin Hughes(Compliance Manager-main) @ 02920 380 633

 

Lee Jenkins(prosecuting Amany Attia) 02920 380 643

 

Mark Youde(accounts compliance) 02920 380 955

 

Charlotte Allan @ 0207 596 6108 investigating all the Lehman lenders

 

Jeremy Pilcher 0207 637 6231

 

NO KAGGA LEFT BEHIND...

 

"We would not seek a battle, as we are; Nor, as we are, we say we will not shun it"

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Yes of course. Nowt to do with the oft fsa etc on the specific issue of 8%. What i'm suggesting is that it might be possible that a settled final 'fair' charge is agreed, previous charges or the difference are refunded and that's it-no more court claims ever. And then no more statutory interest.

 

I seriously doubt that would happen. There won't be a "fair" charge agreed, but there may be an "investigative limit" set by the OFT to say they won't take action under that limit. Exactly that happened with Credit Cards - there, still to this day, is nothing to stop you taking a Court claim on a Credit Card, so the same will happen with Bank Charges, IMHO. (Worth noting some CC claims that include 8% are settled prior to getting to a hearing, though, so nothing to suggest this will be different)

 

My point was a Court can award s.69 interest, but a Bank can also settle for an amount that includes it, even if they don't have to. ;)

 

EDIT: Just checked my 8% interest against NatWest and it's doubled in the year that my claim has been stayed from £465 to over £1k...

Edited by car2403

Always happy to help where I can!

:lol:

Beware of legal advice given on a private forum - do you REALLY know who is posting? Are they REALLY accountable for their posts? What if you follow their advice and get something wrong?

It was Winston Churchill who said; "Democracy is the worst way to run a country except for all the others"

 

Advice and comments posted by car2403 are offered purely without prejudice. They reflect only my personal opinion and do not represent the opinion of this forum or it's management. You should always seek legal advice from a qualified legal advisor. As a member of the site team, I disable reputation - reputation points mean nothing, please check my posting credentials yourself and make an informed decision. You shouldn't PM me and await a reply - I may be too late with a response. No replies will be given in Private Messages - just as with getting advice from the forum, getting advice via Private Messages is dangerous. CAG is about sharing successes so others can follow your example, this is primarily why I'm here, so please don't be offended if I don't offer replies in PM that doesn't comply with this. Help CAG to help others by keeping your thread up to date.

 

 

USEFUL LINKS; New User Guide to CAG | Can't find what you're looking for? | Intro to Consumer Credit Litigation | Is My Agreement Enforceable | Default (Surleybonds) Template Letter | Defaults - background, removal methods, challenges and taking a claim to Court | Digital Signature Guide | Overdrafts and the CCA

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Hi car

 

Your argument is sound and backed up . No quibbles from me. Incidentally though I can tell you from the horses mouth that they want s. 69 looked at given where interest rates are at the mo. So my overall point is that they'll look very carefully at anything that will skew things their way.

 

Cheers. EIE.


Keep the faith. EiE.

 

Capstone Mortgage 'Services' - Sub-prime garbage - unlawful behaviour/MULTIPLE consumer abuse, TOTALLY in Defiance of REGULATIONS and the law

 

http://www.fsa.gov.uk/pubs/final/gmac_rfc.pdf

 

CONTACT CIB Here

 

http://www.insolvency.gov.uk/Complaintformcib.Htm

 

Kevin Hughes(Compliance Manager-main) @ 02920 380 633

 

Lee Jenkins(prosecuting Amany Attia) 02920 380 643

 

Mark Youde(accounts compliance) 02920 380 955

 

Charlotte Allan @ 0207 596 6108 investigating all the Lehman lenders

 

Jeremy Pilcher 0207 637 6231

 

NO KAGGA LEFT BEHIND...

 

"We would not seek a battle, as we are; Nor, as we are, we say we will not shun it"

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Hi car

 

Your argument is sound and backed up . No quibbles from me. Incidentally though I can tell you from the horses mouth that they want s. 69 looked at given where interest rates are at the mo. So my overall point is that they'll look very carefully at anything that will skew things their way.

 

Cheers. EIE.

 

Which Horse is this?


Always happy to help where I can!

:lol:

Beware of legal advice given on a private forum - do you REALLY know who is posting? Are they REALLY accountable for their posts? What if you follow their advice and get something wrong?

It was Winston Churchill who said; "Democracy is the worst way to run a country except for all the others"

 

Advice and comments posted by car2403 are offered purely without prejudice. They reflect only my personal opinion and do not represent the opinion of this forum or it's management. You should always seek legal advice from a qualified legal advisor. As a member of the site team, I disable reputation - reputation points mean nothing, please check my posting credentials yourself and make an informed decision. You shouldn't PM me and await a reply - I may be too late with a response. No replies will be given in Private Messages - just as with getting advice from the forum, getting advice via Private Messages is dangerous. CAG is about sharing successes so others can follow your example, this is primarily why I'm here, so please don't be offended if I don't offer replies in PM that doesn't comply with this. Help CAG to help others by keeping your thread up to date.

 

 

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