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Why let your bank keep your money? Calculating your charges claim


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Hi CagBmn,

 

Not everyone who borrows money does so irresponsibly.

 

Sure, there may be some who borrow when they should not, but many find themselves unable to repay debts because of circumstances beyond their control.

 

Of course, you're entitled to your opinion but your post will be offensive to many who find CAG a source of support when they have fallen on hard times.

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How many sites have Trolls on them who try to lambast people who are in difficulty? a lot, and some are so called administrators - take a certain chap who is on ITV at times saying how to save money etc, he sold his site if I remember correctly I put two threads on there and low and behold 3 Administrators came on the scene within hours lambasting me and making false allogations, so one wonders if big businnesses are trying to close down certain consumer sites in the long run>

:mad2::-x:jaw::sad:
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This forum is actually quite sickening at times.

If you borrow money from the bank that it is not yours then you should pay for it.

 

If you can't afford it then don't borrow it. Live within your means and take some responsibility for dealing with your own finances.

 

Which bank do you work for?

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Which bank do you work for?

Phatram, people like this just join self help sites so they can appear to be better everyone else, they are not!!!

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

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Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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  • 3 months later...
Hi newbie ,so is it posserble stil to claim bank charges back,?.as I have been trying since 2008 and for ppi but back keeps fobbing me off ,so I give up ..

 

Hi welcome to CAG,

Since the OFT lost the test case on charges in 2009 it is virtually impossible to claim back bank charges, but PPI if missold is reclaimable.

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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Hi newbie ,so is it posserble stil to claim bank charges back,?.as I have been trying since 2008 and for ppi but back keeps fobbing me off ,so I give up ..

 

Hi Truste,

 

Regarding the PPI, start a thread in this forum............

 

http://www.consumeractiongroup.co.uk/forum/forumdisplay.php?111-Payment-Protection-Insurance-(PPI)

Any advice I give is honest and in good faith.:)

If in doubt, you should seek the opinion of a Qualified Professional.

If you can, please donate to this site.

Help keep it up and active, helping people like you.

If you no longer require help, please do what you can to help others

RIP: Rooster-UK - MARTIN3030 - cerberusalert

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Hi newbie ,so is it posserble stil to claim bank charges back,?.as I have been trying since 2008 and for ppi but back keeps fobbing me off ,so I give up ..

 

 

Noooooo, you don't want to give up on the reclaiming of your PPI.

 

 

As advised above, start a thread in the PPI forum, tell us a little about the situation and we can then help you :)

Have we helped you ...?         Please Donate button to the Consumer Action Group

Uploading documents to CAG ** Instructions **

Looking for a draft letter? Use the CAG Library

Dealing with Customer Service Departments? - read the CAG Guide first

1: Making a PPI claim ? - Q & A's and spreadsheets for single premium policy - HERE

2: Take back control of your finances - Debt Diaries

3: Feel Bullied by Creditors or Debt Collectors? Read Here

4: Staying Calm About Debt  Read Here

5: Forum rules - These have been updated - Please Read

BCOBS

1: How can BCOBS protect you from your Banks unfair treatment

2: Does your Bank play fair - You can force your Bank to play Fair with you

3: Banking Conduct of Business Regulations - The Hidden Rules

4: BCOBS and Unfair Treatment - Common Examples of Banks Behaving Badly

5: Fair Treatment for Credit Card Holders and Borrowers - COBS

Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

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  • 2 months later...

thread closed

 

anyone with issue here

 

you need to START a new thread

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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