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Can you change your name to escape debt?


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Not very easily

I QUESTION THEREFORE I AM!! [sIGPIC][/sIGPIC]

 

Unfortunately i'm not an expert in any given field legally and my advice and that of the Consumer Action Group and the Bank Action Group is given without prejudice and without liability so please if in any doubt whatsoever seek help from an insured qualified professional. Contents of my posts are purely my own personal opinions and not condoned or endorsed in any way, shape or form by CAG. Thank you! :p

 

 

I have been smoke-free for 4yrs

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I personally would'nt. :)

Magna res est vocis et silentii temperamentum

 

The great thing is to know when to speak and when to keep quiet.

 

(Seneca the Younger (attributed), Proverbs, 74)

 

 

Speech is given to many; intelligence to few - but if its well said, I said it!

:p

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Not really worth it.

 

Far better to go on the offensive and challenge those who are pestering you....or ignore them and IF they take you to court only offer what you can realistically afford to pay, not a penny more.

HOIST BY THEIR OWN PETARD.

 

Blimey it works....:-)

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Bit Drastic, but here is a possible new name

 

Miss. Deb T. Free

PGH7447

 

 

Getting There Slowly

---------

 

Advice is given freely but is in no way meant to be taken as Gospel:-)

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I had a legal name change (not for this reason) and my bank with whom I had not problems for many years, immediately informed all the CRA's and now I have an alias!!: AKA and Fraud note!!!

Every journey begins with a single step :):)

 

Please note: I have no qualifications in this area - my advice is learned from the wonderful members of this Forum. Thanks to you all for your help.

 

If you have found my post helpful please leave a short message by clicking the star to the left of my profile - Thank You

 

The only person entitled to your Personal Finance details is a Judge not a DCA

 

Move all banking activity to another banking group if you have a dispute - your funds can be used to offset debts within the same group.

Be careful with Banking details (card/account numbers) as these can be used to take unauthorised payments.

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I had a legal name change (not for this reason) and my bank with whom I had not problems for many years, immediately informed all the CRA's and now I have an alias!!: AKA and Fraud note!!!

 

I had 2 legal change of names also not for avoiding debt + it was a very long time ago but I think I confused everybody because I went from my birth surname, to my stepfathers surname for many years and back to my birth surname after my mother divorced my stepfather.

Magna res est vocis et silentii temperamentum

 

The great thing is to know when to speak and when to keep quiet.

 

(Seneca the Younger (attributed), Proverbs, 74)

 

 

Speech is given to many; intelligence to few - but if its well said, I said it!

:p

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R. C. Andwight

Magna res est vocis et silentii temperamentum

 

The great thing is to know when to speak and when to keep quiet.

 

(Seneca the Younger (attributed), Proverbs, 74)

 

 

Speech is given to many; intelligence to few - but if its well said, I said it!

:p

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There are many reasons apart from marriage/divorce for name changes and I think many people assume that it must be for devious reasons - I notifield everyone that needed to know, Pensions, bank etc. I still respond if required to DCAs in my previous name which they address me by and yet I cannot get the CRA's to alter their records. They say it is because I am using both names, you just can't win!!

Every journey begins with a single step :):)

 

Please note: I have no qualifications in this area - my advice is learned from the wonderful members of this Forum. Thanks to you all for your help.

 

If you have found my post helpful please leave a short message by clicking the star to the left of my profile - Thank You

 

The only person entitled to your Personal Finance details is a Judge not a DCA

 

Move all banking activity to another banking group if you have a dispute - your funds can be used to offset debts within the same group.

Be careful with Banking details (card/account numbers) as these can be used to take unauthorised payments.

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Oh gosh that means he has to open most of his mail and cannot send it back when address to The occupier, perhaps not such a clever move:confused:

Every journey begins with a single step :):)

 

Please note: I have no qualifications in this area - my advice is learned from the wonderful members of this Forum. Thanks to you all for your help.

 

If you have found my post helpful please leave a short message by clicking the star to the left of my profile - Thank You

 

The only person entitled to your Personal Finance details is a Judge not a DCA

 

Move all banking activity to another banking group if you have a dispute - your funds can be used to offset debts within the same group.

Be careful with Banking details (card/account numbers) as these can be used to take unauthorised payments.

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Years back a guy had took his bank to court after they withdrew banking services from him. He won.

 

He'd changed his name to:

 

Mr Yorkshire Bank Are Fascist B*****ds PLC

 

Just think, every time you sign a cheque.....

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Oh gosh that means he has to open most of his mail and cannot send it back when address to The occupier, perhaps not such a clever move:confused:

 

Or similarly T.H.E Homeowner

 

I like P. Issoff

Magna res est vocis et silentii temperamentum

 

The great thing is to know when to speak and when to keep quiet.

 

(Seneca the Younger (attributed), Proverbs, 74)

 

 

Speech is given to many; intelligence to few - but if its well said, I said it!

:p

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"A Guy in Huddersfield Changed his name to T.H.E. Occupier", but he also had a legal marraige to his dog as well!! AKA Jake Manglewurzel, a rather eccentric gent:)

 

How about changing it to Ken Maynard (Cabot MD;))

Advice & opinions given by spartathisis are personal, are not endorsed by Consumer Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.:)

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I knew someone called A. Dickman - correct spellings! His first name was Anthony but he always signed A. Dickman - dont think that would go in his favour with a DCA :p

Magna res est vocis et silentii temperamentum

 

The great thing is to know when to speak and when to keep quiet.

 

(Seneca the Younger (attributed), Proverbs, 74)

 

 

Speech is given to many; intelligence to few - but if its well said, I said it!

:p

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Did I just delete my post about A. Dickman?

 

Oh sorry here it is *extremely embarrassed*

Magna res est vocis et silentii temperamentum

 

The great thing is to know when to speak and when to keep quiet.

 

(Seneca the Younger (attributed), Proverbs, 74)

 

 

Speech is given to many; intelligence to few - but if its well said, I said it!

:p

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There are many reasons apart from marriage/divorce for name changes and I think many people assume that it must be for devious reasons - I notifield everyone that needed to know, Pensions, bank etc. I still respond if required to DCAs in my previous name which they address me by and yet I cannot get the CRA's to alter their records. They say it is because I am using both names, you just can't win!!

 

I've got the same problem - I double-barrelled my name with my partner's, but I also use my old name for several accounts that are included in my DMP (a Littlewoods account and an old NatWest account) and I have 2 accounts with the Leeds Losers - Im reluctant to send them my deed poll for various reasons (one being it has my real signature on it :p) so I;ve got 2 names on my CRA records which they wont put right!! I changed it by usage last year and officially this year but most of my defaulted accounts are in my new name, so quite often I have to think before giving my name to anyone as I often dont know which name I have used!!! :oops:

THE PRETENDER AGENDA - August 30,2008 - 2ND ROW!!! WOO-HOO!! :-)

THANK YOU SO MUCH FOR A FAB NITE LEE! xx

Sunderland 011008 - THE BEST BIRTHDAY PRESSIE EVER! 'Aww, it's your birthday! Happy birthday darlin!'

 

02 Apr 2008, 23:55

OfficialLeeRyan wrote:

i like that!! its simple and good and gets the fans involved aswell x x x

 

MY SUCCESSES -

 

1st Credit (Lloyds TSB) admitted no CCA, reply from OFT 130608, reply from FOS 040608, adjudication stage rejected but still no contact....

 

My mate (Littlewoods/Moorcroft)

300608 -Long running battle,threatening court, CCA letter NO 2 and harrassment letter sent - passed back to Littlewoods early July.

070808 - Passed to Debt Managers, Acct in dispute/BOG OFF letter sent 080808...

140808 - Letter from Debt Managers passing debt back to Littlewoods - RESULT! :D

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