Jump to content


  • Tweets

  • Posts

    • I can only speak from personal experience. But a similar thing happened to me. Seriously dented door.  I made the other insurance pay. They regarded it as a write off. Took the money, replaced the door. Never heard anything more about it.    Except clearly someone sold my details to claims company, because I got loads of calls in bad English for a few month's 
    • The incident was 03rd March 2024 - and that was the only letter that I have received from MET 15th April 2024 The charge I paid was at the Stansted Airport exit gate (No real relevance now - I thought this charge was for that!!).   Here is the content of email to them (Yes I know I said I was the driver !!!!) as said above -  I thought this charge was for that!! "Stansted Airport" Dear “To whom it may concern” My name is ??  PCN:  ?? Veh Reg: Date of Incident: 03rd March 2024 I have just received a parking charge final reminder letter, dated 10th April 2024 - for an overstay.  This is the first to my knowledge of any overstay. I am aware that I am out of the 28 days, I don’t mean to be rude, this feels like it is a scam My movements on this day in question are, I pulled into what looked like a service station on my way to pick my daughter and family up from Stansted airport. The reason for me pulling into this area was to use a toilet, so I found Starbucks, and when into there, after the above, I then purchased a coffee. After which I then continued with my journey to pick my daughter up. (however after I sent this email I remember that Starbucks was closed so I then I walked over to Macdonalds) There was no signs about parking or any tickets machines to explains about the parking rules. Once at Stansted, I entered and then paid on exit.  So Im not show where I overstayed my welcome.. With gratitude    
    • Just to enlarge on Dave's great rundown of your case under Penalty. In the oft quoted case often seen on PCNs,  viz PE v Beavis while to Judges said there was a case for claiming that £100 was a penalty, this was overruled in this case because PE had a legitimate interest in keeping the car park free for other motorists which outweighed the penalty. Here there is no legitimate interest since the premises were closed. Therefore the charge is a penalty and the case should be thrown out for that reason alone.   The Appeals dept need informing about what and what isn't a valid PCN. Dummies. You should also mention that you were unable to pay by Iphone as there was no internet connection and there was a long  queue to pay on a very busy day . There was no facility for us to pay from the time of our arrival only the time from when we paid at the machine so we felt that was a bit of a scam since we were not parked until we paid. On top of that we had two children to load and unload in the car which should be taken into account since Consideration periods and Grace periods are minimum time. If you weren't the driver and PoFA isn't compliant you are off scot free since only the driver is liable and they are saying it was you. 
    • Thank you dx. I consider myself well and truly told :) x Thank you dx. I consider myself well and truly told :) x
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
  • Recommended Topics

experto claimform - Mbna- Virgin Card ***Claim Discontinued***


Dotty50
style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 3019 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

  • Replies 551
  • Created
  • Last Reply

Top Posters In This Topic

Top Posters In This Topic

Hi Dotty, been stuck on a course in London and only just got back. Good to catch up on this and see what's been going on, agree with the others and look forward to seeing how they respond. I think we all know why their POC is so poor, let's see how they intend to progress with this. Belated happy new year to you all as well :)

Link to post
Share on other sites

Thanks for dropping by emandcole, I didn't think you had abandoned me for one minute!

 

Happy New Year to you too.

 

Not feeling as positive about this at the moment, after reading Shazza50's thread, although there are others what have discontinued, so as you say it's a waiting game now.

Link to post
Share on other sites

Good Luck Dotty, well done in submitting your defence. Ive had a letter in response to my similar defence if you want to have a look, you could possibly get the same one????

 

Thanks John, yes I have seen your letter, will post any further developments as and when

Link to post
Share on other sites

Great Dotty, if they go to form you'll get an allocation questionnaire in about a month. This is like deja vu!!!!!

 

Have you by any chance come across anything related to the recent publications frowning on charging orders for debts under £25000 in your research on MBNA? Vx Cancel that Dotty apparantly they're discussing it in govt at the mo according to legal b e a g l e s (sorry site keeps changing it to seagulls!!!!!)

 

http://www.legal b e a g l es.info/forums/showthread.php?t=25466

Edited by john
Link to post
Share on other sites

Wonder why the site doesn't like seagulls? b e a g l e s lol

 

Thats what is so scarey as John went on his ex step-daughters (my daughters) mortgage to enable her to get it with his income. It was suggested by her solicitor as they don't do guarantors anymore. He ony owns 1% of the property but obviously any charging order would be heartbreaking for her. Hence me having to do all the legal stuff for him!!

 

It makes the idea of unsecured debt a bit of a laughing stock, really, and lenders should be made to tell new borrowers that unsecured debt can become secured if they have financial problems.

Link to post
Share on other sites

If he only owns 1% of the property, I wonder whether a charging order would be allowed?

 

Might be some more researching for you to do! I am sure I have read this being discussed, so I will see if I can find anything for you.

Link to post
Share on other sites

 

Some very useful information provided here Dotty, good read :thumb:Wishing you all the best with your case, i shall keep following, it looks like you are in very good hands with some experienced members here.

Edited by DizzieDiva2010

:dizzy: "Dizzie Diva" ;)

 

<<<<<<<<<<please tip my star if my support or advise was useful?

Link to post
Share on other sites

Hi, thanks Dizzie,

 

Yes have got that link posted earlier on the thread from 42man.

 

I keep reading other threads and putting links on here for reference so that I can find them if needed, but then I have to remember what page they are on and if my thread gets as long as yours, I will still have problems finding them lol :!:

Link to post
Share on other sites

Great Dotty, if they go to form you'll get an allocation questionnaire in about a month. This is like deja vu!!!!!

 

Have you by any chance come across anything related to the recent publications frowning on charging orders for debts under £25000 in your research on MBNA? Vx Cancel that Dotty apparantly they're discussing it in govt at the mo according to legal b e a g l e s (sorry site keeps changing it to seagulls!!!!!)

 

http://www.legal b e a g l es.info/forums/showthread.php?t=25466

 

Hi John, the above link doesnt not link up?

:dizzy: "Dizzie Diva" ;)

 

<<<<<<<<<<please tip my star if my support or advise was useful?

Link to post
Share on other sites

Hi, thanks Dizzie,

 

Yes have got that link posted earlier on the thread from 42man.

 

I keep reading other threads and putting links on here for reference so that I can find them if needed, but then I have to remember what page they are on and if my thread gets as long as yours, I will still have problems finding them lol :!:

 

My thread is enormously long lol i chat too much! However i find what i need to find fairly easy as i think back to what time i did that particular something and then work out roughly which page it must be on. I would prefer it too be shorter but i think i might make it to the 100th page the way things are going. MBNA need pulling down a peg or two they have an appauling reputation with regards to treating their customers unfairly once they reach an unfortunate time in their financial relationship with them. I think its about time the courts were aware of their behaviour and this is another factor why i am willing to take my case further. Afterall i was put on a Severe Hardship Programme and then out of the blue my account was unlawfully terminated. I owe £2000 i really think they should ask themselves if it is worth their time and effort especially when they obviously have bigger fish to fry. We should make it a "contraversory"

:dizzy: "Dizzie Diva" ;)

 

<<<<<<<<<<please tip my star if my support or advise was useful?

Link to post
Share on other sites

Hi John, the above link doesnt not link up?

 

Hi DD

 

http://www.legalb eagles.info/forums/showthread.php?t=25466

 

This site keeps changing b e a gles to seagulls if you dont space the letters. Copy this link above into your address bar then backspace the space between the b and the e if you get me. The link then will work and I found it interesting.

Link to post
Share on other sites

hi dotty

what's the latest? did you do a cpr request in the end? or just a 'defence'?

 

Very strange, not been getting all the notifications!

 

No Ford, I didn't do any CPR request in the end, as I did get a letter back from dlc, acknowledging the letter I sent to Aplins in response to their lba. I think I mentioned it in a previous post, they are contacting their 'client' for further documentation!

Edited by Dotty50
Link to post
Share on other sites

I did some filing last night and counted up my CMC letters and since 16th Nov to 10th Jan, had 6!

 

50% discount, pay £10 per month, legal action, winter offer, legal action, legal action!

 

Something that occured to me, is that if Varde are the owners, I have read on here that they do not have a licence in the UK, hence Experto dealing.

 

So, would Varde be able to issue a summons? Experto couldn't as they are not the owners?

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...