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    • Your best route is through the compaints team for non-barclays customers.  The link is here: https://www.barclays.co.uk/help/contact-us/complaints/Non-Barclays-customer/   It has the details for all of their contact methods - no email address though.        
    • No need to reply to their letter, nothing is going to happen very quickly here, just keep an eye out for anything else they might send. HMRC are weird like that, you might not receive another reminder letter for a week or a year, who knows. At the moment don't speak to anybody by phone, they are like a cheap box of chocolates at the call centre, mostly nasty but occasionally you find a really nice one. Not worth the risk!   Once you receive the SAR you will probably be able to see if it looks right, what they have down as your earnings, have a good look through, and see if you have grounds to appeal. For example if they had you down at £40k per year income in 2008, and I wouldn't be surprised.    Run anything else you receive from them past this thread.
    • Direction Hearings are not really the place to request that kind of Order and of course any Order must be backed up by an application and statement as to why you seek the order.   Bide your time I would assume his tether is now running short....and any further none compliance will signify the end is nigh for this claimant. 
    • Supplemental Witness statements must be filed and served not less than 3 days pre hearing.   Andy
    • Thanks, Boris. I want Barclays to stop sending me e-mails which are obviously meant for someone else (I have never had an account with them). I have repeatedly reported this to their security department but they say they cannot communicate with Barclays to put a stop to this.They state that their calls centres have long waits. I found an e-mail for CEO of customer services, but it doesn't work.
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    • I sent in the bailiffs to the BBC. They collected £350. It made me smile.
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    • Hi @BankFodder
      Sorry for only updating you now, but after your guidance with submitting the claim it was pretty straight forward and I didn't want to unnecessarily waste your time. Especially with this guide you wrote here, so many thanks for that
      So I issued the claim on day 15 and they requested more time to respond.
      They took until the last day to respond and denied the claim, unsurprisingly saying my contract was with Packlink and not with them.
       
      I opted for mediation, and it played out very similarly to other people's experiences.
       
      In the first call I outlined my case, and I referred to the Contracts (Rights of Third Parties) Act 1999 as the reason to why I do in fact have a contract with them. 
       
      In the second call the mediator came back with an offer of the full amount of the phone and postage £146.93, but not the court costs. I said I was not willing to accept this and the mediator came across as a bit irritated that I would not accept this and said I should be flexible. I insisted that the law was on my side and I was willing to take them to court. The mediator went back to Hermes with what I said.
       
      In the third call the mediator said that they would offer the full amount. However, he said that Hermes still thought that I should have taken the case against Packlink instead, and that they would try to recover the court costs themselves from Packlink.
       
      To be fair to them, if Packlink wasn't based in Spain I would've made the claim against them instead. But since they are overseas and the law lets me take action against Hermes directly, it's the best way of trying to recover the money.
       
      So this is a great win. Thank you so much for your help and all of the resources available on this site. It has helped me so much especially as someone who does not know anything about making money claims.
       
      Many thanks, stay safe and have a good Christmas!
       
       
        • Thanks
    • Hermes and mediation hints. https://www.consumeractiongroup.co.uk/topic/428981-hermes-and-mediation-hints/&do=findComment&comment=5080003
      • 1 reply
    • Natwest Bank Transfer Fraud Call HMRC Please help. https://www.consumeractiongroup.co.uk/topic/428951-natwest-bank-transfer-fraud-call-hmrc-please-help/&do=findComment&comment=5079786
      • 33 replies

Pressured into signing a mortgage?


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  • 1 year later...

what about dodgy brokers that offer you a loan and pressure vulnerable customers on housing estates to buy their council house, and then lose it 6 month later!!

'rise like lions after slumber, in unvanquishable number, shake your chains to the earth like dew, which in sleep had fall'n on you, ye are many, they are few.' Percy Byshse Shelly 1819

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  • 1 month later...

request for info -

 

does anyone know what the base rate was in Nov 1998?

'rise like lions after slumber, in unvanquishable number, shake your chains to the earth like dew, which in sleep had fall'n on you, ye are many, they are few.' Percy Byshse Shelly 1819

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  • 4 months later...

BUMP

 

can the mods move this somewhere it will be seen for advice, thankyou very much.

 

now being repossessed by GE and seeking legal aid (contacting Shelter) however, also missold product, fits all of the 'pressured into signing for a mortgage' criteria,

'rise like lions after slumber, in unvanquishable number, shake your chains to the earth like dew, which in sleep had fall'n on you, ye are many, they are few.' Percy Byshse Shelly 1819

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