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HBOS Hire Purchase Case WON!!

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Good News!!


After HBOS refused to refund late charges of 4x £25 plus interest on my Hire Purchase Account, I issued a Small Claims Summons against them. 2 days before their time to enter a defence ran out, I received a Statement of Account in the post showing that the exact amount I had claimed for had been reversed (refunded) to my account 7 days before I had issued proceedings against them. They did not pay the court fee however.


The day after the 28 day time limit expired, they had not defended so I entered "Judgment by Default" and Immediately Issued a "Warrant of Execution" to send in the Baliffs.


Interest £0.81p

Small Claim Court fee £25

Warrant Fee: £35


Total Warrant Issued for £60.81.



I have sent in the Balliffs. Waiting to hear back from them.

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Good stuff, dundeelaw :)






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