intrum Justia / DWP

[kh41]

Hi Guys can anyone tell me the best cause of action to take with this company and debt ?

 

letter attached

 

intrim :: intrum.jpg picture by lickjo - Photobucket

[dundeelaw]

Hi Guys can anyone tell me the best cause of action to take with this company and debt ?

 

letter attached

 

intrim :: intrum.jpg picture by lickjo - Photobucket

 

Hi There!

 

I have heard of this Debt Collector. They are now collecting payments for one of my Creditors (Tesco Personal Finance).

 

This is the first time I have heard of the DWP outsourcing debt to a Debt Collection Agency when they can apply to the Court for an Attachment of Earnings (deductions made from your salary). These deductions are usually very low eg. pennies or a few pounds a month.

 

This is probably a scare tactic to get you to pay in full. I am sure that someone else on here has had dealings with the DWP passing debt on to Debt Collectors.

 

It also depends on the amount they are claiming back. The DWP will not waste more public funds to recover overpaid public funds if it is not in the public interest to do so.

 

I will keep an eye on your thread and try to find out more information for you.

 

Good Luck in the meantime.

[cerberusalert]

How old is the debt?

[kh41]

IM Not really Sure , could be 3/4 years could be longer, could be less, was married and got lots of debts hrough ex, since then lived with another partner for 4 years, so cant really remember when the money will be from, all i do know is ive been working for last 3.5 years so its not debt ive run up with social within that time

 

hope this helps.

[cerberusalert]

Send them this;

 

Dear Sir/Madam

 

Account no:

 

You have contacted me/us regarding the account with the above reference number, which you claim is owed by myself/ourselves.

 

I/we would point out that I/we have no knowledge of any such debt being owed to (insert company name).

 

I am/we are familiar with the Office of Fair Trading Debt Collection Guidance which states that it unfair to send demands for payment to an individual when it is uncertain that they are the debtor in question.

 

I/we would also point out that the OFT say under the Guidance that it is unfair to pursue third parties for payment when they are not liable. In not ceasing collection activity whilst investigating a reasonably queried or disputed debt you are using deceptive/and or unfair methods.

 

Furthermore ignoring and/or disregarding claims that debts have been settled or are disputed and continuing to make unjustified demands for payment amounts to physical/psychological harassment.

 

I/we would ask that no further contact be made concerning the above account unless you can provide evidence as to my/our liability for the debt in question.

 

I/we await your written confirmation that this matter is now closed. Otherwise I will have no option but to make a complaint to the trading standards department and consider informing the OFT of your actions.

 

I/we look forward to your reply.

 

**Edit to suit**

 

Remember, don’t sign the letter.

[kh41]

thanks for all he help , letter will be going of in the morning

[kh41]

Morning all

 

i sent a prove it letter off to Intrum Justitia regarding an alleged overpayment of £2500

and got this reply back this morning

 

dwp.jpg picture by lickjo - Photobucket

 

they allege i got paid this amount within under two months , dont think so

 

whats my next step anyone got any ideas ??

 

 

many thanks KH41

[kh41]

Morning all

 

i sent a prove it letter off to Intrum Justitia regarding an alleged overpayment of £2500

and got this reply back this morning

 

dwp.jpg picture by lickjo - Photobucket

 

they allege i got paid this amount within under two months , dont think so

 

whats my next step anyone got any ideas ??

 

 

many thanks KH41

[cerberusalert]

edit

Edited June 6, 2009 by cerberusalert

[postggj]

typical dca crap

 

do you agree with the over payment

 

tell them you are on jsa and you will pay a quid token payment per month

 

muppetts

[babybear39]

How can it be SB'd? The overpayment dates are in 2005?

[cerberusalert]

Thnx BB, I'm trying to break-in some bi-focals & thought the zero was a nine. :o

[babybear39]

You're welcome cerb

[cerberusalert]

Get in touch with the DWP and ask for a full breakdown of the alleged over-payments. Write & tell IJ that the a/c is in dispute until you get a response from the DWP & even then you will be lodging an appeal through them anyway.

[kh41]

Hi Posggj

 

I am working not on benefits, as for the amounts i know i prob owe something but dont think i owe 2500 fro 2 months benefits paid lol.

[postggj]

contact dwp and ask for a break down on the ammountb owed

 

 

would not surprise me if ij are doing some creative accounting

[ErikaPNP]

Write to them again, stating that what they have provided is not proof. It is clarification of what they believe the debt relates to, but is not evidence that you actually owe anything. If 12+2 days have passed, send the "Account in dispute" letter.

 

In the same manner as anyone who states that you owe money and they want you to pay, if they cannot provide substantial evidence of it, you are not obliged to pay a penny - although if you end up on benefit at any point in your life they can make deductions

[kh41]

Thanks for your sound advice guys, wha cca do i send to intrrum ? and what sort of letter do i send to DWP im useless a letter writing

 

 

many thanks

 

KH41

[kh41]

Thanks for the advice, i am useless a letter writing any tips or suggestions or maybe a template somewhere ??

[babybear39]

Your ref: NI number

 

Dear DWP,

 

Please can you advise a full breakdown of the overpayments Idiots and Jokers are claiming that I owe you from 2005.

 

Yours faithfully,

 

 

Amend to suit, send recorded keeping a copy with your postal receipt, come back and let us know what happens.

 

PS. Are you currently on benefits?

[kh41]

thanks babybear , no not on any benefits now. will send this off monday, what do i send off to intrum

[babybear39]

You could send Idiots and Jokers a short note telling them the alleged account is in dispute with the OC due to not receiving a breakdown as you requested and you are awaiting on same

[kh41]

Does this sound ok ???

 

I Wrote to you on 27/05/09 asking for proof of the alleged debt, Infact what you have provided is not proof. It is clarification of what you believe the debt relates to, but is not evidence that i actually owe anything.

Unless you can provide me with breakdown of the amount of this debt. E.g payments , dates, ect, I will put this debt in dispute.

also i sent the prove it letter to them originally on the 27th may what date can i put it in dispute

 

 

 

[kh41]

Sending this to Intrum Does this sound ok ???

 

I Wrote to you on 27/05/09 asking for proof of the alleged debt, Infact what you have provided is not proof. It is clarification of what you believe the debt relates to, but is not evidence that i actually owe anything.

Unless you can provide me with breakdown of the amount of this debt. E.g payments , dates, ect, I will put this debt in dispute.

 

also i sent the prove it letter to them originally on the 27th may what date can i put it in dispute

 

[ErikaPNP]

They have 12 + 2 days to allow for postage from the date you wrote to them to provide proof of the debt. Once that has passed the account can be put in dispute.

 

I would wait for the time to pass from your original letter as you have already asked for proof of the debt and although they have replied they haven't come up with the goods. Once 12 +2 days have passed, send the "account in dispute" letter