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JD Williams Accounts


rachuk
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Hi, just looking for a bit of advice, I have quite a few accounts with the JD Williams group that I am struggling to pay. I was going to CCA them but wasnt sure if I could do this as they were taken out over the internet and after 2004 - can I still follow this route?

 

Thanks in advance for your help.

 

Rachuk

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Yes you can still CCA them but there is only a slim chance that they may be defective.

Anthrax alert at debt collectors caused by box of doughnuts

 

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17 Port & Maritime Regiment RCT

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Hi, thanks for this but I havent actually sent any CCA requests as yet - they were opened on the internet over the last three years ish so I wondered is it worth me sending the CCA as I presume they will come into the category where you just have to tick the box to make it enforceable??

 

Thanks

Rachuk

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Hi, thanks for this but I havent actually sent any CCA requests as yet - they were opened on the internet over the last three years ish so I wondered is it worth me sending the CCA as I presume they will come into the category where you just have to tick the box to make it enforceable??

 

Thanks

Rachuk

 

Yes, if after December 2004 then a tickbox is sufficient, if these "agreements" are prior to 2007 though then they will still need to show the tickbox and the prescribed terms that were shown to you at the time of your "signature" to comply with a s78 request.

 

S.

Are You as Anonymous on CAG as You Think You Are? *Link*

 

The CAG is a free help site,should you be offered help that requires payment,please report it to site team.

 

Deal with your debts:

STEP ONE - Dont Panic! | STEP TWO - Priority & Non Priority Debts | STEP THREE - Personal Budget Sheet | STEP FOUR - A SAFE bank Account | STEP FIVE - Dealing with Priority Debts | STEP SIX - Non-priority Debts | STEP SEVEN - Non-Priority Debt-Repayment Opt1 | STEP EIGHT - Non-Priority Debt-Repayment Opt2 | STEP NINE - Perils of Consolidation | STEP TEN - RE-Evaluate Frequently

 

***** SERIOUSLY IN DEBT, DONT KNOW WHAT TO DO, TRY NationalDebtLine's MoneySteps *****

 

 

IMPORTANT: Please take my advice in the spirit it is given and on the basis that I am expressing my opinion, These opinions are not endorsed by CAG in anyway and are offered informally without prejudice or warranty of any kind. These opinions are solely based upon the knowledge I've gained from this fantastic site and life in general. I have NO legal training.

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Yes indeed the electronic signature is with us, although not sure if it has been tested as anyone who has access to your computer could, in theory, at least do one of those, these is, IMHO nothing person about them, but I digress, yes the signature part for the CCA would appear to be satisfied, but thats not say that there are not any other questionable parts to the Agreement. I would go ahead.

Every journey begins with a single step :):)

 

Please note: I have no qualifications in this area - my advice is learned from the wonderful members of this Forum. Thanks to you all for your help.

 

If you have found my post helpful please leave a short message by clicking the star to the left of my profile - Thank You

 

The only person entitled to your Personal Finance details is a Judge not a DCA

 

Move all banking activity to another banking group if you have a dispute - your funds can be used to offset debts within the same group.

Be careful with Banking details (card/account numbers) as these can be used to take unauthorised payments.

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Yes indeed the electronic signature is with us, although not sure if it has been tested as anyone who has access to your computer could, in theory, at least do one of those, these is, IMHO nothing person about them, but I digress, yes the signature part for the CCA would appear to be satisfied, but thats not say that there are not any other questionable parts to the Agreement. I would go ahead.

 

This thread has a cagger fighting an online application with amex.

 

Here

 

S.

Are You as Anonymous on CAG as You Think You Are? *Link*

 

The CAG is a free help site,should you be offered help that requires payment,please report it to site team.

 

Deal with your debts:

STEP ONE - Dont Panic! | STEP TWO - Priority & Non Priority Debts | STEP THREE - Personal Budget Sheet | STEP FOUR - A SAFE bank Account | STEP FIVE - Dealing with Priority Debts | STEP SIX - Non-priority Debts | STEP SEVEN - Non-Priority Debt-Repayment Opt1 | STEP EIGHT - Non-Priority Debt-Repayment Opt2 | STEP NINE - Perils of Consolidation | STEP TEN - RE-Evaluate Frequently

 

***** SERIOUSLY IN DEBT, DONT KNOW WHAT TO DO, TRY NationalDebtLine's MoneySteps *****

 

 

IMPORTANT: Please take my advice in the spirit it is given and on the basis that I am expressing my opinion, These opinions are not endorsed by CAG in anyway and are offered informally without prejudice or warranty of any kind. These opinions are solely based upon the knowledge I've gained from this fantastic site and life in general. I have NO legal training.

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Thanks S another good bit of reading, where theres' a will, theres a way:D

Every journey begins with a single step :):)

 

Please note: I have no qualifications in this area - my advice is learned from the wonderful members of this Forum. Thanks to you all for your help.

 

If you have found my post helpful please leave a short message by clicking the star to the left of my profile - Thank You

 

The only person entitled to your Personal Finance details is a Judge not a DCA

 

Move all banking activity to another banking group if you have a dispute - your funds can be used to offset debts within the same group.

Be careful with Banking details (card/account numbers) as these can be used to take unauthorised payments.

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