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Old Halifax Loan Debt

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I had a loan with the Halifax (RBS) years back it was controlled by the CCS for a few years which I was paying a reduced amount. About a year or so ago the debt did not appear on my statement from CCCS and i telephoned them and asked why, they did'nt know either. I thought it was strange but also they could have just wrote it off. I am not with the CCS now and now I received a letter from Fredricksons chasing payment for the outstanding amount. Can they do this, and what can I do?



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Send Fredricksons a CCA request.


Letter 8 - The Consumer Forums - Debt collectors


Do NOT sign, enclose £1.00 postal order and send by Recorded Delivery


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