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    • I can only speak from personal experience. But a similar thing happened to me. Seriously dented door.  I made the other insurance pay. They regarded it as a write off. Took the money, replaced the door. Never heard anything more about it.    Except clearly someone sold my details to claims company, because I got loads of calls in bad English for a few month's 
    • The incident was 03rd March 2024 - and that was the only letter that I have received from MET 15th April 2024 The charge I paid was at the Stansted Airport exit gate (No real relevance now - I thought this charge was for that!!).   Here is the content of email to them (Yes I know I said I was the driver !!!!) as said above -  I thought this charge was for that!! "Stansted Airport" Dear “To whom it may concern” My name is ??  PCN:  ?? Veh Reg: Date of Incident: 03rd March 2024 I have just received a parking charge final reminder letter, dated 10th April 2024 - for an overstay.  This is the first to my knowledge of any overstay. I am aware that I am out of the 28 days, I don’t mean to be rude, this feels like it is a scam My movements on this day in question are, I pulled into what looked like a service station on my way to pick my daughter and family up from Stansted airport. The reason for me pulling into this area was to use a toilet, so I found Starbucks, and when into there, after the above, I then purchased a coffee. After which I then continued with my journey to pick my daughter up. (however after I sent this email I remember that Starbucks was closed so I then I walked over to Macdonalds) There was no signs about parking or any tickets machines to explains about the parking rules. Once at Stansted, I entered and then paid on exit.  So Im not show where I overstayed my welcome.. With gratitude    
    • Just to enlarge on Dave's great rundown of your case under Penalty. In the oft quoted case often seen on PCNs,  viz PE v Beavis while to Judges said there was a case for claiming that £100 was a penalty, this was overruled in this case because PE had a legitimate interest in keeping the car park free for other motorists which outweighed the penalty. Here there is no legitimate interest since the premises were closed. Therefore the charge is a penalty and the case should be thrown out for that reason alone.   The Appeals dept need informing about what and what isn't a valid PCN. Dummies. You should also mention that you were unable to pay by Iphone as there was no internet connection and there was a long  queue to pay on a very busy day . There was no facility for us to pay from the time of our arrival only the time from when we paid at the machine so we felt that was a bit of a scam since we were not parked until we paid. On top of that we had two children to load and unload in the car which should be taken into account since Consideration periods and Grace periods are minimum time. If you weren't the driver and PoFA isn't compliant you are off scot free since only the driver is liable and they are saying it was you. 
    • Thank you dx. I consider myself well and truly told :) x Thank you dx. I consider myself well and truly told :) x
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
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      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Credit Today Summit - Video Podcast


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Anybody else want to see Claire Sandibrook out of her job.

 

Honestly, this has to be one of the most mealy-mouthed, one-sided, self-serving, self-justifying diatribes I've heard from anyone in any field of public speaking.

 

And how very telling it is! She really sounds like she's about to cry in despair, that she's lost her reason for existing now that the public sees her 'authority' as nothing.

 

You and your industry Ms Sandibrook are hanging on by the fingernails. You have nothing, you mean nothing, and you are...nothing...

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Closing a website, or causing it no-end of grief isn't too hard, providing you are willing to throw enough money (and lawyers) at the task. Look at all the problems mumsnet had with **********************************************************************************************************************************************....

 

 

 

I have not actually filled in the stars...because of all the trouble mumsnet had and I suspect my opinions on the matter might attract similar, were I to type them out fully. Free speech. Woo!

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I know the DCA industry would rather people did not read sites like this..but as soon as 1 ever shuts down, it will be straight back up again elsewhere.

The fools will get themselves so bogged down in a legal mess, it just wont be worth their while.

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I will watch the video sometime tomorrow, have to go out shopping today and family barbie later this afternoon, might get time inbetween to put it on and listen whilst sorting stuff out.

 

From what I can gather Credit Today's publisher has won some award - hopefully for the online magazine with the smallest circulation - I am convinced only us CAGGERS are keeping it alive - as Mr Ton says their forums are silent most of the time.

 

It's got an interesting piece on Cattles filing their accounts and another one on how they are being strangled by regulation...

 

When I first found this online I couldn't believe how a one-sided magazine could exist - and was horrified at the mis-information contained - if it has been a 'consumer' website it would have been closed down long ago. However now we know about it it might die a natural death - like the industry itself eventually.

 

Selling debt to date has been nothing more than 'list broking' so now they have to have the documentation it is causing a lot of headaches... what goes around comes around!

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Anybody else want to see Claire Sandibrook out of her job.

 

Honestly, this has to be one of the most mealy-mouthed, one-sided, self-serving, self-justifying diatribes I've heard from anyone in any field of public speaking.

 

And how very telling it is! She really sounds like she's about to cry in despair, that she's lost her reason for existing now that the public sees her 'authority' as nothing.

 

You and your industry Ms Sandibrook are hanging on by the fingernails. You have nothing, you mean nothing, and you are...nothing...

 

The Political view point was no where near in step with theirs though.

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Claire Sandbrook is a lateral thinking HCEO who never does it the way everyone else does! Why? Well she believes passionately about "Effective Enforcement" -not just talking about it but doing it! She believes in statistical analysis, data to support her results, and transparency. She has created a team around her of like minded, creative and hardworking colleagues who deliver what it says on the tin, "seize and sell".

 

YAWN:p

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what is the site that that guy says buys your debt off you? Sounds like I need to have a look at it and get rid of some!:rolleyes:

 

just watched it and must admit the above sounded interesting. I think its terrible that the government and judicery are on the side of the man in the street, NOT. Who are these "Enforcement Officers", who drink peoples tea while stealing their cars? What right do they have to come into your home to see what you have? As a poscript, it is comforting to see that both the main parties seem to put the rights of the consumers in front of that of the DCAs, to be honest thought to even hint otherwise would have been political suicide.

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Having listened to this drivel somebody needs to let Claire Sandibrook know that her views are way off beam, the bit about being able to drill locks in France is twaddle, they have to go through a very protracted process to be able to do this - and as for Malcolm Hurlstone, I''d like his whole Registry Trust organisation closed down, along with the credit reference agencies.

 

The whole idea that 'credit needs to be earned' has now fallen on its rear end and they don't know what to do with themselves... so many people now are finding out that 'credit doesn't pay' and are going back to simpler lifestyles. If you look at the credit situation now it is a 'loose-win' situation for the consumer.

 

Off my soapbox now and plotting how to wind Claire Sandibrook up...

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Claire Sandibrook was obviously on her time of the month that day & had a bust up with the hubby that morning, then got more news about debtors now knowing their rights no doubt....a woman having a morning like that is not to be messed with :D

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Just bumping this up.....

They talk about regulating the consumer web sites (which opens up a whole new debate about controlling the internet)....the same can be said for wanting to close down DCA web sites as well for example & the website of the CSA as well.

If they want to go down that road - both sides can play that game :)

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They just want to keep joe public under their thumb and keep us there...

 

That will never happen. Every day more and more people are learning that DCAs are useless nonentities who have no powers whatsoever. They talk about getting the likes of CAG closed down. This just shows they are not even on the the same planet as the real world. Still its nice to know that they are being hurt by CAG and the like.:D:D:D:D

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I hope Ms Sandbrook gets to read this somehow, but this is my own personal feeling. Whinge, moan and shout all you want, Ms Sandbrook - you, your opinion, your job, and anything you say is entirely irrelevant. Put your crayons down, lock yourself in your bedroom until your time of the month has passed, then shut up and find another line of work. You are entirely useless, your job has no constructive value to anyone, and the general public now sees you as the absolute zero that you are.

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