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    • When it comes to animals my heart is just shallow. Sorry to hear that.
    • go back and read what andyorch said in my above links about a DEED of assignment NOT being a Notice Of Assignment. its a general document for a portfolio of MANY debts they bought on a spreadsheet, NOT specifically relating to YOUR Agreement. but your was like all others, a single line in a spreadsheet.    the sheriff has specifically asked for the NOA and the Default Notice ...neither of which the fleecers have provided, merly a load of ole twaddle like trump does to divert attention away from those NOT being provided.   forget the stuff about LOP 1925 etc that a NOE is NOT applicable in scotland , the sheriff has asked for it..end of!!   bedtime reading particularly regarding default notice sec 87 https://www.consumeractiongroup.co.uk/forum/showthread.php?484300-Cabot-nolans-SPC-Claim-Old-Next-CAT-Debt(2-Viewing)-nbsp&p=5119630#post5119630   read from about post 70.   as for the written submission. i'll find an example later.   dx      
    • Plevin is not a calculation. its a refund of commission they got as they had a backhander of greater than 50% of the PPI sum paid for selling it on behalf of the insurance company that underwrote the PPI policy.   you are after reclaiming the PPI itself. and that is what all our PPI stuff is geared too.   have you still a copy of what you originally sent though as you don't even KNOW what plevin was , how could you have ever have asked for it.!!   pers i'd write back. (you seriously need to stop talking on the phone!!) stating quite clearly that you REJECT totally their refund under the Plevin Rules. my Claim was to reclaim the PPI a paid, not for a refund of your hidden commission!!   i give your 14 days to refund inline with the enclosed spreadsheet , else i will raise a complaint without further notice to the FOS.   please reply in Writing Only.            
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    • Dazza a few months ago I discovered a good friend of mine who had ten debts with cards and catalogues which he was slavishly paying off at detriment to his own family quality of life, and I mean hardship, not just absence of second holidays or flat screen TV's.
       
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Decree awarded March 2006


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Hi i am new here so not sure if i am posting in the right place..I sold my Ex Glasgow Council property (4 in a block)to my ex partner in June 2005..With this type of property the council have a common charge as there are 4 properties under one common roof even although they are all privately owned..The common charge was about £35 per quarter( still have no idea what it paid for)..Early March 06 i discover that Glasgow Housing Association who have now taken over all the ex council housing stock,have started court proceedings against me for £ 600 or so pounds..unpaid Common Charge from June 2005..I talked with GHA several times to sort this out and agreed to pay £60 odd per month to clear this..and made it clear this was not my debt but to protect my Credit File i would pay this off..I was told by the Arrears Dept this was fine.. and as as long as i replied on the court document this arrangement had been made that would be the end of the matter and no Decree would be awarded against me..A month or so later i then receive notice a Decree for £512..I then found out that the lawyer doing convayencing should have notified GHA i was no longer the owner..The lawyer did not do this..When i contacted GHA the month before the repayment period was do to end..to get the paper work to send to the Registry Trust they admitted there was a discrepency in the amount i was supposed to owe..They told me i have paid in full and not to pay my last payment and that was the end of the matter..They sent me all the relevant paper work and my Credit File was amended Satisfied..In August of 2005..GHA were upgrading the properties including my ex partners property..she informed GHA she was the owner and applied for a grant to GHA TO cover the cost of this work and was awarded over 7k..So to sum up..August 2005 my ex partner was the owner..In March 2006 i was the owner(according to GHA)..Is there anything i can do about the Decree..

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you would have good grounds to recall the decree on the basis that you were not liable for this.

 

I take it you still have docs to say when your ex became the owner of the property. It should have also stated in the change over of deeds/docs about the common charge.

 

ida x

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Thanks for the quick reply Ida..I am not certain about the docs i will have look for them..Would the lawyer have a copy..

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