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Hi Guys

 

I know this is somewhat of a subjective question but i'm currently looking at buying a new motorbike and want to know anyones thoughts on the 0% finance with respect to credit referencing?

 

I earn in excess of the repayments required (£150 but have more than £1000 spare a month) so dont see this being an issue and the bike will require £1200 deposit. Its total price is £8000. Oh and im 36 living in unfurnished accomodation - not sure if it matters but have been riding 10+years with zero points and no crash history etc.

 

The problem I may have is that I am self employed, moved 3 times in 3 years, not on the electoral role at the new place (only been there 1 month but on it for the previous 2) and have a late payment on another loan (just 1). On the plus side, there are no CCJ's or defaults BUT i do tend to use credit if I have it - again, only the one late payment and the rest are always paid back over the minimum.

 

I was wondering if anyone else with these problems on there credit history have had any luck with Honda Finance or are they fussy?

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