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    • OK.  So you lent your car to a friend in 2019 and he racked up three parking tickets that he tells you he didn't know anything about(!).  You were the registered keeper (RK) at the time at your family address, but you got chucked out and could not change your RK address with DVLA because you were homeless.  You knew nothing about the parking tickets and enforcement action until you got a bailiffs' letter passed on to you.  You made an Out of Time (OOT) application in respect of one PCN but Birmingham CC objected to it and the traffic court rejected your application.  A solicitor helped you make OOTs in respect of the other two PCNs but you don't yet know the outcome of those two applications.   Is that the situation you are in?   dx100uk thinks you can resubmit the application saying your friend was the driver.  I don't think saying that will help as the driver is irrelevant.  It's the owner who is liable to pay the charge and that is the RK (unless the RK is a car hire firm).  I assume you are not a car hire firm so you are stuck with the liability, not the driver.   Whether you actually can resubmit an OOT once one has been rejected I do not know, but why not try.  What did the solicitor put on the applications they helped you with?  Did you not ask their advice about the rejected application while you were with them?  I think you would have to say something to the effect that you never received any paperwork in relation to the PCNs because you had been chucked out of your home and because you were homeless you did not update your address at DVLA.  That is the truth isn't it?  You don't want to lie on the application.   To me that's a good reason for you not doing anything about the PCNs, but I suspect that Birmingham CC will object again and that the traffic court will reject again.  And, as I said above, I don't even know if you can submit a second OOT application in respect of a PCN if the first has been rejected.   So it looks to me like you might be a bit stuck.   Unless dx100uk, or spaceman61, or another poster with expertise in local authority PCNs comes along I'm not sure what you do.   If you get no more helpful suggestions here you could try on National Consumer Service.  If you do go there, do not register with a hotmail address.  You will also need to provide them with a timeline of everything for all the documents you actually have, and you will need all the facts and dates etc at your fingertips.  And make sure they are accurate.   http://forums.National Consumer Service.com/index.php?showforum=30   And get your friend to contribute to paying off the PCNs.  Do you believe he really knew nothing about them?
    • To enjoy the protection offered by s.75 CCA 1974 for a credit card payment, you must pay over £100 and under £30,000 for the goods or service (even if part payment for a larger total amount).
    • Hi Charlie and welcome to CAG   As an Executor, you have a duty to insure the property and tell the currect insurer of the passing of the deceased.   Most insurers will refuse normal contents cover on a house left unoccupied beyond 60 days. So, unoccupied, the home will not be insured against break-in damage, theft, flood, accidental damage, etc.   You may be able to obtain FLEE insurance covering only Fire, Lightening, Explosion and Earthquake. It may cost more than usual contents cover  because the home is unoccupied, even though the level/amount of cover is less than for an occupied home.   As said here already, an Executor would be wise (or indeed have a duty) to remove valuables from the home if you have somewhere safer to store them pending Probate, distribution, sale, etc.   I hope if you can explain the insurance risks to YB and assure him that you are not taking items just for your own benefit, he may see sense.   Please keep us updated ............
    • yours is not the next move   dx  
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I have a collector from a company stating log book loans i bought the car last year from some guy in good faith now i have a knock on my door from some guy stating that the car belongs to log book loans and not my self can anybody hep

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I beleive that only the law can make you hand over the car, tell him you want irrefutable proof in writing and that you will consult a lawyer and the police.

Lula

 

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Give him nothing if he tries to take the car, ring the police and report him for attempted theft.

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can you get into the car and drive off? preferably to the police station?

Lula

 

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I beleive that only the law can make you hand over the car, tell him you want irrefutable proof in writing and that you will consult a lawyer and the police.
thanx for the response he as copies of paper work with a courts stamp i have the police coming they say its a civil matter but this guy says its not and that log book loans owns the car
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what does the paperwork actually say?

Lula

 

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is he a bailiff? is he registered?

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have your paperwork for the car ready showing the previous owner, does the paperwork say that the previous owner bought the car from these people?

Lula

 

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what does the paperwork actually say?
just as the previous owners details and how much he owes them this guy says it some thing to do with buyer something i not sure he wont pass it over to me
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So he has no actual court paperwork for this vehicle?

Lula

 

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have your paperwork for the car ready showing the previous owner, does the paperwork say that the previous owner bought the car from these people?

 

he says this guy got a loan from them used the car to secure it basically he say this guy sold them the car

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So he has no actual court paperwork for this vehicle?

he only as copies of not auctual paper also not sure if it is court papers or just the company papers with a court stamp again a copy

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who has the V5? you do, it is your car?

Does he have a court order, saying that he has the right, given by the court, to say that he can take the car? If he does have a court order, is he a court certified bailiff? what is his registered number?

Lula

 

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you need to see those papers, he is probably just trying it on

Lula

 

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is there anyone else here who can help, I am out of my depth

Lula

 

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who has the V5? you do, it is your car?

Does he have a court order, saying that he has the right, given by the court, to say that he can take the car? If he does have a court order, is he a court certified bailiff? what is his registered number?

 

he not court certified bailiff seprate company

 

 

i have the v5 i have owned th car since last july they say they only had these details passed to the this may

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only a court certified bailiff has the right to remove the vehicle, tell him to leave your property as he is trespassing, is the car on your drive or the road?

Lula

 

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I have to say that this is way out of my comfort zone, I am just trying to help you get rid of him, i dont think he has any right to take anything from you, he has no contract weith you it is the chap thpat originally took out the loan from them that he needs to persue, not you.

Lula

 

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only a court certified bailiff has the right to remove the vehicle, tell him to leave your property as he is trespassing, is the car on your drive or the road?

 

the car is on the road

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but they dont have a key or the V5, tell them to go away

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but they dont have a key or the V5, tell them to go away

 

he saysing he will smash the window if he as got to also just been on thphone to law centre they are looking into it for me now but they say he as got to have some papers from the court and i have to have noticefied before he can take the car but they are just checking on it now to make sure thats the right advice they have given me

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I am not even sure that they hold a valid Credit Licence now, ask to see a copy of that, tell him you are going to report his company to Trading Standards and the Office of Fair Trading who you know is looking into LBL's fitness to hold a credit licence. See what he says to that :-)

Lula

 

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he saysing he will smash the window if he as got to also just been on thphone to law centre they are looking into it for me now but they say he as got to have some papers from the court and i have to have noticefied before he can take the car but they are just checking on it now to make sure thats the right advice they have given me

 

OK RING THE POLICE IMMEDIATELY AND SAY THAT HE IS THREATENING YOUR PROPERTY AND POSSIBLY YOU ARE IN DANGER TOO

Lula

 

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OK RING THE POLICE IMMEDIATELY AND SAY THAT HE IS THREATENING YOUR PROPERTY AND POSSIBLY YOU ARE IN DANGER TOO

thanx lulu he is sat in is van now waiting for the police to arrive given me just enougth time i hope to get armed with more information i the guy is all chaved up not even a suit or clip not even seem any id

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