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    • Thanks I just had a quick look.  Will study over the w/e My friend does have kids. But it's a really dysfunctional family.  They don't talk.   Many years ago he sold 2 property assets and gave them a lot of money (enough to buy homes w/o loans) .  They've done nothing for him in the last 2 decades. And he altered his will so his new partner gets everything; the kids nothing (more). The 1st form I glanced at - to be deputy - asks for family details.   If I give his kids details I suspect the authorities may say they should get the deputy job instead?  Then  they will steal the money and give nothing to his partner. I can get a copy of the medical assessment  - and get it translated.  If need be.   This has all happened very quickly.  He got sick. And that must have kick-started dementia.   He was fine to hold a detailed conversation 6months ago; now he cant
    • Hi I think the only way around this as he lacks capacity is someone is going to have to apply to be a deputies via the Courts as he has assets here in the UK and a UK Bank Account which will take time and there will possible be Court Fees to make the application. Also if the Lack of Capacity (Dementia) was diagnosed abroad the person applying for deputies will need that diagnosis and it will need to be translated legally for the UK Courts so possibly cost for this as well. Also for reference although you were assisting them before the lack of capacity and had authority to act on there behalf that no longer stands due to there diagnosis of Dementia therefore Lack of Capacity so you no longer have any authority legally to act on there behalf unless the below is actioned or someone has Power of Attorney for that individual (which was setup before the Lack of Capacity) Have a wee look at these links: https://www.gov.uk/become-deputy https://www.lawsociety.org.uk/topics/private-client/mental-capacity-international-aspects#:~:text=You might need to make,act within the foreign jurisdiction https://www.gov.uk/government/organisations/office-of-the-public-guardian I have got to ask with the Dementia diagnoses are you 100% sure the diagnosis states they Lack Capacity as not everyone that gets a Dementia diagnoses may lack capacity initially. Now the Office of the Public Guardian link above you could also consider giving them a call just to give them a brief on this situation and get there advice on what documents etc are needed for deputies to be appointed as the person with Lack of Capacity is abroad.
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      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

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      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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errol187 v barclaycard


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I am in the process of disputing my barclaycard contract which I have had for over ten years. I have been taking the steps as detailed in this forum and others.

 

1) requested copy of signed agreement for barclaycard

2) after not receiving the agreement sending a second reminder

3) after receiving the terms and conditions (but not relevant to my agreement), i then sent out a SAR

 

The stage I am at now (after the usual calls on a regular basis from BC, updating my credit file with missed payments, attempting to have the derogatory info removed with no success) is that Mercers have contacted me via text message on my mobile phone and a letter stating possible court action if no payments are made. I have not received my information request yet and the SAR was sent last week. They must have received it hence the attempts and threats of legal proceedings.

 

Any information on what my next steps should be is very helpful. Have so many ideas blowing around in my head at the moment and am in need of excellent advice additional options.

 

Thanks in advance

 

Errol187

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Hi Errol,

 

Best advice re Mercers is to simply ignore them. They're annoying, but quite harmless really.

 

Wait for a response to your SAR and, if Mercers write to you, reply saying you are waiting for BC to reply properly to your SAR and your CCA request.

 

BC will not send you the credit agreement in response to the CCA request.

 

Read about the CPR strategy at Link No2 in my signature below.

 

Then read here - http://www.consumeractiongroup.co.uk/forum/barclaycard/195898-cpr-strategy-important-success.html

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