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    • as their claim is struck out, then the debt is now sb'd surely? why not send link our sb letter.? blow them out the water totally? dx
    • Lets not forget the MANY tories letting out their properties while claiming vast expenses from the taxpayer to subsidise buying or just paying for another property, which they then sold at 10s or 100s 000 of pounds profit   4 examples linked higher in thread
    • Hi, So I've been living in a Housing Association property for the last 3 years. I've had problems with Anti Social Behaviour in 2022 which were reported several times but were not dealt with. Also, no matter whether its winter or summer the whole place gets infested with mould, in over 20 years of renting, ive never seen anything like it. I've cleaned it off so many times and used all sorts of things on the walls and repainted more times than I can count, this place has also become rusty. Its impacted my health whilst I have been here and again it wasn't resolved. The Housing Association have form for not dealing with people's mould and damp issues. Recently I received a hand delivered letter from the Housing Association giving me a Notice To Quit and 4 weeks to leave. Apparently the reason for this is that they've done an investigation and suspect that this isnt my main residence, this isn't correct, I have witnesses to prove this and my Daughter stays here regularly. I'm not challenging the notice because in a way they've done me a favour by evicting me, as its affected my health living here. Can I leave when the notice ends? I feel I can't stay here any longer, and also I don't want the costs from a Possession Order being thrown on me. I am pretty baffled by the Housing Associations actions though. I am trying to secure private rented accommodation but this is proving tough. Thanks for reading.
    • never a real issue - hearsay complaint raised with police by senior poop for political advantage and to try and deflect perception from their own multiple and far worse (even if raynors was real, which it wasn't) abuses   .. promoted by shallow end of the gene pool tabloids and similarly shallow end poopy cheerleaders - amazing how little they report/retort about the wingnuts many extreme abuses eh?
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

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    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Nationwide Gone Quiet Ssssshhhhhh


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Ola, I Had A Nationwide Credit Card, And I Cca'd Them, They Cashed My Cheque For £1.00 And Wrote Back To Me A Few Weeks Later Saying They Had Lost My Agreement And Credited My Account With £5.00 To Which I Stopped Paying. I Wrote To Their Cusotmer Complaints Team And They Persisted In Their Debt Collection. They Even Sent A Man To My Door With An Emforcement Letter... Then All Of A Sudden Nothing.... Not A Word.... Been 5 Months Now And Nothing.... Now Heres My Predicament. Do I Disturn The Hornets Nest And Write To Them Asking For My Default To Be Removed (afterall They Can Not Prove I Agreed To Them Sharing My Info) But That May Set The Collectors Off Again. Or Do I Keep Quiet???? Also If Anyone Can Help Where I Go About Claiming Back The Interest They Have Charged Over The Years When They Did Not Have An Agreement??? Surely That Comes Under Demanding Money By Menaces (pay Up Or We Will Visit You Are Harrass You And Take You To Court) When I Had Not Agreed To Anything?!?!?!?! Any Suggestions...

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Without the agreement then they're going to have a hard time enforcing it (need more info to be certain of this), however re the default it depends what your plans/needs are in terms of applying for credit.

The views I express here are mere speculation based on my experience. I am not qualified nor insured to give legal advice and any action you take will be at your own risk.

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