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    • Can I just leave it as saved and not submit or do I need to delete everything?
    • don't file yet not needed till/by 4pm tomorrow   let andyorch check things over 1st    
    • well the claim is stayed so don't panic for now.   is this the ONLY payment made and how did capquest get this out of you? by phone?   explain what caused you to make the payment and how you did it please   dx                
    • Lovely stuff.    1.The claim is for the sum of £882.53 due by the Defendant under the CCA 1974 for a Shop Direct account with the account ref of ********************    2.The Defendant failed to maintain contractual payments required by the agreement and a Default notice was served under s.87(1) of the CCA 1974 which has not been complied with.   3.The debt was legally assigned to the claimant on 08/01/18, notice of which has been given to the defendant.   4.The claim includes statutory interest under S.69 of the County Courts Act 1984 at a rate of 8% per annum from the date of assignment to the date of issue of these proceedings in the sum of £70.60 - The claimant claims the sum of £953.13   #####Defence######   The Defendant contends that the particulars of claim are vague and generic in nature. The Defendant accordingly sets out its case below and relies on CPR r 16.5 (3) in relation to any particular allegation to which a specific response has not been made.   1. Paragraph 1 is denied. Whilst it is admitted I have held various catalogue agreements in the past, I have no recollection of ever entering into an agreement with Shop Direct and do not recognise the specific account number or recollect any outstanding debt and have therefore requested clarification by way of a CPR 31.14 and section 78 request pursuant to The Consumer Credit Act 1974.   2. Paragraph 2 is denied I have not been served with a Default Notice pursuant to sec87(1) the Consumer Credit Act 1974.   3. Paragraph 3 is denied. I am unaware of a legal assignment or Notice of Assignment pursuant to the Law and Property Act 1925 Section 136(1)   4. On receipt of this claim form I, the Defendant, sent a request by way of a section 78 pursuant to the Consumer Credit Act 1974, for a copy of the agreement, the Claimant has yet to comply and remains in default of the said request.   5. A further request made via CPR 31.14 to the claimant’s solicitor, requesting disclosure of documents on which the Claimant is basing their claim. The claimant has not complied.   6. It is therefore not accepted with regards to the Defendant owing any monies to the Claimant and the Claimant is put to strict proof to:   a) show how the Defendant has entered into an agreement and; b) show how the Defendant has reached the amount claimed for and; c) show the nature of the breach and evidence by way of a Default Notice pursuant to sec 87(1) of the Consumer Credit Act 1974 d) show how the Claimant has the legal right, either under statute or equity to issue a claim   7. As per Civil Procedure 16.5 it is expected that the claimants prove the allegation that the money is owed   8. By reasons of the facts and matters set out above, it is denied that the Claimant is entitled to the relief claimed or any relief.   I will get this put into the defence section. Thank you again.
    • just remove the 2nd part where you mention some reply.
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ukaviator

What Made You Smile Today?

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:)

i dont see the emphasis on the MC today. historically yes. but, it was re the then 'Parliament' v the crown. the crown no longer has any practical effect re parliament. whats needed now is a people v parliament. ie a modern day bill of rights.


IMO

:-):rant:

 

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I think all kids should be made to learn the maths tables and say them backwards. Learn 4 passages from each of Shakespeares works and be able to recite the MC verbatim. Then, and only then, should they be allowed to progress to the best subjects like cricket and sex education.

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Add being able to cook to the above:-D

 

and for something completely different

 

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Watching customers in a Tesco buying Easter eggs.

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Watching customers in a Tesco buying Easter eggs.

 

 

We saw Valentine cards in one of the shops before Christmas.

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The new colour of my Bathroom :)


 
 

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collecting the tokens for a £9.50 holiday, been on a fair few and reccomend them to any one, the accomadtion is superb . Not had a holiday for a long time so hope manage to get one this year :)


If I owe you money, take a number and join the queue. If you owe me money pay up and shut up

 

 

 

 

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I know I shouldn't laugh:

 

Someone posted on Facebook that some people starting a certain Open University module next month received a DVD through the post. Instead of receiving a DVD with course material, the DVD had a kids TV program on...

 

There's a box in the dinning room which one of the dogs likes to lay on. The box has some dog food in it. Anyway, mum had taken the lid off the box and putting some packs of food in the box. Dog comes running into the dinning room and instead of jumping on to the box, jumps into the box. She (the dog) was not amused. :lol:

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Watching customers in a Tesco buying Easter eggs.

 

We saw Valentine cards in one of the shops before Christmas.

 

 

And as soon as Easter is over, they will start stocking for Christmas again !!


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Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

 

PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

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And as soon as Easter is over, they will start stocking for Christmas again !!

 

Is that the day DFS don't have a sale?


<<< If I have helped please click my star :-D

 

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According to an online form on the Sainsburys website, the letters "st" are "bad language"

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Dad was filling in an online form and the first 2 letters of his name are St. As he was typing in his name, a message comes up saying "It look like you've used some bad language. Please remove any bad language you've entered".

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So, I've moved out of my parents house and am living in a flat. Someone had left behind a wooden door stop and due to my sight impairment, it's a tad difficult for me to see. My parents said they'll take mine home and I can have the one they use.

 

They took mine and the dog thinks it's toy!

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Paxman. :-D


 

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Alliance & Leicester Moneyclaim issued 20/1/07 £225.50 full settlement received 29 January 2007

Smile £1,075.50 + interest Email request for payment 24/5/06 received £1,000.50 14/7/06 + £20 30/7/06

Yorkshire Bank Moneyclaim issued 21/6/06 £4,489.39 full settlement received 26 January 2007

:p

 

Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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Paxman. :-D

 

He'd be a gr8 candidate to take the vacant position on the Top Gear team:madgrin:

 

Grumpy, sarcy, shallow, argumentative

 

I believe it's an act which works well for him. I think this is the CV that JC fans require.

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Conniff :)


 
 

Any advice I give is honest and in good faith.:)

If in doubt, you should seek the opinion of a Qualified Professional.

If you can, please donate to this site.

Help keep it up and active, helping people like you.

If you no longer require help, please do what you can to help others

RIP: Rooster-UK - MARTIN3030 - cerberusalert

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hug.gif

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The chap standing behind Mr C's pump up:madgrin: It was like a scene out of Yes Prime Minister, a loving grin at his leader:lol:

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...a loving grin at his leader

 

alan b'stard :)


IMO

:-):rant:

 

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alan b'stard :)

 

That's also reminded me of Sebastian the Prime Minister's aide in Little Britain:lol:

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That's also reminded me of Sebastian the Prime Minister's aide in Little Britain:lol:

 

:)


IMO

:-):rant:

 

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the word 'con(s)' being used :)


IMO

:-):rant:

 

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My daughter passing her driving test 1st time today with only one minor :)

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well done to your daughter x :)


R.I.P my beautiful grey ghost, gone but never forgotten, taken so suddenly, 04/07/2004 ~ ~ 02/03/2017

Gone but never forgotten,Little Miss Sunshine, Alisha Marie. 15/12/2005 ~ ~ 13/02/2006

Our  beloved Dalmatian Jazz,  gone to join Wal at Rainbow Bridge, hope you are now pain free .  20/9/2005 ~ ~ 24/3/2019

 

 

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